🕰️ Time Machine
UMBF — UMB Financial Corp.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 10/09/2026
Last price (Close)
139.37 -1.31%
Next window · Cycle 60 · in 11 days
21/09/2026
Last window · Cycle 30 · 03/09/2026
since -2.84%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 23/07/2026
137.23
Days: 34 trading / 49 calendar · return since: +1.56%
Last major high · 06/02/2026
136.11
Days: 148 trading / 216 calendar · return since: +2.40%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| Low 23/07/2026 @ 137.23 | Cycle 30 | Trading | 📅 03/09/2026 | -4 (±2) | Passed |
| High 06/02/2026 @ 136.11 | Cycle 144 | Trading | 📅 03/09/2026 | -4 (±3) | Passed |
| Low 23/07/2026 @ 137.23 | Cycle 45 | Calendar | 📅 06/09/2026 | -4 (±2) | Passed |
| Low 23/07/2026 @ 137.23 | Cycle 60 | Calendar | 📅 21/09/2026 | +11 (±2) | Upcoming |
| Low 23/07/2026 @ 137.23 | Cycle 45 | Trading | 📅 25/09/2026 | +11 (±2) | Upcoming |
| Low 23/07/2026 @ 137.23 | Cycle 60 | Trading | 📅 16/10/2026 | +26 (±2) | Upcoming |
| Low 23/07/2026 @ 137.23 | Cycle 90 | Calendar | 📅 21/10/2026 | +41 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Cycle 180 | Trading | 📅 26/10/2026 | +32 (±3) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● Shooting Star 09/09/2026🎯 near Cycle 45 window · 06/09/2026
● Bearish Engulfing 08/09/2026🎯 near Cycle 45 window · 06/09/2026
● NR7 Compression 04/09/2026🎯 near Cycle 30 window · 03/09/2026
● Bullish Engulfing 27/08/2026
● Failed Breakdown 27/08/2026
● Hammer Reversal 25/08/2026
● Bearish Engulfing 18/08/2026
● Shooting Star 17/08/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 03/09/2026 · Low Cycle 30/Trading · 9 years — Small sample
10 days: Avg -0.17% · Win 44% · DD -3.55%20 days: Avg +0.17% · Win 33% · DD -5.24%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 03/09/2025 | 121.45 | neutral | +0.77% | -0.42% | -2.27% | -2.27% | +3.41% |
| 2024 | 03/09/2024 | 103.86 | near 52w high · far above SMA50 · volume x3.2 | -1.89% | +1.41% | -2.23% | -3.88% | +5.22% |
| 2023 | 01/09/2023 | 64.60 | volume x1.6 | -4.55% | -3.24% | -6.07% | -6.07% | +0.36% |
| 2022 | 02/09/2022 | 88.88 | neutral | +2.96% | +2.91% | -1.98% | -4.77% | +2.96% |
| 2021 | 03/09/2021 | 90.93 | neutral | -0.63% | -1.45% | +10.70% | -2.62% | +10.70% |
| 2020 | 03/09/2020 | 54.49 | neutral | -5.98% | -7.85% | -5.41% | -14.88% | +2.40% |
| 2019 | 03/09/2019 | 61.16 | neutral | +4.87% | +8.31% | +3.26% | +0.00% | +9.87% |
| 2018 | 04/09/2018 | 75.59 | neutral | -0.23% | -3.55% | -6.31% | -6.87% | +0.52% |
| 2017 | 01/09/2017 | 67.51 | neutral | -3.62% | +2.31% | +11.82% | -5.79% | +11.82% |
Passed 06/09/2026 · Low Cycle 45/Calendar · 9 years — Small sample
10 days: Avg +0.75% · Win 44% · DD -3.04%20 days: Avg +2.13% · Win 56% · DD -4.49%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 05/09/2025 | 124.47 | near 52w high · far above SMA50 | -2.79% | -1.23% | -3.68% | -4.65% | +0.90% |
| 2024 | 06/09/2024 | 99.83 | neutral | +5.70% | +7.34% | +4.26% | +0.00% | +9.46% |
