🕰️ Time Machine
NMIH — NMI Holdings, Inc.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 10/09/2026
Last price (Close)
44.30 -0.27%
Next window · Cycle 30 · in window · in 2 days
14/09/2026
Last window · Fib 21 · 31/08/2026
since -0.11%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 03/06/2026
35.12
Days: 68 trading / 99 calendar · return since: +26.14%
Last major high · 31/07/2026
46.74
Days: 28 trading / 41 calendar · return since: -5.22%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| Low 03/06/2026 @ 35.12 | Cycle 60 | Trading | 📅 28/08/2026 | -8 (±2) | Passed |
| High 31/07/2026 @ 46.74 | Fib 21 | Trading | 📅 31/08/2026 | -7 (±1) | Passed |
| Low 03/06/2026 @ 35.12 | Cycle 90 | Calendar | 📅 01/09/2026 | -9 (±3) | Passed |
| High 31/07/2026 @ 46.74 | Cycle 30 | Trading | 📅 14/09/2026 | +2 (±2) | In window |
| High 31/07/2026 @ 46.74 | Cycle 45 | Calendar | 📅 14/09/2026 | +4 (±2) | Upcoming |
| High 31/07/2026 @ 46.74 | Cycle 60 | Calendar | 📅 29/09/2026 | +19 (±2) | Upcoming |
| Low 03/06/2026 @ 35.12 | Cycle 120 | Calendar | 📅 01/10/2026 | +21 (±3) | Upcoming |
| High 31/07/2026 @ 46.74 | Cycle 45 | Trading | 📅 05/10/2026 | +17 (±2) | Upcoming |
| Low 03/06/2026 @ 35.12 | Cycle 90 | Trading | 📅 12/10/2026 | +22 (±3) | Upcoming |
| Low 03/06/2026 @ 35.12 | Cycle 144 | Calendar | 📅 25/10/2026 | +45 (±3) | Upcoming |
| High 31/07/2026 @ 46.74 | Cycle 60 | Trading | 📅 26/10/2026 | +32 (±2) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● NR7 Compression 10/09/2026🎯 near Cycle 30 window · 14/09/2026
● Failed Breakdown 08/09/2026
● NR7 Compression 26/08/2026🎯 near Cycle 60 window · 28/08/2026
● Bearish Engulfing 21/08/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 28/08/2026 · Low Cycle 60/Trading · 9 years — Small sample
10 days: Avg +1.18% · Win 56% · DD -3.25%20 days: Avg +1.70% · Win 44% · DD -4.39%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 28/08/2025 | 39.33 | neutral | +1.65% | +0.89% | -0.18% | -2.24% | +2.57% |
| 2024 | 28/08/2024 | 40.31 | near 52w high | +1.61% | -1.44% | +1.34% | -2.41% | +3.52% |
| 2023 | 28/08/2023 | 28.48 | neutral | -1.30% | +0.77% | -2.25% | -2.25% | +1.69% |
| 2022 | 29/08/2022 | 21.21 | far above SMA50 | -7.45% | -3.35% | -6.55% | -7.97% | +0.33% |
| 2021 | 27/08/2021 | 22.98 | neutral | -3.74% | -3.05% | -1.74% | -6.18% | +0.00% |
| 2020 | 28/08/2020 | 17.30 | far above SMA50 | +5.14% | +8.84% | +2.89% | -5.14% | +10.23% |
| 2019 | 28/08/2019 | 28.21 | neutral | -0.92% | -3.83% | -1.21% | -6.35% | +1.56% |
| 2018 | 28/08/2018 | 21.35 | neutral | -2.34% | +9.02% | +11.48% | -2.34% | +11.48% |
