🕰️ Time Machine

HMN — Horace Mann Educators Corporation

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 11/09/2026

Last price (Close)
48.77 -1.53%
Next window · Cycle 30 · in 5 days
18/09/2026
Last window · Cycle 120 · 09/09/2026
since -1.36%
Trend
Neutral
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 12/05/2026
43.65
Days: 84 trading / 122 calendar · return since: +11.73%
Last major high · 06/08/2026
55.33
Days: 25 trading / 36 calendar · return since: -11.86%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
High 06/08/2026 @ 55.33Fib 21Trading📅 04/09/2026-4 (±1)Passed
High 06/08/2026 @ 55.33Cycle 30Calendar📅 05/09/2026-6 (±2)Passed
Low 12/05/2026 @ 43.65Cycle 120Calendar📅 09/09/2026-2 (±3)In window
High 06/08/2026 @ 55.33Cycle 30Trading📅 18/09/2026+5 (±2)Upcoming
High 06/08/2026 @ 55.33Cycle 45Calendar📅 20/09/2026+9 (±2)Upcoming
Low 12/05/2026 @ 43.65Cycle 90Trading📅 21/09/2026+6 (±3)Upcoming
Low 12/05/2026 @ 43.65Cycle 144Calendar📅 03/10/2026+22 (±3)Upcoming
High 06/08/2026 @ 55.33Cycle 60Calendar📅 05/10/2026+24 (±2)Upcoming
High 06/08/2026 @ 55.33Cycle 45Trading📅 09/10/2026+20 (±2)Upcoming
High 06/08/2026 @ 55.33Cycle 60Trading📅 30/10/2026+35 (±2)Upcoming
Low 12/05/2026 @ 43.65Cycle 120Trading📅 02/11/2026+36 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

