🕰️ Time Machine
AFRM — Affirm
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 28/10/2026
Last price (Close)
73.32 +0.88%
Next window · Cycle 45 · in 3 days
02/11/2026
Last window · Cycle 60 · 27/10/2026
since +0.88%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 10/09/2026
66.03
Days: 34 trading / 48 calendar · return since: +11.04%
Last major high · 28/08/2026
90.44
Days: 42 trading / 61 calendar · return since: -18.93%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| Low 10/09/2026 @ 66.03 | Cycle 30 | Trading | 📅 22/10/2026 | -4 (±2) | Passed |
| Low 10/09/2026 @ 66.03 | Cycle 45 | Calendar | 📅 25/10/2026 | -3 (±2) | Passed |
| High 28/08/2026 @ 90.44 | Cycle 60 | Calendar | 📅 27/10/2026 | -1 (±2) | In window |
| High 28/08/2026 @ 90.44 | Cycle 45 | Trading | 📅 02/11/2026 | +3 (±2) | Upcoming |
| Low 10/09/2026 @ 66.03 | Cycle 60 | Calendar | 📅 09/11/2026 | +12 (±2) | Upcoming |
| Low 10/09/2026 @ 66.03 | Cycle 45 | Trading | 📅 12/11/2026 | +11 (±2) | Upcoming |
| High 28/08/2026 @ 90.44 | Cycle 60 | Trading | 📅 23/11/2026 | +18 (±2) | Upcoming |
| High 28/08/2026 @ 90.44 | Cycle 90 | Calendar | 📅 26/11/2026 | +29 (±3) | Upcoming |
| Low 10/09/2026 @ 66.03 | Cycle 60 | Trading | 📅 04/12/2026 | +26 (±2) | Upcoming |
| Low 10/09/2026 @ 66.03 | Cycle 90 | Calendar | 📅 09/12/2026 | +42 (±3) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● Gap Day 27/10/2026🎯 near Cycle 60 window · 27/10/2026
● NR7 Compression 26/10/2026🎯 near Cycle 45 window · 25/10/2026
● Bullish Engulfing 15/10/2026
● Shooting Star 13/10/2026
● Failed Breakout 12/10/2026
● Bullish Engulfing 05/10/2026
● Failed Breakout 05/10/2026
● Hammer Reversal 01/10/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 22/10/2026 · Low Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg +2.87% · Win 60% · DD -7.26%20 days: Avg +7.08% · Win 40% · DD -14.91%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 22/10/2025 | 71.93 | neutral | +1.01% | -0.57% | -9.15% | -9.15% | +9.76% |
| 2024 | 22/10/2024 | 43.99 | far above SMA50 | -2.55% | +3.66% | +45.40% | -7.48% | +45.40% |
| 2023 | 23/10/2023 | 18.50 | neutral | -7.57% | +17.35% | +37.62% | -10.05% | +40.43% |
| 2022 | 21/10/2022 | 18.30 | far below SMA50 | +11.04% | -11.91% | -26.17% | -33.88% | +12.68% |
| 2021 | 22/10/2021 | 155.21 | near 52w high · far above SMA50 | +4.70% | +5.81% | -12.27% | -13.97% | +8.58% |
Passed 25/10/2026 · Low Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg +4.11% · Win 60% · DD -8.45%20 days: Avg +8.24% · Win 40% · DD -16.24%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 24/10/2025 | 75.39 | neutral | -4.66% | -2.35% | -14.60% | -17.04% | +4.72% |
| 2024 | 25/10/2024 | 40.70 | neutral | +6.19% | +14.20% | +63.51% | +0.00% | +63.51% |
| 2023 | 25/10/2023 | 16.64 | far below SMA50 · volume x2.0 | +5.83% | +30.77% | +53.67% | +0.00% | +56.13% |
| 2022 | 25/10/2022 | 20.62 | far below SMA50 | -5.63% | -24.15% | -38.55% | -41.32% | +0.00% |
| 2021 | 25/10/2021 | 160.04 | near 52w high · far above SMA50 | -4.61% | +2.08% | -22.83% | -22.83% | +5.30% |
