🕰️ Time Machine

AFRM — Affirm

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 30/07/2026

Last price (Close)
71.48 +1.95%
Next window · Cycle 90 · in 5 days
06/08/2026
Last window · Cycle 120 · 25/07/2026
since +1.78%
Trend
Neutral
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 27/03/2026
42.10
Days: 85 trading / 125 calendar · return since: +69.80%
Last major high · 12/01/2026
84.65
Days: 137 trading / 199 calendar · return since: -15.56%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 27/03/2026 @ 42.10Cycle 120Calendar📅 25/07/2026-5 (±3)Passed
Low 27/03/2026 @ 42.10Cycle 90Trading📅 06/08/2026+5 (±3)Upcoming
High 12/01/2026 @ 84.65Cycle 144Trading📅 10/08/2026+7 (±3)Upcoming
Low 27/03/2026 @ 42.10Cycle 144Calendar📅 18/08/2026+19 (±3)Upcoming
Low 27/03/2026 @ 42.10Cycle 120Trading📅 18/09/2026+35 (±3)Upcoming
High 12/01/2026 @ 84.65Cycle 180Trading📅 30/09/2026+43 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

Failed Breakdown 29/07/2026🎯 near Cycle 120 window · 25/07/2026
Gap Day 23/07/2026🎯 near Cycle 120 window · 25/07/2026
NR7 Compression 20/07/2026🎯 near Cycle 120 window · 25/07/2026
Bearish Engulfing 15/07/2026
Failed Breakout 15/07/2026
Bearish Engulfing 07/07/2026
Failed Breakout 07/07/2026
Failed Breakout 02/07/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 25/07/2026 · Low Cycle 120/Calendar · 5 years — Very limited sample
10 days: Avg +7.42% · Win 60% · DD -7.57%20 days: Avg +7.83% · Win 80% · DD -9.20%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202525/07/202567.09neutral-1.01%+7.81%+18.48%-1.01%+18.48%
202425/07/202426.46far below SMA50-0.15%-4.71%+13.23%-8.84%+14.66%
202325/07/202317.60far above SMA50+11.42%-10.23%-19.20%-19.20%+11.42%
202225/07/202226.17far above SMA50+3.82%+33.36%+12.69%-11.73%+52.50%
202126/07/202159.42neutral+8.90%+10.87%+13.95%-5.22%+15.48%
Upcoming 06/08/2026 · Low Cycle 90/Trading · 5 years — Very limited sample
10 days: Avg -0.36% · Win 20% · DD -5.74%20 days: Avg +25.66% · Win 80% · DD -11.34%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202506/08/202577.28far above SMA50+0.56%-5.56%+16.02%-6.41%+16.02%
202406/08/202424.16far below SMA50+8.65%+21.23%+66.51%-0.17%+82.16%
202307/08/202315.66neutral-3.38%-6.45%+40.04%-11.81%+40.04%
202205/08/202233.40far above SMA50+17.34%-7.43%-32.78%-32.78%+19.49%
202106/08/202167.17neutral-1.82%-3.59%+38.53%-5.52%+48.27%
Upcoming 10/08/2026 · High Cycle 144/Trading · 5 years — Very limited sample
10 days: Avg +1.71% · Win 60% · DD -6.48%20 days: Avg +23.82% · Win 80% · DD -10.30%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/08/202572.97far above SMA50+7.22%+6.06%+21.17%+0.00%+22.87%
202409/08/202425.44far below SMA50+11.83%+23.66%+50.04%-1.06%+73.00%
202310/08/202314.99neutral-5.14%-7.87%+49.90%-7.87%+49.97%
202210/08/202236.78far above SMA50+1.66%-17.81%-35.56%-39.37%+8.51%
202110/08/202165.56neutral-3.14%+4.53%+33.53%-3.20%+51.91%
Upcoming 18/08/2026 · Low Cycle 144/Calendar · 5 years — Very limited sample
10 days: Avg +21.37% · Win 80% · DD -10.41%20 days: Avg +35.33% · Win 80% · DD -10.89%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202518/08/202578.24far above SMA50-1.09%+5.09%+14.98%-6.72%+14.98%
202419/08/202430.34neutral+5.08%+37.08%+45.02%-3.46%+45.22%
202318/08/202314.50far below SMA50+22.69%+50.76%+72.48%-4.76%+72.48%
202218/08/202235.75far above SMA50-12.64%-35.22%-37.62%-37.62%+0.00%
202118/08/202164.68neutral+12.41%+49.17%+81.79%-1.89%+91.25%
Upcoming 18/09/2026 · Low Cycle 120/Trading · 5 years — Very limited sample
10 days: Avg -11.77% · Win 20% · DD -15.39%20 days: Avg -6.40% · Win 40% · DD -19.51%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202518/09/202589.91far above SMA50-13.31%-13.88%-23.18%-23.18%+2.52%
202418/09/202444.28far above SMA50-2.35%-11.81%+8.33%-13.10%+11.25%
202318/09/202325.01near 52w high · far above SMA50-19.15%-18.23%-24.51%-29.99%+0.00%
202219/09/202222.70far below SMA50-16.12%-16.26%-18.81%-23.92%+0.00%
202117/09/2021116.28far above SMA50+6.41%+1.35%+26.19%-7.38%+27.68%
Upcoming 30/09/2026 · High Cycle 180/Trading · 5 years — Very limited sample
10 days: Avg +4.35% · Win 40% · DD -8.68%20 days: Avg +6.18% · Win 80% · DD -10.39%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202530/09/202573.08volume x1.5+4.89%-0.22%+3.89%-7.09%+5.99%
202430/09/202440.82far above SMA50-5.44%+20.68%+3.18%-5.73%+20.68%
202329/09/202321.27far above SMA50-15.66%-15.37%-20.40%-21.77%+0.00%
202230/09/202218.76far below SMA50+0.75%-7.94%+8.32%-7.94%+15.19%
202130/09/2021119.13far above SMA50+12.40%+24.63%+35.89%-9.40%+35.89%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· If it holds above SMA50 (-3.3%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· Relative weakness vs QQQ, SPY, SMH.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -28.5% · from 52w low: +69.8%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days+0.38% · -10.47% · -14.76% · +6.56%
Distance from SMA20 / 50 / 200-8.30% · -3.28% · +8.12%
Distance from 52w high / low-28.52% · +69.80%
ATR14 · volume vs 20-avg3.24 · 0.27x

Relative strength

vs QQQ (20d)-8.46%
vs SPY (20d)-13.53%
vs SMH (20d)-1.07%

Moving averages

SMA20 / 50 / 20077.94 · 73.90 · 66.11
52w high / low100.00 · 42.10