NR7 Compression 08/09/2026🎯 near Cycle 120 window · 09/09/2026
NR7 Compression 01/09/2026🎯 near Fib 21 window · 04/09/2026
Failed Breakdown 19/08/2026
Bearish Engulfing 17/08/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 04/09/2026 · High Fib 21/Trading · 9 years — Small sample
10 days: Avg +0.23% · Win 44% · DD -3.48%20 days: Avg +0.17% · Win 56% · DD -4.70%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202504/09/202546.96near 52w high+1.30%-0.60%-5.15%-5.15%+1.34%
202404/09/202435.95neutral-7.73%-3.82%-0.23%-7.73%+0.42%
202305/09/202328.31near 52w low+2.51%+3.80%+2.45%+0.00%+6.48%
202202/09/202235.57neutral+4.95%+5.22%+1.48%-1.52%+5.65%
202103/09/202141.08volume x2.2-2.53%-4.79%+0.15%-5.25%+0.15%
202004/09/202038.62neutral-7.56%-12.10%-9.55%-14.45%+0.00%
201904/09/201943.92neutral+6.99%+5.14%+2.37%+0.00%+8.88%
201804/09/201846.45near 52w high-1.18%-1.00%-6.16%-6.16%+1.49%
201705/09/201734.70near 52w low+5.19%+10.18%+16.13%-2.02%+16.13%
Passed 05/09/2026 · High Cycle 30/Calendar · 9 years — Small sample
10 days: Avg +0.53% · Win 44% · DD -3.04%20 days: Avg +0.83% · Win 56% · DD -4.26%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202505/09/202546.28near 52w high+2.83%-0.21%-3.32%-3.76%+2.83%
202405/09/202435.52neutral-5.24%-1.63%-0.10%-6.62%+1.64%
202305/09/202328.31near 52w low+2.51%+3.80%+2.45%+0.00%+6.48%
202206/09/202235.03neutral+3.65%+7.28%+6.99%+0.00%+7.28%
202103/09/202141.08volume x2.2-2.53%-4.79%+0.15%-5.25%+0.15%
202004/09/202038.62neutral-7.56%-12.10%-9.55%-14.45%+0.00%
201905/09/201944.79near 52w high · volume x1.6+6.45%+2.79%+0.14%+0.00%+6.76%
201805/09/201846.50near 52w high-1.29%-0.57%-5.41%-6.26%+1.38%
201705/09/201734.70near 52w low+5.19%+10.18%+16.13%-2.02%+16.13%
In window 09/09/2026 · Low Cycle 120/Calendar · 10 years — Small sample
10 days: Avg +0.98% · Win 60% · DD -2.23%20 days: Avg +1.47% · Win 50% · DD -3.51%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202509/09/202546.45near 52w high-0.92%+0.06%-3.93%-4.11%+2.45%
202409/09/202434.14neutral+0.98%+4.74%+1.66%-2.84%+6.16%
202308/09/202328.48near 52w low · volume x1.7+4.43%+5.60%+4.71%+0.00%+5.85%
202209/09/202236.72neutral-0.71%-0.21%-0.93%-3.04%+2.34%
202109/09/202140.41neutral-2.78%-1.56%+2.50%-3.68%+2.50%
202009/09/202037.34volume x1.7-8.04%-10.63%-7.39%-11.52%+0.00%
201909/09/201945.71near 52w high · volume x1.7+2.65%+1.51%-0.29%-1.88%+4.61%
201810/09/201846.20near 52w high-0.14%-0.68%-4.49%-5.65%+2.04%
201708/09/201734.75near 52w low+9.15%+9.01%+15.24%+0.00%+16.25%
201612/09/201635.47near 52w high+1.38%+1.97%+7.66%-2.34%+7.66%
Upcoming 18/09/2026 · High Cycle 30/Trading · 10 years — Small sample
10 days: Avg -0.39% · Win 50% · DD -2.47%20 days: Avg +1.89% · Win 70% · DD -3.53%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202518/09/202546.33near 52w high-2.05%-4.58%-5.98%-5.98%+0.00%
202418/09/202434.23neutral+3.65%+3.74%+7.19%+0.00%+7.19%
202318/09/202328.79near 52w low+2.33%+0.73%+10.00%-0.42%+10.00%
202219/09/202237.10neutral-3.77%-3.56%+4.50%-4.88%+5.12%
202117/09/202139.66volume x3.6-0.08%+1.29%+0.25%-2.62%+3.63%
202018/09/202034.16far below SMA50 · volume x2.9-3.43%-1.20%+4.51%-4.10%+4.92%
201918/09/201945.90near 52w high+3.05%-2.64%-2.83%-3.33%+3.05%
201818/09/201845.70near 52w high-0.44%-5.21%-11.09%-13.28%+1.97%
