🕰️ Time Machine

SOFI — SoFi Technologies

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 23/07/2026

Last price (Close)
16.65 -2.46%
Next window · Cycle 45 · in window · in 1 days
24/07/2026
Last window · Cycle 60 · 18/07/2026
since -3.65%
Trend
Downtrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 19/05/2026
14.92
Days: 44 trading / 65 calendar · return since: +11.60%
Last major high · 01/06/2026
18.80
Days: 36 trading / 52 calendar · return since: -11.41%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
High 01/06/2026 @ 18.80Cycle 30Trading📅 15/07/2026-6 (±2)Passed
High 01/06/2026 @ 18.80Cycle 45Calendar📅 16/07/2026-7 (±2)Passed
Low 19/05/2026 @ 14.92Cycle 60Calendar📅 18/07/2026-5 (±2)Passed
Low 19/05/2026 @ 14.92Cycle 45Trading📅 24/07/2026+1 (±2)In window
High 01/06/2026 @ 18.80Cycle 60Calendar📅 31/07/2026+8 (±2)Upcoming
High 01/06/2026 @ 18.80Cycle 45Trading📅 05/08/2026+9 (±2)Upcoming
Low 19/05/2026 @ 14.92Cycle 60Trading📅 14/08/2026+16 (±2)Upcoming
Low 19/05/2026 @ 14.92Cycle 90Calendar📅 17/08/2026+25 (±3)Upcoming
High 01/06/2026 @ 18.80Cycle 60Trading📅 26/08/2026+24 (±2)Upcoming
High 01/06/2026 @ 18.80Cycle 90Calendar📅 30/08/2026+38 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