| 2017 | 28/08/2017 | 10.85 | neutral | -3.23% | +2.76% | +11.52% | -4.61% | +11.52% |
Passed 31/08/2026 · High Fib 21/Trading · 9 years — Small sample
10 days: Avg +1.49% · Win 56% · DD -3.31%20 days: Avg +0.93% · Win 56% · DD -4.55%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 29/08/2025 | 39.35 | neutral | +1.37% | -0.81% | -1.68% | -2.29% | +2.52% |
| 2024 | 30/08/2024 | 41.07 | near 52w high · far above SMA50 | -2.05% | +1.61% | +0.29% | -4.21% | +1.61% |
| 2023 | 31/08/2023 | 28.62 | neutral | -0.59% | -1.89% | -5.35% | -5.35% | +1.19% |
| 2022 | 31/08/2022 | 20.53 | neutral | -2.97% | +2.00% | -0.54% | -4.92% | +3.65% |
| 2021 | 31/08/2021 | 22.57 | neutral | -2.17% | -2.22% | +1.37% | -4.47% | +1.37% |
| 2020 | 31/08/2020 | 17.15 | neutral | +1.57% | +9.62% | +2.27% | -4.31% | +11.20% |
| 2019 | 30/08/2019 | 28.34 | neutral | -2.05% | -3.46% | -7.34% | -7.34% | +0.00% |
| 2018 | 31/08/2018 | 21.60 | neutral | +7.64% | +3.94% | +5.05% | -3.47% | +10.19% |
| 2017 | 31/08/2017 | 10.85 | neutral | -4.61% | +4.61% | +14.29% | -4.61% | +15.21% |
Passed 01/09/2026 · Low Cycle 90/Calendar · 9 years — Small sample
10 days: Avg +1.61% · Win 56% · DD -3.36%20 days: Avg +0.32% · Win 67% · DD -4.80%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 02/09/2025 | 39.20 | volume x1.6 | +0.71% | -1.91% | -2.19% | -2.19% | +2.91% |
| 2024 | 30/08/2024 | 41.07 | near 52w high · far above SMA50 | -2.05% | +1.61% | +0.29% | -4.21% | +1.61% |
| 2023 | 01/09/2023 | 28.96 | near 52w high | -2.56% | -1.66% | -8.60% | -8.60% | +0.00% |
| 2022 | 01/09/2022 | 20.14 | neutral | +0.89% | +4.92% | +1.14% | -3.08% | +5.66% |
| 2021 | 01/09/2021 | 22.49 | neutral | -1.11% | -2.49% | +0.53% | -4.14% | +1.73% |
| 2020 | 01/09/2020 | 17.29 | far above SMA50 | +5.09% | +10.29% | +2.95% | -5.09% | +10.29% |
| 2019 | 30/08/2019 | 28.34 | neutral | -2.05% | -3.46% | -7.34% | -7.34% | +0.00% |
| 2018 | 31/08/2018 | 21.60 | neutral | +7.64% | +3.94% | +5.05% | -3.47% | +10.19% |
| 2017 | 01/09/2017 | 10.90 | neutral | -2.29% | +3.21% | +11.01% | -5.05% | +14.68% |
In window 14/09/2026 · High Cycle 30/Trading · 10 years — Small sample
10 days: Avg +0.50% · Win 30% · DD -3.06%20 days: Avg +3.05% · Win 60% · DD -5.84%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 15/09/2025 | 39.03 | neutral | -0.51% | -0.87% | -8.58% | -9.12% | +1.43% |
| 2024 | 13/09/2024 | 41.07 | near 52w high | -0.56% | -0.10% | -0.49% | -1.05% | +1.61% |
| 2023 | 14/09/2023 | 28.11 | neutral | +0.43% | -0.82% | -3.42% | -6.94% | +1.32% |
| 2022 | 14/09/2022 | 20.57 | neutral | +1.31% | -0.63% | +1.12% | -5.10% | +7.68% |
| 2021 | 14/09/2021 | 21.84 | volume x1.9 | -1.28% | +3.43% | +11.26% | -1.28% | +11.26% |
