🕰️ Time Machine
CASH — Pathward Financial, Inc.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 10/09/2026
Last price (Close)
78.94 -0.20%
Next window · Cycle 60 · in 4 days
14/09/2026
Last window · Cycle 30 · 03/09/2026
since -4.62%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 23/07/2026
76.01
Days: 34 trading / 49 calendar · return since: +3.86%
Last major high · 16/07/2026
93.93
Days: 39 trading / 56 calendar · return since: -15.95%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| High 16/07/2026 @ 93.93 | Cycle 30 | Trading | 📅 27/08/2026 | -9 (±2) | Passed |
| Low 23/07/2026 @ 76.01 | Cycle 30 | Trading | 📅 03/09/2026 | -4 (±2) | Passed |
| Low 23/07/2026 @ 76.01 | Cycle 45 | Calendar | 📅 06/09/2026 | -4 (±2) | Passed |
| High 16/07/2026 @ 93.93 | Cycle 60 | Calendar | 📅 14/09/2026 | +4 (±2) | Upcoming |
| High 16/07/2026 @ 93.93 | Cycle 45 | Trading | 📅 18/09/2026 | +6 (±2) | Upcoming |
| Low 23/07/2026 @ 76.01 | Cycle 60 | Calendar | 📅 21/09/2026 | +11 (±2) | Upcoming |
| Low 23/07/2026 @ 76.01 | Cycle 45 | Trading | 📅 25/09/2026 | +11 (±2) | Upcoming |
| High 16/07/2026 @ 93.93 | Cycle 60 | Trading | 📅 09/10/2026 | +21 (±2) | Upcoming |
| High 16/07/2026 @ 93.93 | Cycle 90 | Calendar | 📅 14/10/2026 | +34 (±3) | Upcoming |
| Low 23/07/2026 @ 76.01 | Cycle 60 | Trading | 📅 16/10/2026 | +26 (±2) | Upcoming |
| Low 23/07/2026 @ 76.01 | Cycle 90 | Calendar | 📅 21/10/2026 | +41 (±3) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● NR7 Compression 10/09/2026🎯 near Cycle 45 window · 06/09/2026
● NR7 Compression 03/09/2026🎯 near Cycle 30 window · 03/09/2026
● Failed Breakdown 31/08/2026🎯 near Cycle 30 window · 03/09/2026
● NR7 Compression 27/08/2026🎯 near Cycle 30 window · 27/08/2026
● Bearish Engulfing 26/08/2026🎯 near Cycle 30 window · 27/08/2026
● Bearish Engulfing 21/08/2026
● Failed Breakdown 21/08/2026
● Hammer Reversal 20/08/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 27/08/2026 · High Cycle 30/Trading · 9 years — Small sample
10 days: Avg +1.53% · Win 56% · DD -3.37%20 days: Avg -0.24% · Win 33% · DD -4.50%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 27/08/2025 | 80.05 | neutral | -2.09% | -4.43% | -6.03% | -6.72% | +0.09% |
| 2024 | 27/08/2024 | 66.24 | near 52w high | +1.31% | -1.66% | -2.16% | -2.16% | +4.39% |
| 2023 | 28/08/2023 | 49.41 | neutral | -1.32% | -0.57% | -7.98% | -7.98% | +1.56% |
| 2022 | 26/08/2022 | 33.99 | far below SMA50 | -3.82% | +1.28% | -5.21% | -5.33% | +1.28% |
| 2021 | 27/08/2021 | 49.89 | neutral | -1.58% | +3.64% | +4.20% | -3.21% | +4.30% |
| 2020 | 27/08/2020 | 19.35 | neutral | -1.14% | -7.29% | -3.87% | -7.29% | +4.05% |
| 2019 | 27/08/2019 | 30.57 | near 52w high | +1.01% | +10.94% | +9.43% | +0.00% | +11.96% |
| 2018 | 27/08/2018 | 28.23 | far below SMA50 | +4.07% | +0.11% | -0.42% | -2.25% | +5.43% |
| 2017 | 28/08/2017 | 22.85 | far below SMA50 · volume x2.3 | -4.01% | +11.74% | +9.92% | -5.58% | +15.03% |