201718/09/201737.85neutral+0.13%+5.42%+7.40%-0.66%+7.40%
201619/09/201635.69near 52w high+0.59%+2.13%+4.93%+0.00%+6.19%
Upcoming 20/09/2026 · High Cycle 45/Calendar · 10 years — Small sample
10 days: Avg +0.64% · Win 50% · DD -2.52%20 days: Avg +1.81% · Win 70% · DD -3.61%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202519/09/202545.84near 52w high · volume x2.9-0.09%-3.12%-4.04%-4.97%+0.63%
202420/09/202434.75volume x3.4+2.24%+3.25%+6.36%-1.12%+7.48%
202320/09/202329.28neutral+0.92%-1.13%+9.70%-2.08%+9.70%
202220/09/202237.25neutral-3.97%-0.27%+3.73%-5.26%+4.70%
202120/09/202138.81neutral+4.56%+5.18%+2.96%-0.49%+5.90%
202021/09/202033.66far below SMA50+0.15%+2.91%+4.40%-2.67%+6.48%
201920/09/201946.03near 52w high · volume x2.1+0.89%-0.85%-2.50%-3.61%+2.76%
201820/09/201846.55near 52w high-3.33%-5.99%-14.74%-14.87%+0.11%
201720/09/201737.85neutral+4.62%+5.02%+8.19%-0.66%+8.19%
201620/09/201636.04near 52w high+0.69%+1.39%+4.05%-0.39%+5.16%
Upcoming 21/09/2026 · Low Cycle 90/Trading · 10 years — Small sample
10 days: Avg +0.67% · Win 50% · DD -2.59%20 days: Avg +1.51% · Win 70% · DD -3.68%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/09/202545.95near 52w high-2.24%-3.61%-3.72%-5.20%+0.39%
202420/09/202434.75volume x3.4+2.24%+3.25%+6.36%-1.12%+7.48%
202321/09/202329.48neutral+1.09%+0.00%+7.12%-2.75%+8.96%
202221/09/202236.84volume x2.2-3.15%-1.17%+5.08%-4.21%+5.86%
202121/09/202138.62neutral+3.73%+4.27%+3.26%+0.00%+6.42%
202021/09/202033.66far below SMA50+0.15%+2.91%+4.40%-2.67%+6.48%
201920/09/201946.03near 52w high · volume x2.1+0.89%-0.85%-2.50%-3.61%+2.76%
201821/09/201846.60near 52w high · volume x3.5-3.65%-6.57%-14.64%-14.96%+0.00%
201721/09/201737.60neutral+5.19%+6.65%+8.24%+0.00%+8.91%
201621/09/201636.74near 52w high+1.06%+1.85%+1.52%-2.29%+3.16%
Upcoming 03/10/2026 · Low Cycle 144/Calendar · 10 years — Small sample
10 days: Avg +2.66% · Win 70% · DD -1.94%20 days: Avg +2.25% · Win 60% · DD -2.79%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/10/202544.41neutral-0.74%-0.95%+0.68%-1.91%+2.84%
202403/10/202435.13neutral-1.17%+6.32%+6.01%-2.19%+7.14%
202303/10/202328.67near 52w low+3.70%+11.79%+10.67%+0.00%+12.03%
202203/10/202235.78neutral+3.13%+8.36%+10.29%+0.00%+10.29%
202104/10/202140.82neutral-0.59%-2.11%-1.27%-4.53%+0.69%
202002/10/202033.75neutral+1.45%+5.78%+0.47%+0.00%+6.19%
201903/10/201944.58neutral-0.47%+0.76%-2.29%-2.29%+2.38%
201803/10/201843.71volume x1.5-2.79%-7.18%-10.13%-13.61%+0.50%
201703/10/201740.00neutral-0.38%+1.13%+9.50%-1.00%+11.25%
201603/10/201636.45near 52w high+3.98%+2.74%-1.37%-2.33%+3.98%
Upcoming 05/10/2026 · High Cycle 60/Calendar · 10 years — Small sample
10 days: Avg +0.77% · Win 50% · DD -2.50%20 days: Avg +1.27% · Win 50% · DD -3.80%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202506/10/202544.29neutral+0.05%-0.11%-0.09%-1.65%+3.12%
202404/10/202435.88neutral-2.76%+3.01%+4.10%-4.24%+4.91%
202305/10/202329.48neutral+2.58%+7.12%+8.45%+0.00%+8.96%
202205/10/202236.41neutral+2.58%+6.32%+8.51%-0.96%+8.51%
202105/10/202140.27volume x1.5-0.52%-0.97%-0.72%-3.23%+2.06%
202005/10/202034.64neutral+3.46%+1.44%+0.09%-2.11%+3.46%
201904/10/201945.64neutral-2.50%-1.67%-4.36%-4.56%+0.00%
201805/10/201843.54neutral-8.66%-8.64%-6.02%-13.28%+0.90%
