🕰️ Time Machine
SOFI — SoFi Technologies
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 23/07/2026
Last price (Close)
16.65 -2.46%
Next window · Cycle 45 · in window · in 1 days
24/07/2026
Last window · Cycle 60 · 18/07/2026
since -3.65%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 19/05/2026
14.92
Days: 44 trading / 65 calendar · return since: +11.60%
Last major high · 01/06/2026
18.80
Days: 36 trading / 52 calendar · return since: -11.41%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| High 01/06/2026 @ 18.80 | Cycle 30 | Trading | 📅 15/07/2026 | -6 (±2) | Passed |
| High 01/06/2026 @ 18.80 | Cycle 45 | Calendar | 📅 16/07/2026 | -7 (±2) | Passed |
| Low 19/05/2026 @ 14.92 | Cycle 60 | Calendar | 📅 18/07/2026 | -5 (±2) | Passed |
| Low 19/05/2026 @ 14.92 | Cycle 45 | Trading | 📅 24/07/2026 | +1 (±2) | In window |
| High 01/06/2026 @ 18.80 | Cycle 60 | Calendar | 📅 31/07/2026 | +8 (±2) | Upcoming |
| High 01/06/2026 @ 18.80 | Cycle 45 | Trading | 📅 05/08/2026 | +9 (±2) | Upcoming |
| Low 19/05/2026 @ 14.92 | Cycle 60 | Trading | 📅 14/08/2026 | +16 (±2) | Upcoming |
| Low 19/05/2026 @ 14.92 | Cycle 90 | Calendar | 📅 17/08/2026 | +25 (±3) | Upcoming |
| High 01/06/2026 @ 18.80 | Cycle 60 | Trading | 📅 26/08/2026 | +24 (±2) | Upcoming |
| High 01/06/2026 @ 18.80 | Cycle 90 | Calendar | 📅 30/08/2026 | +38 (±3) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● NR7 Compression 20/07/2026🎯 near Cycle 60 window · 18/07/2026
● Failed Breakdown 17/07/2026🎯 near Cycle 45 window · 16/07/2026
● Gap Day 17/07/2026🎯 near Cycle 45 window · 16/07/2026
● Bearish Engulfing 15/07/2026🎯 near Cycle 30 window · 15/07/2026
● Failed Breakout 10/07/2026🎯 near Cycle 30 window · 15/07/2026
● Failed Breakout 01/07/2026
● Bullish Engulfing 26/06/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 15/07/2026 · High Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg +1.99% · Win 60% · DD -2.44%20 days: Avg +5.46% · Win 60% · DD -5.52%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 15/07/2025 | 20.96 | near 52w high · far above SMA50 | +0.10% | +6.87% | +12.83% | +0.00% | +12.83% |
| 2024 | 15/07/2024 | 7.33 | volume x1.7 | +2.86% | +0.00% | -11.60% | -13.78% | +6.96% |
| 2023 | 14/07/2023 | 9.08 | far above SMA50 | +3.85% | +5.18% | -4.74% | -4.74% | +26.10% |
| 2022 | 15/07/2022 | 6.29 | neutral | +5.25% | +0.32% | +21.62% | -2.38% | +30.84% |
| 2021 | 15/07/2021 | 15.99 | far below SMA50 | +0.38% | -2.44% | +9.19% | -6.69% | +9.19% |
Passed 16/07/2026 · High Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg +4.00% · Win 80% · DD -3.86%20 days: Avg +1.63% · Win 40% · DD -6.80%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 16/07/2025 | 21.39 | near 52w high · far above SMA50 | +0.79% | +2.24% | +11.31% | -1.92% | +11.31% |
| 2024 | 16/07/2024 | 7.75 | far above SMA50 · volume x1.9 | -4.13% | -4.26% | -14.32% | -18.45% | +1.16% |
| 2023 | 17/07/2023 | 9.48 | far above SMA50 | -0.32% | +20.78% | -8.44% | -8.76% | +20.78% |
| 2022 | 15/07/2022 | 6.29 | neutral | +5.25% | +0.32% | +21.62% | -2.38% | +30.84% |