Passed 03/09/2026 · Low Cycle 30/Trading · 9 years — Small sample
10 days: Avg +1.29% · Win 56% · DD -3.99%20 days: Avg +1.62% · Win 56% · DD -5.05%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 03/09/2025 | 77.69 | neutral | -1.53% | -2.47% | -5.16% | -5.16% | +0.89% |
| 2024 | 03/09/2024 | 68.24 | near 52w high | -3.15% | -0.44% | -5.35% | -5.35% | +1.34% |
| 2023 | 01/09/2023 | 50.18 | volume x2.0 | -2.29% | -4.47% | -7.06% | -9.51% | +0.00% |
| 2022 | 02/09/2022 | 32.69 | near 52w low · far below SMA50 | +5.30% | +2.15% | +2.24% | -1.84% | +5.30% |
| 2021 | 03/09/2021 | 49.10 | neutral | +5.30% | +1.49% | +12.13% | -1.65% | +12.13% |
| 2020 | 03/09/2020 | 19.13 | neutral | -6.23% | +5.25% | +7.19% | -6.23% | +7.19% |
| 2019 | 03/09/2019 | 30.61 | near 52w high | +7.72% | +11.22% | +4.87% | +0.00% | +11.81% |
| 2018 | 04/09/2018 | 29.38 | volume x1.7 | -3.81% | -6.02% | -8.20% | -8.20% | +1.31% |
| 2017 | 01/09/2017 | 23.32 | far below SMA50 | +6.50% | +4.92% | +13.95% | -7.47% | +13.95% |
Passed 06/09/2026 · Low Cycle 45/Calendar · 9 years — Small sample
10 days: Avg +2.02% · Win 56% · DD -2.55%20 days: Avg +4.55% · Win 56% · DD -3.53%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 05/09/2025 | 76.40 | neutral | -1.02% | -0.03% | -3.52% | -3.68% | +1.26% |
| 2024 | 06/09/2024 | 67.22 | near 52w high | -0.58% | +0.25% | -0.66% | -4.39% | +2.87% |
| 2023 | 06/09/2023 | 48.89 | neutral | -0.88% | -3.89% | -5.59% | -7.13% | +2.31% |
| 2022 | 06/09/2022 | 32.18 | near 52w low · far below SMA50 | +3.21% | +2.61% | +9.62% | -0.28% | +9.62% |
| 2021 | 07/09/2021 | 48.29 | neutral | +4.35% | +2.34% | +15.03% | +0.00% | +15.03% |
| 2020 | 04/09/2020 | 19.16 | neutral | -2.03% | -0.04% | +10.16% | -6.38% | +10.16% |
| 2019 | 06/09/2019 | 31.18 | near 52w high | +9.12% | +9.77% | +6.33% | +0.00% | +9.77% |
| 2018 | 06/09/2018 | 29.02 | neutral | -3.04% | -3.16% | -7.63% | -7.63% | +2.41% |
| 2017 | 06/09/2017 | 22.08 | far below SMA50 · volume x2.0 | +19.03% | +10.33% | +17.21% | -2.30% | +20.31% |
Upcoming 14/09/2026 · High Cycle 60/Calendar · 10 years — Small sample
10 days: Avg -0.76% · Win 40% · DD -3.65%20 days: Avg +5.58% · Win 60% · DD -4.91%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 15/09/2025 | 75.13 | neutral | +2.90% | -0.32% | -1.64% | -3.86% | +2.90% |
| 2024 | 13/09/2024 | 66.78 | near 52w high | +0.84% | -2.37% | +10.77% | -3.83% | +10.77% |
| 2023 | 14/09/2023 | 49.97 | neutral | -7.40% | -8.49% | -4.50% | -9.23% | +0.00% |
| 2022 | 14/09/2022 | 32.71 | near 52w low · far below SMA50 | +0.28% | +1.65% | +11.74% | -2.05% | +11.74% |
| 2021 | 14/09/2021 | 50.34 | neutral | -1.93% | +2.52% | +17.18% | -1.93% | +17.18% |
| 2020 | 14/09/2020 | 18.72 | neutral | +2.03% | +4.75% | +18.48% | -2.67% | +20.25% |
| 2019 | 13/09/2019 | 33.97 | near 52w high · far above SMA50 · volume x1.6 | +0.59% | -4.53% | -0.74% | -5.65% | +0.59% |
| 2018 | 14/09/2018 | 28.23 | neutral | -1.65% | -2.42% | -10.39% | -10.39% | +0.00% |
