🕰️ Time Machine

AFRM — Affirm

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 28/10/2026

Last price (Close)
73.32 +0.88%
Next window · Cycle 45 · in 3 days
02/11/2026
Last window · Cycle 60 · 27/10/2026
since +0.88%
Trend
Uptrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 10/09/2026
66.03
Days: 34 trading / 48 calendar · return since: +11.04%
Last major high · 28/08/2026
90.44
Days: 42 trading / 61 calendar · return since: -18.93%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 10/09/2026 @ 66.03Cycle 30Trading📅 22/10/2026-4 (±2)Passed
Low 10/09/2026 @ 66.03Cycle 45Calendar📅 25/10/2026-3 (±2)Passed
High 28/08/2026 @ 90.44Cycle 60Calendar📅 27/10/2026-1 (±2)In window
High 28/08/2026 @ 90.44Cycle 45Trading📅 02/11/2026+3 (±2)Upcoming
Low 10/09/2026 @ 66.03Cycle 60Calendar📅 09/11/2026+12 (±2)Upcoming
Low 10/09/2026 @ 66.03Cycle 45Trading📅 12/11/2026+11 (±2)Upcoming
High 28/08/2026 @ 90.44Cycle 60Trading📅 23/11/2026+18 (±2)Upcoming
High 28/08/2026 @ 90.44Cycle 90Calendar📅 26/11/2026+29 (±3)Upcoming
Low 10/09/2026 @ 66.03Cycle 60Trading📅 04/12/2026+26 (±2)Upcoming
Low 10/09/2026 @ 66.03Cycle 90Calendar📅 09/12/2026+42 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

