📡 NMIH — NMI Holdings, Inc.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 10/06/2026
Last price (Close)
37.04 +1.06%
Next window · Gann 90 · active
10/06/2026
Last window · Gann 60 · 08/06/2026
since +2.58%
Daily chart · hover for price & date
Reference points
Last major low · 12/03/2026
36.29
Days: 62 trading / 90 calendar · return since: +2.07%
Last major high · 28/04/2026
42.27
Days: 30 trading / 43 calendar · return since: -12.37%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| High 28/04/2026 @ 42.27 | Short 21 | Trading | 28/05/2026 | -9 (±1) | Passed |
| Low 12/03/2026 @ 36.29 | Gann 60 | Trading | 08/06/2026 | -2 (±2) | Active now |
| Low 12/03/2026 @ 36.29 | Gann 90 | Calendar | 10/06/2026 | +0 (±3) | Active now |
| High 28/04/2026 @ 42.27 | Gann 30 | Trading | 10/06/2026 | +0 (±2) | Active now |
| High 28/04/2026 @ 42.27 | Gann 45 | Calendar | 12/06/2026 | +2 (±2) | Active now |
| High 28/04/2026 @ 42.27 | Gann 60 | Calendar | 27/06/2026 | +17 (±2) | Upcoming |
| High 28/04/2026 @ 42.27 | Gann 45 | Trading | 01/07/2026 | +15 (±2) | Upcoming |
| Low 12/03/2026 @ 36.29 | Gann 120 | Calendar | 10/07/2026 | +30 (±3) | Upcoming |
| Low 12/03/2026 @ 36.29 | Gann 90 | Trading | 20/07/2026 | +28 (±3) | Upcoming |
| High 28/04/2026 @ 42.27 | Gann 60 | Trading | 22/07/2026 | +30 (±2) | Upcoming |
Chronological: recent past → active → upcoming. 'Near a window' is context only, not a signal.
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 28/05/2026 · High Short 21/Trading · 9 years — Small sample
10 days: Avg +0.95% · Win 67% · DD -2.62%20 days: Avg -0.27% · Win 44% · DD -4.33%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 28/05/2025 | 38.91 | neutral | +0.90% | +3.83% | +8.56% | +0.00% | +8.56% |
| 2024 | 28/05/2024 | 32.43 | neutral | +1.94% | -1.94% | +1.94% | -2.04% | +3.95% |
| 2023 | 26/05/2023 | 25.26 | near 52w high | +0.40% | +3.13% | -0.12% | -1.86% | +5.19% |
| 2022 | 27/05/2022 | 18.40 | neutral | +2.99% | -8.32% | -9.62% | -15.87% | +6.36% |
| 2021 | 28/05/2021 | 24.19 | neutral | +2.11% | +3.43% | -4.18% | -6.28% | +5.46% |
| 2020 | 28/05/2020 | 15.49 | far above SMA50 · volume x1.8 | +5.87% | -0.39% | +4.58% | -0.81% | +26.34% |
| 2019 | 28/05/2019 | 28.04 | near 52w high | -1.21% | +3.35% | -1.11% | -4.46% | +9.81% |
| 2018 | 29/05/2018 | 17.15 | neutral | +0.29% | +2.62% | -4.37% | -4.37% | +4.96% |
| 2017 | 26/05/2017 | 10.75 | neutral | -1.86% | +2.79% | +1.86% | -3.26% | +4.19% |
Active now 08/06/2026 · Low Gann 60/Trading · 9 years — Small sample
10 days: Avg -4.23% · Win 33% · DD -7.47%20 days: Avg -4.73% · Win 33% · DD -9.55%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 09/06/2025 | 39.25 | neutral | +3.67% | +7.31% | +1.96% | +0.00% | +9.94% |
| 2024 | 07/06/2024 | 32.72 | near 52w high | -2.90% | +3.03% | +4.98% | -2.90% | +4.98% |
| 2023 | 08/06/2023 | 26.31 | near 52w high · far above SMA50 | -3.38% | -5.51% | -2.47% | -5.78% | +0.00% |
| 2022 | 08/06/2022 | 19.16 | neutral | -11.85% | -16.39% | -11.33% | -19.21% | +0.00% |