| 2021 | 16/07/2021 | 15.30 | far below SMA50 | +2.61% | +0.92% | -2.03% | -2.48% | +14.12% |
Passed 18/07/2026 · Low Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +0.89% · Win 60% · DD -3.90%20 days: Avg +0.48% · Win 40% · DD -8.30%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 18/07/2025 | 21.81 | near 52w high · far above SMA50 | -2.80% | -2.66% | +8.99% | -3.81% | +9.17% |
| 2024 | 18/07/2024 | 7.53 | volume x1.6 | -3.45% | -4.91% | -8.23% | -16.07% | +0.13% |
| 2023 | 18/07/2023 | 9.57 | far above SMA50 | -2.51% | +8.15% | -12.54% | -12.54% | +19.64% |
| 2022 | 18/07/2022 | 6.35 | neutral | +1.73% | +0.16% | +20.00% | -3.31% | +29.61% |
| 2021 | 19/07/2021 | 15.17 | far below SMA50 | +2.24% | +3.69% | -5.80% | -5.80% | +15.10% |
In window 24/07/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +4.20% · Win 60% · DD -5.40%20 days: Avg -3.43% · Win 40% · DD -9.09%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 24/07/2025 | 21.51 | far above SMA50 | +4.97% | +2.65% | +8.46% | -2.28% | +12.65% |
| 2024 | 24/07/2024 | 7.10 | neutral | +6.20% | -10.99% | +2.82% | -10.99% | +6.20% |
| 2023 | 24/07/2023 | 9.45 | far above SMA50 | +21.16% | -0.63% | -12.28% | -14.18% | +21.16% |
| 2022 | 25/07/2022 | 6.46 | neutral | -1.55% | +23.53% | -5.57% | -5.57% | +27.40% |
| 2021 | 23/07/2021 | 15.70 | far below SMA50 | -1.66% | +6.43% | -10.57% | -12.42% | +11.21% |
Upcoming 31/07/2026 · High Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg -3.30% · Win 40% · DD -9.91%20 days: Avg -5.64% · Win 20% · DD -13.59%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 31/07/2025 | 22.58 | far above SMA50 | -2.21% | +3.14% | +15.32% | -5.98% | +15.81% |
| 2024 | 31/07/2024 | 7.54 | volume x1.5 | -16.18% | -12.33% | -0.66% | -16.18% | +3.05% |
| 2023 | 31/07/2023 | 11.45 | near 52w high · far above SMA50 · volume x4.4 | -17.99% | -24.19% | -28.12% | -29.17% | +0.00% |
| 2022 | 01/08/2022 | 6.36 | neutral | +25.47% | +19.81% | -5.66% | -5.66% | +29.40% |
| 2021 | 30/07/2021 | 15.44 | far below SMA50 | +8.23% | -2.91% | -9.07% | -10.95% | +13.08% |
Upcoming 05/08/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg -5.64% · Win 40% · DD -10.65%20 days: Avg -2.55% · Win 40% · DD -12.13%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 05/08/2025 | 21.54 | far above SMA50 | +9.80% | +5.62% | +13.70% | -0.37% | +21.40% |
| 2024 | 05/08/2024 | 6.54 | neutral | -0.92% | +14.07% | +15.14% | -3.36% | +22.78% |
| 2023 | 04/08/2023 | 9.50 | far above SMA50 | -8.95% | -13.47% | -7.47% | -14.63% | +0.00% |
| 2022 | 05/08/2022 | 7.96 | far above SMA50 | -3.89% | -20.48% | -27.89% | -27.89% | +0.25% |
| 2021 | 05/08/2021 | 16.06 | far below SMA50 | +8.72% | -13.95% | -6.23% | -14.38% | +8.72% |
Upcoming 14/08/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -1.53% · Win 40% · DD -7.88%20 days: Avg +1.46% · Win 80% · DD -8.80%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 14/08/2025 | 23.29 | far above SMA50 | +0.17% | +11.81% | +14.00% | -3.31% | +14.00% |
| 2024 | 14/08/2024 | 6.61 | neutral | +10.44% | +13.31% | +12.86% | +0.00% | +21.48% |