In window 27/10/2026 · High Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +5.96% · Win 40% · DD -13.34%20 days: Avg +15.38% · Win 40% · DD -15.56%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 27/10/2025 | 76.45 | neutral | -5.72% | -0.47% | -12.50% | -18.19% | +3.27% |
| 2024 | 28/10/2024 | 42.12 | neutral | +3.73% | +36.72% | +64.65% | +0.00% | +64.65% |
| 2023 | 27/10/2023 | 16.93 | far below SMA50 | +32.49% | +32.49% | +73.48% | +0.00% | +73.48% |
| 2022 | 27/10/2022 | 20.62 | neutral | -19.16% | -27.30% | -36.57% | -41.32% | +0.00% |
| 2021 | 27/10/2021 | 151.14 | far above SMA50 | +6.58% | -11.65% | -12.17% | -18.28% | +11.50% |
Upcoming 02/11/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +4.82% · Win 40% · DD -10.82%20 days: Avg +17.38% · Win 40% · DD -13.94%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 03/11/2025 | 72.08 | neutral | +5.56% | -5.42% | -7.02% | -13.24% | +9.53% |
| 2024 | 01/11/2024 | 43.22 | neutral | +7.54% | +29.92% | +58.24% | +0.00% | +61.99% |
| 2023 | 02/11/2023 | 21.04 | volume x2.0 | +18.16% | +16.63% | +79.04% | +0.00% | +79.04% |
| 2022 | 02/11/2022 | 17.60 | far below SMA50 | -31.25% | -14.09% | -18.13% | -31.25% | +0.00% |
| 2021 | 02/11/2021 | 155.89 | far above SMA50 | +1.22% | -2.95% | -25.22% | -25.22% | +8.10% |
Upcoming 09/11/2026 · Low Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +5.49% · Win 60% · DD -9.86%20 days: Avg +16.87% · Win 40% · DD -13.18%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 10/11/2025 | 76.09 | neutral | -10.41% | -12.09% | -10.08% | -17.81% | +3.76% |
| 2024 | 08/11/2024 | 46.48 | volume x2.7 | +20.80% | +43.18% | +48.06% | +0.00% | +54.91% |
| 2023 | 09/11/2023 | 24.86 | far above SMA50 · volume x3.1 | -1.29% | +5.51% | +69.23% | -9.77% | +69.23% |
| 2022 | 09/11/2022 | 12.10 | near 52w low · far below SMA50 · volume x2.7 | +24.96% | +10.00% | -3.97% | -6.28% | +43.06% |
| 2021 | 09/11/2021 | 157.79 | far above SMA50 | -4.12% | -19.13% | -18.90% | -32.04% | +0.00% |
Upcoming 12/11/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +1.60% · Win 40% · DD -14.31%20 days: Avg +5.51% · Win 40% · DD -17.95%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 12/11/2025 | 78.95 | neutral | -17.23% | -12.86% | -12.56% | -20.79% | +0.00% |
| 2024 | 12/11/2024 | 57.59 | near 52w high · far above SMA50 · volume x1.7 | +11.06% | +15.07% | +21.43% | -7.61% | +25.02% |
| 2023 | 13/11/2023 | 22.88 | far above SMA50 | +11.28% | +43.14% | +72.73% | +0.00% | +83.87% |
| 2022 | 11/11/2022 | 17.01 | far below SMA50 · volume x1.7 | -20.58% | -26.04% | -27.87% | -33.33% | +1.76% |
| 2021 | 12/11/2021 | 148.99 | far above SMA50 | -8.61% | -11.30% | -26.20% | -28.02% | +1.83% |
Upcoming 23/11/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +9.48% · Win 80% · DD -6.24%20 days: Avg +9.22% · Win 40% · DD -12.43%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 24/11/2025 | 66.89 | far below SMA50 | +0.19% | +2.29% | +13.08% | -1.84% | +17.46% |
| 2024 | 22/11/2024 | 66.55 | near 52w high · far above SMA50 | +2.76% | +3.41% | -2.40% | -5.33% | +9.48% |