| 2021 | 08/06/2021 | 25.22 | neutral | +1.15% | -8.72% | -14.63% | -14.63% | +1.15% |
| 2020 | 08/06/2020 | 19.57 | far above SMA50 | -12.98% | -13.49% | -26.11% | -26.11% | +0.00% |
| 2019 | 07/06/2019 | 29.18 | near 52w high | -1.17% | +1.61% | -2.36% | -4.97% | +5.52% |
| 2018 | 08/06/2018 | 18.00 | far above SMA50 | -4.44% | -5.00% | -3.06% | -10.56% | +0.00% |
| 2017 | 08/06/2017 | 11.00 | neutral | -0.45% | -0.91% | +10.45% | -1.82% | +10.45% |
Active now 10/06/2026 · Low Gann 90/Calendar · 10 years — Small sample
10 days: Avg -3.53% · Win 20% · DD -6.16%20 days: Avg -3.32% · Win 30% · DD -8.54%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 10/06/2025 | 39.42 | neutral | +0.52% | +6.06% | -2.11% | -2.11% | +9.46% |
| 2024 | 10/06/2024 | 32.50 | volume x1.6 | -0.74% | +3.02% | +7.14% | -2.25% | +7.14% |
| 2023 | 09/06/2023 | 26.29 | near 52w high · far above SMA50 | -3.61% | -5.71% | -2.24% | -5.71% | +0.00% |
| 2022 | 10/06/2022 | 17.79 | neutral | -8.99% | -5.17% | -4.67% | -12.98% | +0.00% |
| 2021 | 10/06/2021 | 24.29 | neutral | -0.12% | -5.06% | -11.53% | -13.42% | +5.02% |
| 2020 | 10/06/2020 | 17.15 | far above SMA50 | -0.52% | -6.36% | -19.71% | -19.71% | +1.63% |
| 2019 | 10/06/2019 | 30.29 | near 52w high · far above SMA50 · volume x2.0 | -4.06% | -4.42% | -7.16% | -8.45% | +1.65% |
| 2018 | 11/06/2018 | 17.60 | far above SMA50 | -1.42% | -6.82% | -4.26% | -8.52% | +0.00% |
| 2017 | 09/06/2017 | 11.15 | neutral | -1.79% | -1.79% | +7.62% | -3.14% | +8.97% |
| 2016 | 13/06/2016 | 5.62 | near 52w high | +1.25% | -9.07% | +3.74% | -9.07% | +3.74% |
Active now 12/06/2026 · High Gann 45/Calendar · 10 years — Small sample
10 days: Avg -3.61% · Win 20% · DD -6.15%20 days: Avg -2.24% · Win 40% · DD -8.04%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 12/06/2025 | 40.60 | near 52w high · far above SMA50 | +0.62% | +3.92% | -5.96% | -6.65% | +6.28% |
| 2024 | 12/06/2024 | 32.48 | neutral | +1.82% | +2.83% | +9.48% | -2.19% | +9.48% |
| 2023 | 12/06/2023 | 26.05 | near 52w high | -3.26% | -3.15% | +0.92% | -4.84% | +0.92% |
| 2022 | 13/06/2022 | 16.87 | near 52w low | -5.63% | -1.42% | -0.18% | -8.24% | +0.83% |
| 2021 | 11/06/2021 | 24.79 | neutral | -8.55% | -5.49% | -11.94% | -15.17% | +2.90% |
| 2020 | 12/06/2020 | 17.00 | far above SMA50 | -1.65% | -12.71% | -16.76% | -19.00% | +2.53% |
| 2019 | 12/06/2019 | 29.01 | neutral | +5.52% | -3.24% | -2.59% | -4.41% | +6.14% |
| 2018 | 12/06/2018 | 17.60 | neutral | -1.70% | -6.82% | -5.40% | -8.52% | +0.00% |
| 2017 | 12/06/2017 | 11.05 | neutral | +0.45% | -0.90% | +6.33% | -2.26% | +9.95% |
| 2016 | 13/06/2016 | 5.62 | near 52w high | +1.25% | -9.07% | +3.74% | -9.07% | +3.74% |
Upcoming 27/06/2026 · High Gann 60/Calendar · 10 years — Small sample
10 days: Avg +1.45% · Win 70% · DD -2.98%20 days: Avg +5.00% · Win 60% · DD -4.68%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 27/06/2025 | 42.19 | near 52w high · far above SMA50 | -2.37% | -9.50% | -10.38% | -11.61% | +2.28% |
