🕰️ Time Machine

MBIN — Merchants Bancorp

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 23/10/2026

Last price (Close)
48.97 -0.17%
Next window · Cycle 90 · in 4 days
27/10/2026
Last window · Cycle 60 · 22/10/2026
since -0.17%
Trend
Neutral
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 23/07/2026
46.10
Days: 65 trading / 92 calendar · return since: +6.23%
Last major high · 29/07/2026
56.87
Days: 61 trading / 86 calendar · return since: -13.89%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 23/07/2026 @ 46.10Cycle 60Trading📅 16/10/2026-5 (±2)Passed
Low 23/07/2026 @ 46.10Cycle 90Calendar📅 21/10/2026-2 (±3)In window
High 29/07/2026 @ 56.87Cycle 60Trading📅 22/10/2026-1 (±2)In window
High 29/07/2026 @ 56.87Cycle 90Calendar📅 27/10/2026+4 (±3)Upcoming
Low 23/07/2026 @ 46.10Cycle 120Calendar📅 20/11/2026+28 (±3)Upcoming
High 29/07/2026 @ 56.87Cycle 120Calendar📅 26/11/2026+34 (±3)Upcoming
Low 23/07/2026 @ 46.10Cycle 90Trading📅 30/11/2026+25 (±3)Upcoming
High 29/07/2026 @ 56.87Cycle 90Trading📅 04/12/2026+29 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