| 2023 | 22/11/2023 | 25.57 | far above SMA50 | +34.57% | +54.13% | +87.49% | +0.00% | +97.34% |
| 2022 | 23/11/2022 | 13.31 | far below SMA50 | +8.26% | -12.70% | -31.25% | -31.25% | +9.84% |
| 2021 | 23/11/2021 | 127.61 | neutral | -8.65% | +0.28% | -20.80% | -23.70% | +7.34% |
Upcoming 26/11/2026 · High Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +2.44% · Win 60% · DD -7.52%20 days: Avg +5.78% · Win 60% · DD -13.69%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 26/11/2025 | 68.80 | neutral | -0.16% | +0.33% | +10.19% | -4.56% | +14.20% |
| 2024 | 26/11/2024 | 66.27 | far above SMA50 | +8.65% | +5.52% | +0.88% | -4.93% | +9.94% |
| 2023 | 27/11/2023 | 29.37 | near 52w high · far above SMA50 · volume x2.6 | +31.29% | +35.92% | +70.38% | +0.00% | +71.81% |
| 2022 | 25/11/2022 | 13.08 | far below SMA50 | +11.77% | -13.30% | -29.74% | -30.05% | +11.77% |
| 2021 | 26/11/2021 | 136.98 | neutral | -21.71% | -16.28% | -22.81% | -28.92% | +0.00% |
Upcoming 04/12/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -4.50% · Win 40% · DD -10.47%20 days: Avg -2.47% · Win 40% · DD -12.69%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 04/12/2025 | 68.69 | neutral | +0.49% | +11.18% | +17.63% | -4.41% | +17.63% |
| 2024 | 04/12/2024 | 72.00 | near 52w high · far above SMA50 | -2.87% | -12.03% | -7.64% | -15.42% | +1.19% |
| 2023 | 04/12/2023 | 38.56 | near 52w high · far above SMA50 | +3.53% | +13.33% | +12.79% | -0.96% | +33.27% |
| 2022 | 05/12/2022 | 13.00 | far below SMA50 | -5.62% | -27.08% | -23.92% | -31.46% | +0.00% |
| 2021 | 03/12/2021 | 107.24 | far below SMA50 | +6.94% | -7.90% | -11.22% | -11.22% | +19.33% |
Upcoming 09/12/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg -2.50% · Win 40% · DD -11.23%20 days: Avg -7.03% · Win 40% · DD -15.90%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 09/12/2025 | 68.42 | neutral | +7.26% | +10.55% | +19.28% | -4.03% | +21.38% |
| 2024 | 09/12/2024 | 68.82 | far above SMA50 | +5.87% | -5.62% | -14.75% | -14.75% | +5.87% |
| 2023 | 08/12/2023 | 42.07 | near 52w high · far above SMA50 | +4.52% | +16.62% | +4.75% | -6.06% | +22.15% |
| 2022 | 09/12/2022 | 11.34 | far below SMA50 | -10.76% | -18.96% | -11.29% | -21.43% | +8.20% |
| 2021 | 09/12/2021 | 119.13 | far below SMA50 | -16.70% | -15.08% | -33.17% | -33.24% | +0.00% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· The broad trend (by MA stacking) is still up.
· Positive relative strength vs QQQ, SPY, SMH.
· If it holds above SMA50 (+0.2%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -18.9% · from 52w low: +74.2%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -0.26% · +3.99% · +5.91% · -6.14% |
| Distance from SMA20 / 50 / 200 | -0.86% · +0.22% · +10.22% |
| Distance from 52w high / low | -18.93% · +74.18% |
| ATR14 · volume vs 20-avg | 3.94 · 0.63x |
Relative strength
| vs QQQ (20d) | +7.82% |
|---|
| vs SPY (20d) | +4.64% |
|---|
| vs SMH (20d) | +12.69% |
|---|
Moving averages
| SMA20 / 50 / 200 | 73.95 · 73.16 · 66.52 |
| 52w high / low | 90.44 · 42.10 |