| 2017 | 14/09/2017 | 25.67 | volume x1.7 | -4.94% | +2.47% | +5.78% | -7.47% | +10.39% |
| 2016 | 14/09/2016 | 20.46 | near 52w high | -0.93% | -0.83% | +9.08% | -2.05% | +10.02% |
Upcoming 18/09/2026 · High Cycle 45/Trading · 10 years — Small sample
10 days: Avg -0.06% · Win 50% · DD -4.31%20 days: Avg +6.55% · Win 70% · DD -5.46%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 18/09/2025 | 77.06 | volume x1.9 | -2.45% | -4.57% | -9.47% | -9.47% | +0.32% |
| 2024 | 18/09/2024 | 67.78 | near 52w high | -4.46% | -5.25% | +9.65% | -5.25% | +9.65% |
| 2023 | 18/09/2023 | 47.89 | neutral | -3.74% | -2.71% | -0.71% | -5.28% | +1.00% |
| 2022 | 19/09/2022 | 33.34 | neutral | -3.51% | +0.09% | +14.79% | -3.90% | +16.56% |
| 2021 | 17/09/2021 | 51.98 | near 52w high · volume x3.1 | -0.71% | +4.29% | +16.87% | -5.02% | +16.87% |
| 2020 | 18/09/2020 | 20.08 | volume x3.9 | -7.62% | +1.84% | +15.59% | -8.32% | +15.59% |
| 2019 | 18/09/2019 | 33.96 | near 52w high · far above SMA50 | -1.65% | -5.51% | +2.47% | -5.62% | +2.47% |
| 2018 | 18/09/2018 | 27.57 | neutral | +1.81% | -2.32% | -8.91% | -8.91% | +2.00% |
| 2017 | 18/09/2017 | 24.42 | neutral | +1.98% | +8.60% | +11.33% | -2.73% | +16.04% |
| 2016 | 19/09/2016 | 20.06 | near 52w high | -0.12% | +4.97% | +13.91% | -0.12% | +13.91% |
Upcoming 21/09/2026 · Low Cycle 60/Calendar · 10 years — Small sample
10 days: Avg +3.70% · Win 60% · DD -2.89%20 days: Avg +7.77% · Win 70% · DD -4.28%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 22/09/2025 | 77.31 | neutral | -3.13% | -4.28% | -6.89% | -9.77% | +0.00% |
| 2024 | 20/09/2024 | 67.34 | near 52w high · volume x3.3 | -3.18% | -0.91% | +10.01% | -4.63% | +11.58% |
| 2023 | 21/09/2023 | 46.27 | neutral | -1.17% | +2.79% | -3.29% | -3.29% | +4.54% |
| 2022 | 21/09/2022 | 32.80 | neutral | +1.37% | +7.44% | +14.33% | -2.32% | +18.48% |
| 2021 | 21/09/2021 | 49.37 | neutral | +4.54% | +12.40% | +22.97% | +0.00% | +24.57% |
| 2020 | 21/09/2020 | 19.10 | volume x2.4 | +2.67% | +10.21% | +22.67% | -3.61% | +22.67% |
| 2019 | 20/09/2019 | 34.17 | near 52w high · far above SMA50 · volume x4.7 | -5.09% | -3.13% | +3.86% | -6.20% | +3.86% |
| 2018 | 21/09/2018 | 27.77 | volume x1.6 | -0.78% | -4.20% | -11.87% | -11.87% | +1.08% |
| 2017 | 21/09/2017 | 24.40 | neutral | +7.79% | +6.76% | +11.82% | +0.00% | +16.12% |
| 2016 | 21/09/2016 | 20.27 | near 52w high | +0.10% | +9.92% | +14.06% | -1.13% | +14.06% |
Upcoming 25/09/2026 · Low Cycle 45/Trading · 10 years — Small sample
10 days: Avg +6.03% · Win 70% · DD -1.43%20 days: Avg +9.29% · Win 70% · DD -3.31%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 25/09/2025 | 75.17 | neutral | -2.17% | -1.46% | -5.36% | -7.20% | +2.33% |
| 2024 | 25/09/2024 | 64.76 | neutral | -0.83% | +8.82% | +12.23% | -0.83% | +16.03% |
| 2023 | 25/09/2023 | 46.10 | neutral | +1.06% | +4.34% | -5.42% | -5.42% | +4.92% |
| 2022 | 26/09/2022 | 32.17 | near 52w low | +3.73% | +6.81% | +19.02% | -0.40% | +20.80% |