NR7 Compression 20/07/2026🎯 near Cycle 60 window · 18/07/2026
Failed Breakdown 17/07/2026🎯 near Cycle 45 window · 16/07/2026
Gap Day 17/07/2026🎯 near Cycle 45 window · 16/07/2026
Bearish Engulfing 15/07/2026🎯 near Cycle 30 window · 15/07/2026
Failed Breakout 10/07/2026🎯 near Cycle 30 window · 15/07/2026
Failed Breakout 01/07/2026
Bullish Engulfing 26/06/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 15/07/2026 · High Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg +1.99% · Win 60% · DD -2.44%20 days: Avg +5.46% · Win 60% · DD -5.52%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202515/07/202520.96near 52w high · far above SMA50+0.10%+6.87%+12.83%+0.00%+12.83%
202415/07/20247.33volume x1.7+2.86%+0.00%-11.60%-13.78%+6.96%
202314/07/20239.08far above SMA50+3.85%+5.18%-4.74%-4.74%+26.10%
202215/07/20226.29neutral+5.25%+0.32%+21.62%-2.38%+30.84%
202115/07/202115.99far below SMA50+0.38%-2.44%+9.19%-6.69%+9.19%
Passed 16/07/2026 · High Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg +4.00% · Win 80% · DD -3.86%20 days: Avg +1.63% · Win 40% · DD -6.80%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202516/07/202521.39near 52w high · far above SMA50+0.79%+2.24%+11.31%-1.92%+11.31%
202416/07/20247.75far above SMA50 · volume x1.9-4.13%-4.26%-14.32%-18.45%+1.16%
202317/07/20239.48far above SMA50-0.32%+20.78%-8.44%-8.76%+20.78%
202215/07/20226.29neutral+5.25%+0.32%+21.62%-2.38%+30.84%
202116/07/202115.30far below SMA50+2.61%+0.92%-2.03%-2.48%+14.12%
Passed 18/07/2026 · Low Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +0.89% · Win 60% · DD -3.90%20 days: Avg +0.48% · Win 40% · DD -8.30%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202518/07/202521.81near 52w high · far above SMA50-2.80%-2.66%+8.99%-3.81%+9.17%
202418/07/20247.53volume x1.6-3.45%-4.91%-8.23%-16.07%+0.13%
202318/07/20239.57far above SMA50-2.51%+8.15%-12.54%-12.54%+19.64%
202218/07/20226.35neutral+1.73%+0.16%+20.00%-3.31%+29.61%
202119/07/202115.17far below SMA50+2.24%+3.69%-5.80%-5.80%+15.10%
In window 24/07/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +4.20% · Win 60% · DD -5.40%20 days: Avg -3.43% · Win 40% · DD -9.09%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202524/07/202521.51far above SMA50+4.97%+2.65%+8.46%-2.28%+12.65%
202424/07/20247.10neutral+6.20%-10.99%+2.82%-10.99%+6.20%
202324/07/20239.45far above SMA50+21.16%-0.63%-12.28%-14.18%+21.16%
202225/07/20226.46neutral-1.55%+23.53%-5.57%-5.57%+27.40%
202123/07/202115.70far below SMA50-1.66%+6.43%-10.57%-12.42%+11.21%
Upcoming 31/07/2026 · High Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg -3.30% · Win 40% · DD -9.91%20 days: Avg -5.64% · Win 20% · DD -13.59%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202531/07/202522.58far above SMA50-2.21%+3.14%+15.32%-5.98%+15.81%
202431/07/20247.54volume x1.5-16.18%-12.33%-0.66%-16.18%+3.05%
202331/07/202311.45near 52w high · far above SMA50 · volume x4.4-17.99%-24.19%-28.12%-29.17%+0.00%
202201/08/20226.36neutral+25.47%+19.81%-5.66%-5.66%+29.40%
202130/07/202115.44far below SMA50+8.23%-2.91%-9.07%-10.95%+13.08%
Upcoming 05/08/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg -5.64% · Win 40% · DD -10.65%20 days: Avg -2.55% · Win 40% · DD -12.13%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202505/08/202521.54far above SMA50+9.80%+5.62%+13.70%-0.37%+21.40%
202405/08/20246.54neutral-0.92%+14.07%+15.14%-3.36%+22.78%
202304/08/20239.50far above SMA50-8.95%-13.47%-7.47%-14.63%+0.00%
202205/08/20227.96far above SMA50-3.89%-20.48%-27.89%-27.89%+0.25%
202105/08/202116.06far below SMA50+8.72%-13.95%-6.23%-14.38%+8.72%
Upcoming 14/08/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -1.53% · Win 40% · DD -7.88%20 days: Avg +1.46% · Win 80% · DD -8.80%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202514/08/202523.29far above SMA50+0.17%+11.81%+14.00%-3.31%+14.00%
202414/08/20246.61neutral+10.44%+13.31%+12.86%+0.00%+21.48%
202314/08/20238.68neutral-4.49%-5.18%+3.69%-6.57%+3.69%
202215/08/20227.62far above SMA50-19.95%-21.26%-23.36%-25.85%+0.00%
202113/08/202114.99far below SMA50 · volume x3.3-6.34%-6.34%+0.13%-8.27%+5.67%
Upcoming 17/08/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +2.58% · Win 80% · DD -4.23%20 days: Avg +9.14% · Win 80% · DD -4.99%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202518/08/202524.23near 52w high · far above SMA50+7.92%+2.81%+13.17%-7.06%+14.20%
202416/08/20247.00neutral+7.43%+14.14%+15.14%+0.00%+15.14%
202317/08/20238.11neutral+0.12%+6.78%+11.84%+0.00%+11.84%
202217/08/20226.88volume x1.7-6.25%-13.95%-6.83%-17.88%+0.00%
202117/08/202113.75far below SMA50 · volume x1.6+7.35%+3.13%+12.36%+0.00%+15.20%
Upcoming 26/08/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +1.82% · Win 60% · DD -4.91%20 days: Avg +1.75% · Win 60% · DD -8.49%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202526/08/202525.62near 52w high · far above SMA50 · volume x1.7-4.41%-0.39%+11.01%-4.41%+16.35%
202426/08/20247.67far above SMA50-1.83%-8.08%+2.09%-8.60%+6.78%
202325/08/20238.29neutral+6.03%+7.36%-9.41%-9.41%+9.41%
202226/08/20226.18neutral-7.12%+3.72%-17.80%-17.80%+3.72%
202126/08/202114.36far below SMA50+4.87%+6.48%+22.84%-2.23%+22.84%
Upcoming 30/08/2026 · High Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +3.87% · Win 100% · DD -4.63%20 days: Avg +0.81% · Win 40% · DD -9.16%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202529/08/202525.54near 52w high · far above SMA50+1.64%+8.34%+7.87%-4.11%+16.72%
202430/08/20247.99far above SMA50-11.39%+0.88%-1.63%-12.27%+2.50%
202330/08/20238.74neutral-1.95%+3.55%-11.10%-15.33%+3.78%
202230/08/20225.91neutral-1.52%+4.40%-11.17%-14.04%+8.46%
202130/08/202114.19far below SMA50+11.63%+2.18%+20.08%-0.07%+24.74%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· Positive relative strength vs SMH.
· If it holds above SMA50 (-2.7%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· The broad trend is down.
· Relative weakness vs QQQ, SPY.
· Sharp drop recently.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -49.1% · from 52w low: +11.6%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-3.87% · -10.58% · -3.81% · -11.25%
Distance from SMA20 / 50 / 200-6.72% · -2.66% · -23.07%
Distance from 52w high / low-49.13% · +11.60%
ATR14 · volume vs 20-avg0.86 · 0.89x

Relative strength

vs QQQ (20d)-1.19%
vs SPY (20d)-4.49%
vs SMH (20d)+2.45%

Moving averages

SMA20 / 50 / 20017.85 · 17.10 · 21.64
52w high / low32.73 · 14.92