● Gap Day 27/10/2026🎯 near Cycle 60 window · 27/10/2026
● NR7 Compression 26/10/2026🎯 near Cycle 45 window · 25/10/2026
● Bullish Engulfing 15/10/2026
● Shooting Star 13/10/2026
● Failed Breakout 12/10/2026
● Bullish Engulfing 05/10/2026
● Failed Breakout 05/10/2026
● Hammer Reversal 01/10/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 22/10/2026 · Low Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg +2.87% · Win 60% · DD -7.26%20 days: Avg +7.08% · Win 40% · DD -14.91%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/10/202571.93neutral+1.01%-0.57%-9.15%-9.15%+9.76%
202422/10/202443.99far above SMA50-2.55%+3.66%+45.40%-7.48%+45.40%
202323/10/202318.50neutral-7.57%+17.35%+37.62%-10.05%+40.43%
202221/10/202218.30far below SMA50+11.04%-11.91%-26.17%-33.88%+12.68%
202122/10/2021155.21near 52w high · far above SMA50+4.70%+5.81%-12.27%-13.97%+8.58%
Passed 25/10/2026 · Low Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg +4.11% · Win 60% · DD -8.45%20 days: Avg +8.24% · Win 40% · DD -16.24%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202524/10/202575.39neutral-4.66%-2.35%-14.60%-17.04%+4.72%
202425/10/202440.70neutral+6.19%+14.20%+63.51%+0.00%+63.51%
202325/10/202316.64far below SMA50 · volume x2.0+5.83%+30.77%+53.67%+0.00%+56.13%
202225/10/202220.62far below SMA50-5.63%-24.15%-38.55%-41.32%+0.00%
202125/10/2021160.04near 52w high · far above SMA50-4.61%+2.08%-22.83%-22.83%+5.30%
In window 27/10/2026 · High Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +5.96% · Win 40% · DD -13.34%20 days: Avg +15.38% · Win 40% · DD -15.56%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202527/10/202576.45neutral-5.72%-0.47%-12.50%-18.19%+3.27%
202428/10/202442.12neutral+3.73%+36.72%+64.65%+0.00%+64.65%
202327/10/202316.93far below SMA50+32.49%+32.49%+73.48%+0.00%+73.48%
202227/10/202220.62neutral-19.16%-27.30%-36.57%-41.32%+0.00%
202127/10/2021151.14far above SMA50+6.58%-11.65%-12.17%-18.28%+11.50%
Upcoming 02/11/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +4.82% · Win 40% · DD -10.82%20 days: Avg +17.38% · Win 40% · DD -13.94%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/11/202572.08neutral+5.56%-5.42%-7.02%-13.24%+9.53%
202401/11/202443.22neutral+7.54%+29.92%+58.24%+0.00%+61.99%
202302/11/202321.04volume x2.0+18.16%+16.63%+79.04%+0.00%+79.04%
202202/11/202217.60far below SMA50-31.25%-14.09%-18.13%-31.25%+0.00%
202102/11/2021155.89far above SMA50+1.22%-2.95%-25.22%-25.22%+8.10%
Upcoming 09/11/2026 · Low Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +5.49% · Win 60% · DD -9.86%20 days: Avg +16.87% · Win 40% · DD -13.18%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202510/11/202576.09neutral-10.41%-12.09%-10.08%-17.81%+3.76%
202408/11/202446.48volume x2.7+20.80%+43.18%+48.06%+0.00%+54.91%
202309/11/202324.86far above SMA50 · volume x3.1-1.29%+5.51%+69.23%-9.77%+69.23%
202209/11/202212.10near 52w low · far below SMA50 · volume x2.7+24.96%+10.00%-3.97%-6.28%+43.06%
202109/11/2021157.79far above SMA50-4.12%-19.13%-18.90%-32.04%+0.00%
Upcoming 12/11/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +1.60% · Win 40% · DD -14.31%20 days: Avg +5.51% · Win 40% · DD -17.95%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202512/11/202578.95neutral-17.23%-12.86%-12.56%-20.79%+0.00%
202412/11/202457.59near 52w high · far above SMA50 · volume x1.7+11.06%+15.07%+21.43%-7.61%+25.02%
202313/11/202322.88far above SMA50+11.28%+43.14%+72.73%+0.00%+83.87%
202211/11/202217.01far below SMA50 · volume x1.7-20.58%-26.04%-27.87%-33.33%+1.76%
202112/11/2021148.99far above SMA50-8.61%-11.30%-26.20%-28.02%+1.83%
Upcoming 23/11/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +9.48% · Win 80% · DD -6.24%20 days: Avg +9.22% · Win 40% · DD -12.43%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202524/11/202566.89far below SMA50+0.19%+2.29%+13.08%-1.84%+17.46%
202422/11/202466.55near 52w high · far above SMA50+2.76%+3.41%-2.40%-5.33%+9.48%
202322/11/202325.57far above SMA50+34.57%+54.13%+87.49%+0.00%+97.34%
202223/11/202213.31far below SMA50+8.26%-12.70%-31.25%-31.25%+9.84%
202123/11/2021127.61neutral-8.65%+0.28%-20.80%-23.70%+7.34%
Upcoming 26/11/2026 · High Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +2.44% · Win 60% · DD -7.52%20 days: Avg +5.78% · Win 60% · DD -13.69%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202526/11/202568.80neutral-0.16%+0.33%+10.19%-4.56%+14.20%
202426/11/202466.27far above SMA50+8.65%+5.52%+0.88%-4.93%+9.94%
202327/11/202329.37near 52w high · far above SMA50 · volume x2.6+31.29%+35.92%+70.38%+0.00%+71.81%
202225/11/202213.08far below SMA50+11.77%-13.30%-29.74%-30.05%+11.77%
202126/11/2021136.98neutral-21.71%-16.28%-22.81%-28.92%+0.00%
Upcoming 04/12/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -4.50% · Win 40% · DD -10.47%20 days: Avg -2.47% · Win 40% · DD -12.69%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202504/12/202568.69neutral+0.49%+11.18%+17.63%-4.41%+17.63%
202404/12/202472.00near 52w high · far above SMA50-2.87%-12.03%-7.64%-15.42%+1.19%
202304/12/202338.56near 52w high · far above SMA50+3.53%+13.33%+12.79%-0.96%+33.27%
202205/12/202213.00far below SMA50-5.62%-27.08%-23.92%-31.46%+0.00%
202103/12/2021107.24far below SMA50+6.94%-7.90%-11.22%-11.22%+19.33%
Upcoming 09/12/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg -2.50% · Win 40% · DD -11.23%20 days: Avg -7.03% · Win 40% · DD -15.90%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202509/12/202568.42neutral+7.26%+10.55%+19.28%-4.03%+21.38%
202409/12/202468.82far above SMA50+5.87%-5.62%-14.75%-14.75%+5.87%
202308/12/202342.07near 52w high · far above SMA50+4.52%+16.62%+4.75%-6.06%+22.15%
202209/12/202211.34far below SMA50-10.76%-18.96%-11.29%-21.43%+8.20%
202109/12/2021119.13far below SMA50-16.70%-15.08%-33.17%-33.24%+0.00%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· The broad trend (by MA stacking) is still up.
· Positive relative strength vs QQQ, SPY, SMH.
· If it holds above SMA50 (+0.2%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -18.9% · from 52w low: +74.2%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-0.26% · +3.99% · +5.91% · -6.14%
Distance from SMA20 / 50 / 200-0.86% · +0.22% · +10.22%
Distance from 52w high / low-18.93% · +74.18%
ATR14 · volume vs 20-avg3.94 · 0.63x

Relative strength

vs QQQ (20d)+7.82%
vs SPY (20d)+4.64%
vs SMH (20d)+12.69%

Moving averages

SMA20 / 50 / 20073.95 · 73.16 · 66.52
52w high / low90.44 · 42.10