| 2020 | 14/09/2020 | 18.83 | far above SMA50 | -11.42% | -5.47% | +22.52% | -12.85% | +22.52% |
| 2019 | 13/09/2019 | 26.42 | volume x1.6 | +6.17% | +2.01% | +2.01% | -0.61% | +6.17% |
| 2018 | 14/09/2018 | 23.30 | near 52w high · far above SMA50 | -2.15% | -2.79% | -15.58% | -16.74% | +2.15% |
| 2017 | 14/09/2017 | 11.00 | neutral | +8.86% | +13.64% | +18.64% | +0.00% | +18.64% |
| 2016 | 14/09/2016 | 7.87 | near 52w high | +0.13% | -3.43% | +3.05% | -4.70% | +3.30% |
Upcoming 29/09/2026 · High Cycle 60/Calendar · 10 years — Small sample
10 days: Avg +3.02% · Win 60% · DD -3.20%20 days: Avg +3.73% · Win 60% · DD -4.26%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 29/09/2025 | 38.69 | neutral | -5.92% | -7.78% | -7.11% | -8.63% | +0.00% |
| 2024 | 30/09/2024 | 41.19 | near 52w high | -0.95% | -0.46% | -6.00% | -6.31% | +0.80% |
| 2023 | 29/09/2023 | 27.09 | volume x1.6 | -1.29% | -1.03% | -1.11% | -3.43% | +3.51% |
| 2022 | 29/09/2022 | 20.42 | neutral | +7.49% | +3.62% | +5.83% | -0.24% | +8.47% |
| 2021 | 29/09/2021 | 22.88 | neutral | -1.49% | +6.38% | +5.64% | -1.49% | +9.13% |
| 2020 | 29/09/2020 | 17.54 | neutral | +22.63% | +27.88% | +25.26% | +0.00% | +39.68% |
| 2019 | 30/09/2019 | 26.26 | neutral | +3.08% | +2.55% | +11.84% | +0.00% | +13.79% |
| 2018 | 28/09/2018 | 22.65 | neutral | -5.21% | -13.16% | -18.54% | -19.65% | +0.31% |
| 2017 | 29/09/2017 | 12.40 | near 52w high | -2.02% | +7.66% | +18.15% | -2.82% | +18.15% |
| 2016 | 29/09/2016 | 7.50 | near 52w low | +0.13% | +4.53% | +3.33% | +0.00% | +9.33% |
Upcoming 01/10/2026 · Low Cycle 120/Calendar · 10 years — Small sample
10 days: Avg +3.91% · Win 80% · DD -2.93%20 days: Avg +2.93% · Win 70% · DD -3.99%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 01/10/2025 | 37.52 | neutral | -4.08% | -4.29% | -5.17% | -5.78% | +0.00% |
| 2024 | 01/10/2024 | 41.13 | near 52w high | +0.15% | +0.12% | -5.49% | -6.18% | +0.95% |
| 2023 | 02/10/2023 | 26.47 | volume x3.7 | +1.51% | +4.84% | +1.66% | -1.17% | +5.93% |
| 2022 | 30/09/2022 | 20.37 | neutral | +4.47% | +1.03% | +7.56% | +0.00% | +8.74% |
| 2021 | 01/10/2021 | 23.50 | neutral | -0.77% | +4.89% | +3.32% | -4.09% | +6.26% |
| 2020 | 01/10/2020 | 18.62 | far above SMA50 | +23.36% | +24.11% | +16.06% | +0.00% | +31.58% |
| 2019 | 01/10/2019 | 26.56 | neutral | -1.05% | +6.85% | +9.49% | -1.05% | +12.50% |
| 2018 | 01/10/2018 | 22.69 | neutral | -8.42% | -14.37% | -18.60% | -19.79% | +0.13% |
| 2017 | 02/10/2017 | 12.10 | near 52w high | -0.41% | +11.16% | +20.04% | -0.41% | +21.07% |
| 2016 | 30/09/2016 | 7.62 | near 52w low | -0.26% | +4.72% | +0.39% | -1.44% | +7.61% |