| 2021 | 24/09/2021 | 51.61 | neutral | +5.04% | +10.31% | +20.07% | +0.00% | +20.07% |
| 2020 | 25/09/2020 | 18.55 | neutral | +10.24% | +18.87% | +36.50% | +0.00% | +36.50% |
| 2019 | 25/09/2019 | 33.40 | near 52w high | -3.92% | -1.53% | +6.05% | -4.04% | +6.98% |
| 2018 | 25/09/2018 | 28.07 | neutral | -4.06% | -3.09% | -15.17% | -15.17% | +0.00% |
| 2017 | 25/09/2017 | 24.90 | neutral | +6.49% | +4.95% | +9.10% | +0.00% | +13.79% |
| 2016 | 26/09/2016 | 20.04 | near 52w high | +5.09% | +12.33% | +15.87% | +0.00% | +15.87% |
Upcoming 09/10/2026 · High Cycle 60/Trading · 10 years — Small sample
10 days: Avg +2.73% · Win 70% · DD -3.15%20 days: Avg +8.50% · Win 70% · DD -5.03%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 09/10/2025 | 74.07 | neutral | -5.82% | -3.96% | -8.75% | -9.52% | +3.85% |
| 2024 | 09/10/2024 | 70.47 | near 52w high · volume x1.5 | +5.46% | +3.14% | +14.59% | -2.85% | +14.59% |
| 2023 | 09/10/2023 | 48.10 | neutral | -1.14% | -9.36% | +1.06% | -11.66% | +1.08% |
| 2022 | 10/10/2022 | 34.36 | neutral | +11.38% | +11.44% | +24.01% | +0.00% | +24.01% |
| 2021 | 08/10/2021 | 56.93 | near 52w high · far above SMA50 | +6.71% | +8.85% | +8.99% | -3.23% | +10.29% |
| 2020 | 09/10/2020 | 22.05 | far above SMA50 | +5.26% | +14.83% | +32.83% | -1.27% | +36.60% |
| 2019 | 09/10/2019 | 32.89 | neutral | +5.81% | +7.69% | -2.65% | -3.74% | +8.63% |
| 2018 | 09/10/2018 | 27.20 | neutral | -7.68% | -12.46% | -6.58% | -15.48% | +0.22% |
| 2017 | 09/10/2017 | 26.13 | neutral | +4.02% | +3.95% | +11.42% | -0.89% | +11.42% |
| 2016 | 10/10/2016 | 22.51 | near 52w high | +1.53% | +3.15% | +10.12% | -1.67% | +10.12% |
Upcoming 14/10/2026 · High Cycle 90/Calendar · 10 years — Small sample
10 days: Avg -1.09% · Win 40% · DD -5.57%20 days: Avg +9.77% · Win 70% · DD -5.96%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 14/10/2025 | 76.92 | neutral | -6.72% | -10.05% | -10.27% | -12.87% | +0.00% |
| 2024 | 14/10/2024 | 73.74 | near 52w high · far above SMA50 | -1.26% | -4.54% | +10.58% | -7.16% | +10.58% |
| 2023 | 13/10/2023 | 47.26 | neutral | -7.22% | -3.75% | +0.61% | -10.09% | +2.88% |
| 2022 | 14/10/2022 | 37.55 | neutral | +0.48% | +11.96% | +18.11% | -3.28% | +18.11% |
| 2021 | 14/10/2021 | 60.24 | near 52w high · far above SMA50 | +2.21% | -8.55% | +5.49% | -8.55% | +7.47% |
| 2020 | 14/10/2020 | 21.99 | far above SMA50 | +10.32% | +4.73% | +51.34% | +0.00% | +56.25% |
| 2019 | 14/10/2019 | 34.00 | near 52w high | +5.09% | -4.32% | -4.50% | -6.88% | +5.09% |
| 2018 | 15/10/2018 | 25.76 | near 52w low | -6.99% | -8.04% | -2.52% | -10.75% | +0.00% |
| 2017 | 13/10/2017 | 26.70 | neutral | +1.31% | +4.74% | +6.18% | +0.00% | +9.05% |
| 2016 | 14/10/2016 | 22.84 | near 52w high | +1.36% | +6.90% | +22.66% | +0.00% | +22.66% |
Upcoming 16/10/2026 · Low Cycle 60/Trading · 10 years — Small sample
10 days: Avg +1.31% · Win 40% · DD -5.41%20 days: Avg +9.88% · Win 70% · DD -5.66%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 16/10/2025 | 69.76 | volume x2.5 | +1.98% | -1.71% | -1.43% | -3.93% | +3.18% |