| 2024 | 27/06/2024 | 33.40 | near 52w high | +1.77% | +6.47% | +17.90% | +0.00% | +17.90% |
| 2023 | 27/06/2023 | 25.23 | neutral | +1.70% | +4.20% | +8.24% | -0.40% | +8.32% |
| 2022 | 27/06/2022 | 16.87 | neutral | -0.30% | +0.53% | +8.36% | -1.84% | +9.37% |
| 2021 | 28/06/2021 | 23.18 | neutral | -6.00% | -7.68% | -8.89% | -12.51% | +0.00% |
| 2020 | 26/06/2020 | 14.84 | neutral | +6.74% | -4.65% | -5.66% | -7.21% | +8.36% |
| 2019 | 27/06/2019 | 28.39 | neutral | +1.80% | +2.43% | -13.24% | -13.24% | +2.43% |
| 2018 | 27/06/2018 | 16.10 | neutral | +4.35% | +1.86% | +27.95% | +0.00% | +27.95% |
| 2017 | 27/06/2017 | 11.10 | neutral | +5.41% | +6.76% | +3.60% | +0.00% | +9.91% |
| 2016 | 27/06/2016 | 5.11 | near 52w low | +3.72% | +14.09% | +22.11% | +0.00% | +22.11% |
Upcoming 01/07/2026 · High Gann 45/Trading · 10 years — Small sample
10 days: Avg +0.27% · Win 60% · DD -4.75%20 days: Avg +4.02% · Win 60% · DD -6.01%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 01/07/2025 | 42.88 | near 52w high · far above SMA50 | -6.67% | -12.24% | -12.85% | -13.04% | +0.63% |
| 2024 | 01/07/2024 | 34.02 | near 52w high | +0.97% | +9.99% | +15.23% | -0.47% | +15.78% |
| 2023 | 30/06/2023 | 25.82 | near 52w high | -0.62% | +4.18% | +3.45% | -2.67% | +5.85% |
| 2022 | 01/07/2022 | 16.92 | neutral | -0.47% | +0.59% | +12.29% | -1.60% | +12.29% |
| 2021 | 01/07/2021 | 22.72 | neutral | -5.41% | -5.77% | -3.08% | -10.74% | +0.00% |
| 2020 | 01/07/2020 | 15.60 | neutral | -11.73% | -6.67% | -2.88% | -11.73% | +1.54% |
| 2019 | 01/07/2019 | 28.77 | neutral | -2.26% | -5.07% | -12.06% | -14.39% | +1.08% |
| 2018 | 02/07/2018 | 16.50 | neutral | +2.12% | +7.58% | +26.67% | -0.61% | +27.27% |
| 2017 | 30/06/2017 | 11.45 | neutral | +4.80% | +3.49% | +3.06% | +0.00% | +6.55% |
| 2016 | 01/07/2016 | 5.57 | neutral | +2.51% | +6.64% | +10.41% | -4.85% | +12.75% |
Upcoming 10/07/2026 · Low Gann 120/Calendar · 10 years — Small sample
10 days: Avg +4.35% · Win 60% · DD -2.48%20 days: Avg +11.10% · Win 80% · DD -3.30%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 10/07/2025 | 38.59 | neutral | -1.89% | -1.37% | -0.91% | -3.63% | +0.03% |
| 2024 | 10/07/2024 | 34.82 | near 52w high | +8.73% | +8.56% | +4.82% | +0.00% | +13.12% |
| 2023 | 10/07/2023 | 25.66 | near 52w high | +4.83% | +6.27% | +15.20% | +0.00% | +15.78% |
| 2022 | 11/07/2022 | 16.84 | neutral | +1.07% | +9.56% | +25.12% | -1.13% | +25.12% |
| 2021 | 09/07/2021 | 21.49 | neutral | -0.37% | -2.09% | +4.84% | -5.63% | +4.84% |
| 2020 | 10/07/2020 | 14.31 | neutral | +0.35% | +0.21% | +13.00% | -3.07% | +13.00% |
| 2019 | 10/07/2019 | 28.21 | neutral | -4.40% | -1.52% | -5.57% | -12.69% | +3.08% |
| 2018 | 10/07/2018 | 16.85 | neutral | +5.34% | +17.51% | +28.49% | -2.67% | +32.64% |
| 2017 | 10/07/2017 | 12.00 | near 52w high | -1.25% | -2.92% | +3.75% | -4.17% | +3.75% |
| 2016 | 11/07/2016 | 5.71 | near 52w high | +4.03% | +9.28% | +22.24% | +0.00% | +22.24% |