● NR7 Compression 23/10/2026🎯 near Cycle 60 window · 22/10/2026
● Bearish Engulfing 21/10/2026🎯 near Cycle 90 window · 21/10/2026
● Failed Breakdown 19/10/2026🎯 near Cycle 90 window · 21/10/2026
● Bearish Engulfing 16/10/2026🎯 near Cycle 60 window · 16/10/2026
● Failed Breakdown 14/10/2026🎯 near Cycle 60 window · 16/10/2026
● Bullish Engulfing 08/10/2026
● Hammer Reversal 05/10/2026
● Failed Breakdown 01/10/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 16/10/2026 · Low Cycle 60/Trading · 8 years — Small sample
10 days: Avg -1.51% · Win 62% · DD -4.79%20 days: Avg +5.85% · Win 75% · DD -5.15%
Open Date Echo · 8 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202516/10/202531.22volume x2.3+2.64%+0.18%+2.77%-0.98%+5.33%
202416/10/202444.72volume x1.6-0.04%-19.59%-8.88%-19.59%+0.76%
202316/10/202327.23neutral-2.17%+8.96%+16.27%-3.12%+17.26%
202217/10/202224.41neutral-1.93%-1.88%+0.20%-6.80%+2.13%
202115/10/202127.83far above SMA50+2.59%+6.42%+12.65%-0.72%+14.95%
202016/10/202014.35near 52w high+7.94%+0.23%+17.65%-1.95%+17.65%
201916/10/201910.60neutral+2.77%+0.69%+10.44%-0.19%+11.95%
201816/10/201815.91neutral-5.40%-7.08%-4.27%-7.83%+0.00%
In window 21/10/2026 · Low Cycle 90/Calendar · 8 years — Small sample
10 days: Avg +2.30% · Win 50% · DD -4.22%20 days: Avg +8.73% · Win 75% · DD -4.28%
Open Date Echo · 8 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202521/10/202532.12neutral+0.84%-1.99%-2.96%-3.08%+2.37%
202421/10/202443.17neutral+1.67%-15.80%-8.48%-16.70%+3.54%
202320/10/202326.45neutral+10.81%+17.96%+25.14%-0.26%+25.14%
202221/10/202223.63neutral+2.29%+0.04%+5.46%-3.72%+5.50%
202121/10/202128.47far above SMA50-1.08%+9.72%+12.88%-1.08%+12.88%
202021/10/202014.70near 52w high-4.04%-0.23%+22.95%-4.26%+27.66%
201921/10/201910.82neutral+1.73%+9.67%+10.35%-1.36%+11.83%
201822/10/201815.31far below SMA50-3.53%-0.96%+4.53%-3.74%+7.18%
In window 22/10/2026 · High Cycle 60/Trading · 8 years — Small sample
10 days: Avg +2.28% · Win 50% · DD -4.96%20 days: Avg +7.95% · Win 75% · DD -5.02%
Open Date Echo · 8 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/10/202532.44neutral-2.13%-1.42%-4.07%-4.07%+1.36%
202422/10/202444.05neutral-18.21%-15.98%-11.46%-18.37%+1.48%
202323/10/202326.64neutral+11.37%+19.86%+25.71%-0.98%+25.71%
202221/10/202223.63neutral+2.29%+0.04%+5.46%-3.72%+5.50%
202122/10/202128.55far above SMA50+3.74%+12.05%+10.93%-1.35%+12.56%
202022/10/202015.15near 52w high · far above SMA50 · volume x1.7-4.67%-3.17%+19.41%-7.09%+23.90%
201922/10/201910.76neutral+1.98%+7.81%+13.14%-0.81%+13.14%
201822/10/201815.31far below SMA50-3.53%-0.96%+4.53%-3.74%+7.18%
Upcoming 27/10/2026 · High Cycle 90/Calendar · 9 years — Small sample
10 days: Avg +4.15% · Win 78% · DD -4.20%20 days: Avg +7.36% · Win 67% · DD -4.46%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202527/10/202532.36neutral-3.07%-1.89%-3.15%-6.00%+0.34%
202428/10/202443.89neutral-17.18%-6.58%-5.63%-18.07%+0.00%
202327/10/202329.31volume x2.1+6.45%+7.81%+12.18%+0.00%+15.05%
202227/10/202224.45neutral-6.95%+1.96%+3.60%-6.95%+3.60%
202127/10/202128.39far above SMA50+10.28%+11.04%+14.06%-0.80%+15.14%
202027/10/202014.41neutral+5.28%+14.11%+26.93%-2.31%+30.26%
201928/10/201911.01neutral+7.81%+5.94%+12.23%-3.03%+12.23%
201826/10/201815.19far below SMA50-2.54%+0.75%-0.04%-2.98%+8.03%
201727/10/201711.20near 52w high+5.77%+4.23%+6.01%+0.00%+7.50%
Upcoming 20/11/2026 · Low Cycle 120/Calendar · 9 years — Small sample
10 days: Avg +2.30% · Win 67% · DD -2.08%20 days: Avg +4.14% · Win 56% · DD -4.29%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202520/11/202530.42neutral+7.46%+13.05%+15.74%+0.00%+21.31%
202420/11/202438.19far below SMA50+8.22%+3.90%-5.67%-5.67%+9.14%
202320/11/202333.49near 52w high · far above SMA50 · volume x1.6-0.30%+5.26%+24.80%-1.82%+24.80%
202221/11/202224.94neutral+0.20%-0.48%-4.06%-4.06%+2.61%
202119/11/202131.67near 52w high · far above SMA50-2.95%-3.49%-5.56%-7.75%+3.22%
202020/11/202017.97far above SMA50-1.19%+0.67%+5.60%-1.52%+9.73%
201920/11/201911.93neutral+1.79%+0.39%+9.70%-0.56%+9.92%
201820/11/201815.61neutral+0.13%-7.77%-16.42%-16.42%+2.48%
201720/11/201711.79neutral+0.40%+9.22%+13.11%-0.79%+18.61%
Upcoming 26/11/2026 · High Cycle 120/Calendar · 9 years — Small sample
10 days: Avg +2.64% · Win 56% · DD -3.55%20 days: Avg +3.60% · Win 67% · DD -5.15%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202526/11/202532.82neutral+5.51%+9.57%+3.03%-0.40%+12.44%
202426/11/202441.68neutral-3.17%-6.48%-11.16%-13.57%+0.00%
202327/11/202332.88near 52w high · far above SMA50+5.44%+12.44%+31.63%+0.00%+31.63%
202225/11/202225.33neutral+0.16%-1.88%-2.85%-5.54%+1.03%
202126/11/202130.81neutral-2.90%-3.12%+3.93%-5.15%+3.93%
202025/11/202018.21far above SMA50-2.82%+3.77%+2.12%-2.82%+8.28%
201926/11/201912.12neutral-1.65%+1.21%+7.67%-2.15%+9.55%
201826/11/201815.19volume x1.9+2.59%-9.35%-13.67%-16.40%+4.87%
201727/11/201711.87neutral+6.74%+17.63%+11.72%-0.34%+17.74%
Upcoming 30/11/2026 · Low Cycle 90/Trading · 9 years — Small sample
10 days: Avg +3.17% · Win 56% · DD -3.60%20 days: Avg +2.59% · Win 67% · DD -4.99%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202501/12/202533.04neutral+3.59%+11.43%+2.17%-0.11%+11.67%
202429/11/202441.28neutral-5.52%-6.56%-11.57%-12.73%+0.00%
202330/11/202333.65near 52w high · far above SMA50+7.31%+19.08%+26.80%+0.00%+28.97%
202230/11/202225.59volume x1.6-3.48%-2.62%-5.09%-6.50%+0.00%
202130/11/202130.41volume x1.9-0.53%-3.40%+5.96%-3.91%+5.96%
202030/11/202017.76far above SMA50+1.88%+4.84%+3.41%-0.34%+11.05%
201929/11/201911.99neutral+1.11%+4.57%+9.71%-1.06%+10.77%
201830/11/201815.93neutral-16.91%-12.48%-15.71%-20.29%+0.00%
201730/11/201712.22near 52w high · volume x1.7+9.11%+13.70%+7.63%+0.00%+14.40%
Upcoming 04/12/2026 · High Cycle 90/Trading · 9 years — Small sample
10 days: Avg +2.48% · Win 56% · DD -2.78%20 days: Avg +3.04% · Win 56% · DD -3.73%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202504/12/202534.63neutral+3.84%+5.49%-0.19%-3.92%+6.56%
202404/12/202440.36neutral-3.42%-9.35%-8.71%-10.74%+0.00%
202304/12/202334.67near 52w high · far above SMA50+6.63%+17.00%+16.39%+0.00%+25.18%
202205/12/202224.85neutral-0.12%-2.83%-1.94%-3.72%+0.89%
202103/12/202129.91volume x2.5-0.22%-0.07%+4.87%-2.32%+7.70%
202004/12/202017.89far above SMA50+5.89%+7.05%+6.37%+0.00%+10.26%
201904/12/201911.92neutral+2.91%+9.98%+10.77%+0.00%+11.39%
201804/12/201814.57volume x2.2-2.38%-9.40%-3.71%-12.84%+0.00%
201704/12/201712.67volume x2.2+10.21%+4.46%+3.46%+0.00%+10.31%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· Positive relative strength vs SMH.
· If it holds above SMA50 (-4.9%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· Relative weakness vs QQQ, SPY.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -13.9% · from 52w low: +61.2%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days+0.41% · +0.10% · -6.01% · -11.60%
Distance from SMA20 / 50 / 200-0.38% · -4.85% · +3.69%
Distance from 52w high / low-13.89% · +61.24%
ATR14 · volume vs 20-avg1.38 · 0.71x

Relative strength

vs QQQ (20d)-0.62%
vs SPY (20d)-4.53%
vs SMH (20d)+7.08%

Moving averages

SMA20 / 50 / 20049.16 · 51.47 · 47.23
52w high / low56.87 · 30.37