Upcoming 05/10/2026 · High Cycle 45/Trading · 10 years — Small sample
10 days: Avg +2.33% · Win 50% · DD -3.20%20 days: Avg +5.05% · Win 70% · DD -4.65%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 06/10/2025 | 36.40 | neutral | -1.98% | -0.74% | +1.07% | -2.88% | +1.76% |
| 2024 | 04/10/2024 | 41.27 | near 52w high · volume x1.8 | -0.97% | -2.06% | -10.86% | -10.86% | +0.61% |
| 2023 | 05/10/2023 | 27.32 | neutral | -0.62% | -0.44% | +2.34% | -2.27% | +2.64% |
| 2022 | 05/10/2022 | 22.02 | neutral | -5.54% | -6.09% | -0.82% | -6.54% | +0.00% |
| 2021 | 05/10/2021 | 22.88 | neutral | +6.21% | +6.08% | +10.18% | -1.49% | +10.23% |
| 2020 | 05/10/2020 | 20.77 | far above SMA50 | +11.07% | +11.27% | +5.06% | +0.00% | +17.96% |
| 2019 | 04/10/2019 | 27.23 | neutral | -1.03% | +2.17% | +7.40% | -3.49% | +9.73% |
| 2018 | 05/10/2018 | 21.47 | neutral | -8.38% | -9.18% | -5.40% | -15.23% | +0.00% |
| 2017 | 05/10/2017 | 12.30 | near 52w high | +6.10% | +15.04% | +34.15% | -2.03% | +34.15% |
| 2016 | 05/10/2016 | 7.64 | near 52w high | +6.15% | +7.26% | +7.33% | -1.70% | +7.33% |
Upcoming 12/10/2026 · Low Cycle 90/Trading · 10 years — Small sample
10 days: Avg +1.21% · Win 60% · DD -2.49%20 days: Avg +4.35% · Win 70% · DD -4.58%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 13/10/2025 | 35.68 | neutral | +1.26% | +0.73% | +5.21% | -0.92% | +5.21% |
| 2024 | 11/10/2024 | 40.87 | near 52w high | -1.10% | -5.58% | -9.22% | -9.98% | +1.59% |
| 2023 | 12/10/2023 | 27.15 | neutral | +0.18% | -0.26% | +2.91% | -1.66% | +7.33% |
| 2022 | 12/10/2022 | 20.80 | neutral | -0.58% | +2.98% | +2.31% | -1.06% | +5.43% |
| 2021 | 12/10/2021 | 24.30 | neutral | -0.12% | +0.41% | -10.04% | -10.08% | +3.79% |
| 2020 | 12/10/2020 | 23.07 | far above SMA50 | +0.17% | +0.17% | -0.43% | -8.89% | +6.20% |
| 2019 | 11/10/2019 | 26.95 | neutral | +3.23% | +9.13% | +22.12% | -0.07% | +22.12% |
| 2018 | 12/10/2018 | 19.67 | far below SMA50 | -0.86% | -6.20% | +3.97% | -7.47% | +11.03% |
| 2017 | 12/10/2017 | 13.05 | near 52w high · far above SMA50 · volume x7.4 | +8.43% | +11.49% | +21.84% | +0.00% | +26.44% |
| 2016 | 12/10/2016 | 8.11 | near 52w high · volume x2.1 | +1.05% | -0.74% | +4.81% | -5.67% | +4.81% |
Upcoming 25/10/2026 · Low Cycle 144/Calendar · 10 years — Small sample
10 days: Avg +3.24% · Win 60% · DD -4.09%20 days: Avg +1.81% · Win 70% · DD -4.77%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 24/10/2025 | 36.92 | neutral | -1.33% | -0.73% | +1.92% | -3.63% | +2.19% |
| 2024 | 25/10/2024 | 38.59 | neutral | -4.66% | -3.86% | +0.36% | -4.66% | +1.79% |