| 2023 | 14/08/2023 | 8.68 | neutral | -4.49% | -5.18% | +3.69% | -6.57% | +3.69% |
| 2022 | 15/08/2022 | 7.62 | far above SMA50 | -19.95% | -21.26% | -23.36% | -25.85% | +0.00% |
| 2021 | 13/08/2021 | 14.99 | far below SMA50 · volume x3.3 | -6.34% | -6.34% | +0.13% | -8.27% | +5.67% |
Upcoming 17/08/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +2.58% · Win 80% · DD -4.23%20 days: Avg +9.14% · Win 80% · DD -4.99%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 18/08/2025 | 24.23 | near 52w high · far above SMA50 | +7.92% | +2.81% | +13.17% | -7.06% | +14.20% |
| 2024 | 16/08/2024 | 7.00 | neutral | +7.43% | +14.14% | +15.14% | +0.00% | +15.14% |
| 2023 | 17/08/2023 | 8.11 | neutral | +0.12% | +6.78% | +11.84% | +0.00% | +11.84% |
| 2022 | 17/08/2022 | 6.88 | volume x1.7 | -6.25% | -13.95% | -6.83% | -17.88% | +0.00% |
| 2021 | 17/08/2021 | 13.75 | far below SMA50 · volume x1.6 | +7.35% | +3.13% | +12.36% | +0.00% | +15.20% |
Upcoming 26/08/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +1.82% · Win 60% · DD -4.91%20 days: Avg +1.75% · Win 60% · DD -8.49%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 26/08/2025 | 25.62 | near 52w high · far above SMA50 · volume x1.7 | -4.41% | -0.39% | +11.01% | -4.41% | +16.35% |
| 2024 | 26/08/2024 | 7.67 | far above SMA50 | -1.83% | -8.08% | +2.09% | -8.60% | +6.78% |
| 2023 | 25/08/2023 | 8.29 | neutral | +6.03% | +7.36% | -9.41% | -9.41% | +9.41% |
| 2022 | 26/08/2022 | 6.18 | neutral | -7.12% | +3.72% | -17.80% | -17.80% | +3.72% |
| 2021 | 26/08/2021 | 14.36 | far below SMA50 | +4.87% | +6.48% | +22.84% | -2.23% | +22.84% |
Upcoming 30/08/2026 · High Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +3.87% · Win 100% · DD -4.63%20 days: Avg +0.81% · Win 40% · DD -9.16%
Open Date Echo · 5 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 29/08/2025 | 25.54 | near 52w high · far above SMA50 | +1.64% | +8.34% | +7.87% | -4.11% | +16.72% |
| 2024 | 30/08/2024 | 7.99 | far above SMA50 | -11.39% | +0.88% | -1.63% | -12.27% | +2.50% |
| 2023 | 30/08/2023 | 8.74 | neutral | -1.95% | +3.55% | -11.10% | -15.33% | +3.78% |
| 2022 | 30/08/2022 | 5.91 | neutral | -1.52% | +4.40% | -11.17% | -14.04% | +8.46% |
| 2021 | 30/08/2021 | 14.19 | far below SMA50 | +11.63% | +2.18% | +20.08% | -0.07% | +24.74% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· Positive relative strength vs SMH.
· If it holds above SMA50 (-2.7%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· The broad trend is down.
· Relative weakness vs QQQ, SPY.
· Sharp drop recently.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -49.1% · from 52w low: +11.6%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -3.87% · -10.58% · -3.81% · -11.25% |
| Distance from SMA20 / 50 / 200 | -6.72% · -2.66% · -23.07% |
| Distance from 52w high / low | -49.13% · +11.60% |
| ATR14 · volume vs 20-avg | 0.86 · 0.89x |
Relative strength
| vs QQQ (20d) | -1.19% |
|---|
| vs SPY (20d) | -4.49% |
|---|
| vs SMH (20d) | +2.45% |
|---|
Moving averages
| SMA20 / 50 / 200 | 17.85 · 17.10 · 21.64 |
| 52w high / low | 32.73 · 14.92 |