201705/10/201740.10neutral+0.37%+1.50%+9.48%-1.25%+10.97%
201605/10/201637.42near 52w high+0.19%-0.32%-6.73%-6.73%+1.28%
Upcoming 09/10/2026 · High Cycle 45/Trading · 10 years — Small sample
10 days: Avg +0.56% · Win 60% · DD -2.50%20 days: Avg +3.59% · Win 60% · DD -3.84%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202509/10/202544.98neutral-3.16%-0.44%+0.69%-3.16%+3.94%
202409/10/202435.04neutral+4.71%+5.62%+21.69%-0.91%+21.69%
202309/10/202329.70neutral+6.63%+4.28%+11.52%+0.00%+11.52%
202210/10/202236.90neutral+5.07%+3.66%+4.77%-0.03%+7.51%
202108/10/202141.05neutral-3.14%-1.05%-0.95%-5.07%+0.00%
202009/10/202034.24neutral+4.26%+4.50%+2.66%-0.96%+6.98%
201909/10/201944.50neutral+0.22%+1.39%-0.92%-2.11%+2.47%
201809/10/201843.93neutral-7.51%-11.20%-6.74%-14.05%+0.00%
201709/10/201739.60neutral+2.65%+1.14%+13.76%+0.00%+13.76%
201610/10/201637.90near 52w high-1.19%-2.24%-10.55%-12.14%+0.00%
Upcoming 30/10/2026 · High Cycle 60/Trading · 10 years — Small sample
10 days: Avg +4.50% · Win 90% · DD -1.83%20 days: Avg +4.98% · Win 70% · DD -2.54%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202530/10/202544.56neutral+1.64%+1.86%+2.74%-0.70%+4.91%
202430/10/202437.64near 52w high+13.28%+8.48%+11.16%-1.06%+13.28%
202330/10/202331.31neutral+5.78%+2.84%+5.84%+0.00%+7.25%
202231/10/202239.46volume x1.5-2.03%-4.92%-2.97%-5.90%+0.53%
202129/10/202139.18neutral+3.78%+4.62%-5.26%-5.26%+4.62%
202030/10/202033.91neutral+3.66%+16.01%+17.72%+0.00%+26.04%
201930/10/201944.17neutral-0.18%+0.09%-0.50%-3.03%+2.06%
201830/10/201838.37near 52w low · far below SMA50+6.78%+3.44%+4.56%+0.00%+7.84%
201730/10/201744.30near 52w high · far above SMA50+1.69%+2.60%+4.63%-2.03%+4.63%
201631/10/201635.95near 52w low · volume x1.6-5.70%+10.01%+11.82%-7.37%+11.82%
Upcoming 02/11/2026 · Low Cycle 120/Trading · 10 years — Small sample
10 days: Avg +3.67% · Win 70% · DD -1.90%20 days: Avg +3.98% · Win 60% · DD -2.62%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/11/202544.25neutral+3.10%+3.19%+1.85%+0.00%+5.65%
202401/11/202437.35near 52w high+9.21%+10.58%+10.09%+0.00%+14.16%
202302/11/202331.97neutral-0.34%+2.41%+4.38%-0.34%+5.04%
202202/11/202239.51neutral-5.44%-5.62%-3.42%-6.02%+0.40%
202102/11/202139.98neutral+0.55%-0.53%-7.35%-7.35%+2.53%
202002/11/202034.67neutral+10.82%+15.92%+16.50%+0.00%+23.28%
201901/11/201943.65volume x1.8+0.76%+0.78%-0.96%-1.88%+3.28%
201802/11/201840.92neutral-0.54%-3.47%-2.59%-6.01%+1.12%
201702/11/201743.90near 52w high · far above SMA50+2.96%+3.53%+6.72%+0.00%+7.40%
201602/11/201634.90near 52w low · volume x2.8+0.72%+9.89%+14.61%-4.58%+15.19%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· If it holds above SMA50 (-5.8%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· Relative weakness vs QQQ, SPY, SMH.
· Sharp drop recently.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -12.2% · from 52w low: +18.1%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-6.09% · -4.65% · -5.99% · +0.12%
Distance from SMA20 / 50 / 200-4.09% · -5.76% · +4.40%
Distance from 52w high / low-12.22% · +18.12%
ATR14 · volume vs 20-avg1.06 · 1.03x

Relative strength

vs QQQ (20d)-3.65%
vs SPY (20d)-4.24%
vs SMH (20d)-2.50%

Moving averages

SMA20 / 50 / 20050.85 · 51.75 · 46.72
52w high / low55.56 · 41.29