Upcoming 20/07/2026 · Low Gann 90/Trading · 10 years — Small sample
10 days: Avg +5.87% · Win 80% · DD -1.68%20 days: Avg +9.05% · Win 90% · DD -2.05%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 21/07/2025 | 38.26 | neutral | -1.18% | -1.73% | +1.07% | -2.80% | +4.57% |
| 2024 | 19/07/2024 | 37.48 | near 52w high · far above SMA50 | +5.07% | +0.56% | +2.08% | -3.23% | +5.10% |
| 2023 | 20/07/2023 | 27.18 | near 52w high | +0.07% | +7.43% | +4.05% | -1.73% | +9.42% |
| 2022 | 20/07/2022 | 18.05 | neutral | +3.10% | +12.96% | +25.76% | -1.27% | +25.76% |
| 2021 | 20/07/2021 | 20.64 | far below SMA50 | +2.33% | +6.10% | +7.07% | +0.00% | +11.00% |
| 2020 | 20/07/2020 | 14.31 | neutral | -2.17% | +10.97% | +16.98% | -2.17% | +22.01% |
| 2019 | 19/07/2019 | 26.52 | neutral | -7.13% | -2.04% | +4.86% | -7.13% | +4.86% |
| 2018 | 20/07/2018 | 19.70 | far above SMA50 | +5.08% | +10.15% | +9.90% | +0.00% | +13.45% |
| 2017 | 20/07/2017 | 11.70 | neutral | +0.00% | +0.43% | -2.14% | -2.14% | +6.41% |
| 2016 | 20/07/2016 | 5.98 | near 52w high | +4.01% | +13.88% | +20.90% | +0.00% | +20.90% |
Upcoming 22/07/2026 · High Gann 60/Trading · 10 years — Small sample
10 days: Avg +5.17% · Win 70% · DD -2.33%20 days: Avg +8.31% · Win 90% · DD -2.46%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 22/07/2025 | 38.60 | neutral | -1.66% | -1.94% | +1.50% | -3.65% | +3.65% |
| 2024 | 22/07/2024 | 38.00 | near 52w high · far above SMA50 | +3.66% | -4.55% | +1.34% | -4.55% | +3.66% |
| 2023 | 21/07/2023 | 26.99 | near 52w high | -0.22% | +10.08% | +5.08% | -1.04% | +10.19% |
| 2022 | 22/07/2022 | 18.03 | neutral | +5.05% | +15.36% | +25.90% | +0.00% | +26.84% |
| 2021 | 22/07/2021 | 20.80 | far below SMA50 | +5.34% | +5.10% | +5.48% | +0.00% | +10.14% |
| 2020 | 22/07/2020 | 14.80 | neutral | +0.20% | +8.11% | +8.24% | -5.41% | +17.97% |
| 2019 | 22/07/2019 | 26.52 | neutral | -4.98% | -5.39% | +5.24% | -7.13% | +5.24% |
| 2018 | 23/07/2018 | 19.85 | far above SMA50 | +5.79% | +6.80% | +10.33% | -0.25% | +12.59% |
| 2017 | 21/07/2017 | 11.65 | neutral | -0.86% | +3.00% | -2.58% | -2.58% | +6.87% |
| 2016 | 22/07/2016 | 6.06 | near 52w high | +3.63% | +15.18% | +22.61% | +0.00% | +22.61% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· Positive relative strength vs QQQ, SPY.
· If it holds above SMA50 (-2.8%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· The broad trend is down.
· Relative weakness vs SMH.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -14.3% · from 52w low: +6.3%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | +4.57% · +0.46% · -0.94% · -0.64% |
|---|
| Distance from SMA20 / 50 / 200 | +0.47% · -2.84% · -3.46% |
|---|
| Distance from 52w high / low | -14.26% · +6.31% |
|---|
| ATR14 · volume vs 20-avg | 0.77 · 0.90x |
|---|
Relative strength
| vs QQQ (20d) | +0.98% |
|---|
| vs SPY (20d) | +0.79% |
|---|
| vs SMH (20d) | -2.66% |
|---|
Moving averages
| SMA20 / 50 / 200 | 36.87 · 38.12 · 38.37 |
|---|
| 52w high / low | 43.20 · 34.84 |
|---|