| 2023 | 25/10/2023 | 27.03 | neutral | +1.92% | +4.00% | +1.44% | -0.89% | +7.81% |
| 2022 | 25/10/2022 | 21.53 | neutral | -0.09% | +0.51% | -1.81% | -3.95% | +4.92% |
| 2021 | 25/10/2021 | 24.75 | neutral | +1.90% | -8.28% | -15.49% | -16.20% | +1.90% |
| 2020 | 26/10/2020 | 23.11 | far above SMA50 | -5.58% | -0.61% | -2.03% | -9.04% | +2.29% |
| 2019 | 25/10/2019 | 29.41 | neutral | -0.56% | +11.90% | +12.58% | -1.12% | +16.87% |
| 2018 | 25/10/2018 | 18.75 | far below SMA50 | +9.44% | +16.48% | +1.28% | -1.60% | +16.48% |
| 2017 | 25/10/2017 | 14.55 | near 52w high · far above SMA50 | -1.03% | +9.28% | +13.06% | -1.03% | +14.43% |
| 2016 | 25/10/2016 | 8.10 | near 52w high | -5.56% | +3.70% | +6.79% | -5.56% | +11.73% |
Upcoming 26/10/2026 · High Cycle 60/Trading · 10 years — Small sample
10 days: Avg +2.97% · Win 60% · DD -3.45%20 days: Avg +3.30% · Win 70% · DD -4.14%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 27/10/2025 | 35.94 | neutral | +2.37% | +4.45% | +4.67% | -1.00% | +4.98% |
| 2024 | 25/10/2024 | 38.59 | neutral | -4.66% | -3.86% | +0.36% | -4.66% | +1.79% |
| 2023 | 26/10/2023 | 27.08 | neutral | +3.25% | +3.18% | +1.66% | -1.07% | +7.61% |
| 2022 | 26/10/2022 | 21.42 | neutral | +1.96% | -0.65% | -0.93% | -3.45% | +5.46% |
| 2021 | 26/10/2021 | 24.40 | neutral | +3.32% | -10.41% | -11.43% | -15.00% | +3.36% |
| 2020 | 26/10/2020 | 23.11 | far above SMA50 | -5.58% | -0.61% | -2.03% | -9.04% | +2.29% |
| 2019 | 25/10/2019 | 29.41 | neutral | -0.56% | +11.90% | +12.58% | -1.12% | +16.87% |
| 2018 | 26/10/2018 | 18.45 | far below SMA50 | +10.08% | +10.84% | +5.42% | +0.00% | +18.37% |
| 2017 | 26/10/2017 | 14.55 | near 52w high · far above SMA50 | +13.40% | +9.28% | +13.40% | -1.03% | +14.43% |
| 2016 | 26/10/2016 | 8.05 | near 52w high | +1.86% | +5.59% | +9.32% | -4.97% | +12.42% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· The broad trend (by MA stacking) is still up.
· Positive relative strength vs QQQ, SPY, SMH.
· If it holds above SMA50 (+1.4%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· Distance from 52w high: -5.2% · from 52w low: +27.2%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -0.61% · -1.86% · -1.29% · +18.96% |
|---|
| Distance from SMA20 / 50 / 200 | -1.62% · +1.41% · +10.98% |
|---|
| Distance from 52w high / low | -5.22% · +27.15% |
|---|
| ATR14 · volume vs 20-avg | 0.77 · 0.01x |
|---|
Relative strength
| vs QQQ (20d) | +0.68% |
|---|
| vs SPY (20d) | +0.60% |
|---|
| vs SMH (20d) | +2.64% |
|---|
Moving averages
| SMA20 / 50 / 200 | 45.03 · 43.68 · 39.92 |
|---|
| 52w high / low | 46.74 · 34.84 |
|---|
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