| 2024 | 16/10/2024 | 74.32 | near 52w high · far above SMA50 · volume x1.7 | -2.21% | -4.28% | +9.73% | -7.88% | +9.76% |
| 2023 | 16/10/2023 | 47.55 | neutral | -8.31% | -3.93% | +0.11% | -10.64% | +2.25% |
| 2022 | 17/10/2022 | 38.27 | far above SMA50 | +0.05% | +9.82% | +14.63% | -5.10% | +15.89% |
| 2021 | 15/10/2021 | 60.75 | near 52w high · far above SMA50 | +2.01% | -8.74% | +5.45% | -9.32% | +6.57% |
| 2020 | 16/10/2020 | 23.21 | far above SMA50 | +9.09% | +26.41% | +44.68% | -0.78% | +48.04% |
| 2019 | 16/10/2019 | 34.80 | near 52w high | +1.78% | -7.96% | -4.08% | -9.02% | +2.67% |
| 2018 | 16/10/2018 | 25.11 | near 52w low · far below SMA50 · volume x2.9 | -5.18% | -4.54% | -0.28% | -8.44% | +2.31% |
| 2017 | 16/10/2017 | 27.18 | far above SMA50 | -0.06% | +1.16% | +4.72% | -1.53% | +7.11% |
| 2016 | 17/10/2016 | 22.85 | near 52w high | +1.60% | +6.86% | +25.31% | +0.00% | +25.31% |
Upcoming 21/10/2026 · Low Cycle 90/Calendar · 10 years — Small sample
10 days: Avg +3.26% · Win 60% · DD -4.67%20 days: Avg +10.05% · Win 70% · DD -4.75%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 21/10/2025 | 71.75 | neutral | -3.57% | -6.59% | -6.79% | -7.36% | +0.00% |
| 2024 | 21/10/2024 | 72.81 | near 52w high | -3.32% | -2.79% | +8.78% | -5.97% | +12.03% |
| 2023 | 20/10/2023 | 43.85 | neutral | +3.74% | +10.88% | +14.12% | -3.10% | +14.32% |
| 2022 | 21/10/2022 | 37.73 | neutral | +11.42% | +11.03% | +13.04% | +0.00% | +17.55% |
| 2021 | 21/10/2021 | 61.57 | near 52w high · far above SMA50 | -10.52% | -2.40% | +2.40% | -10.52% | +6.35% |
| 2020 | 21/10/2020 | 24.26 | far above SMA50 | -5.07% | +20.73% | +40.44% | -5.07% | +42.54% |
| 2019 | 21/10/2019 | 35.73 | near 52w high · far above SMA50 | -8.96% | -11.11% | -9.40% | -11.39% | +0.00% |
| 2018 | 22/10/2018 | 23.96 | near 52w low · far below SMA50 | -1.13% | +2.80% | -0.88% | -4.05% | +7.22% |
| 2017 | 20/10/2017 | 27.05 | volume x1.8 | +3.39% | +7.02% | +7.89% | +0.00% | +7.89% |
| 2016 | 21/10/2016 | 23.15 | near 52w high | +5.47% | +3.02% | +30.89% | +0.00% | +30.89% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· If it holds above SMA50 (-8.6%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· Relative weakness vs QQQ, SPY, SMH.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -22.0% · from 52w low: +19.8%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -3.54% · -3.71% · -8.04% · -3.76% |
|---|
| Distance from SMA20 / 50 / 200 | -4.57% · -8.58% · -6.95% |
|---|
| Distance from 52w high / low | -22.04% · +19.85% |
|---|
| ATR14 · volume vs 20-avg | 1.65 · 0.02x |
|---|
Relative strength
| vs QQQ (20d) | -6.07% |
|---|
| vs SPY (20d) | -6.15% |
|---|
| vs SMH (20d) | -4.11% |
|---|
Moving averages
| SMA20 / 50 / 200 | 82.73 · 86.35 · 84.84 |
|---|
| 52w high / low | 101.26 · 65.87 |
|---|
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