| 2023 | 06/09/2023 | 61.77 | neutral | +4.01% | -0.11% | -3.58% | -4.46% | +4.96% |
| 2022 | 06/09/2022 | 87.93 | neutral | +0.41% | +3.94% | +3.44% | -3.74% | +4.07% |
| 2021 | 07/09/2021 | 90.27 | neutral | -1.91% | -1.16% | +11.94% | -1.91% | +11.94% |
| 2020 | 04/09/2020 | 55.80 | neutral | -6.60% | -14.84% | -4.20% | -16.88% | +0.00% |
| 2019 | 06/09/2019 | 62.12 | neutral | +8.17% | +5.92% | +1.88% | +0.00% | +8.17% |
| 2018 | 06/09/2018 | 75.67 | neutral | -2.51% | -1.90% | -4.42% | -6.96% | +0.41% |
| 2017 | 06/09/2017 | 64.75 | neutral | +6.05% | +8.81% | +13.50% | -1.78% | +16.58% |
Upcoming 21/09/2026 · Low Cycle 60/Calendar · 10 years — Small sample
10 days: Avg +2.69% · Win 60% · DD -2.85%20 days: Avg +3.09% · Win 70% · DD -4.29%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 22/09/2025 | 119.51 | neutral | -0.85% | +0.40% | -5.98% | -10.11% | +0.40% |
| 2024 | 20/09/2024 | 106.75 | near 52w high · volume x2.1 | -2.48% | -2.88% | +2.44% | -5.25% | +4.61% |
| 2023 | 21/09/2023 | 61.03 | neutral | +0.82% | +0.15% | +2.31% | -3.90% | +6.82% |
| 2022 | 21/09/2022 | 90.17 | neutral | -4.78% | -0.38% | +0.18% | -6.52% | +1.21% |
| 2021 | 21/09/2021 | 88.85 | neutral | +9.45% | +13.26% | +12.07% | +0.00% | +13.84% |
| 2020 | 21/09/2020 | 47.24 | neutral | +4.87% | +12.49% | +17.21% | -2.39% | +20.41% |
| 2019 | 20/09/2019 | 65.48 | volume x3.6 | -0.57% | -3.82% | -0.73% | -4.93% | +0.66% |
| 2018 | 21/09/2018 | 73.32 | volume x2.9 | -3.30% | -2.02% | -9.64% | -9.64% | +0.00% |
| 2017 | 21/09/2017 | 70.25 | neutral | +5.82% | +6.11% | +7.26% | +0.00% | +7.56% |
| 2016 | 21/09/2016 | 58.23 | near 52w high | +1.63% | +3.54% | +5.82% | -0.21% | +6.15% |
Upcoming 25/09/2026 · Low Cycle 45/Trading · 10 years — Small sample
10 days: Avg +2.92% · Win 50% · DD -2.19%20 days: Avg +2.78% · Win 70% · DD -4.17%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 25/09/2025 | 118.80 | neutral | -0.42% | -0.11% | -6.42% | -9.57% | +1.00% |
| 2024 | 25/09/2024 | 103.62 | neutral | -2.06% | +1.32% | +2.88% | -2.38% | +7.77% |
| 2023 | 25/09/2023 | 62.84 | neutral | -4.04% | -1.93% | -2.86% | -6.67% | +3.74% |
| 2022 | 26/09/2022 | 87.30 | neutral | -0.62% | -0.19% | +1.58% | -3.45% | +4.54% |
| 2021 | 24/09/2021 | 95.55 | near 52w high | +3.70% | +5.83% | +8.44% | +0.00% | +8.44% |
| 2020 | 25/09/2020 | 47.61 | neutral | +7.62% | +18.34% | +25.46% | +0.00% | +25.46% |
| 2019 | 25/09/2019 | 65.82 | neutral | -4.65% | -5.32% | +0.49% | -5.42% | +0.49% |
| 2018 | 25/09/2018 | 72.70 | neutral | -2.96% | -0.33% | -14.17% | -14.17% | +0.00% |
| 2017 | 25/09/2017 | 70.78 | neutral | +6.23% | +5.27% | +5.02% | +0.00% | +6.75% |
| 2016 | 26/09/2016 | 58.11 | near 52w high | +1.53% | +6.37% | +7.40% | +0.00% | +7.40% |
Upcoming 16/10/2026 · Low Cycle 60/Trading · 10 years — Small sample
10 days: Avg -0.14% · Win 40% · DD -4.12%20 days: Avg +5.45% · Win 70% · DD -4.69%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 16/10/2025 | 107.43 | volume x1.6 | +3.48% | +0.08% | +1.49% | -1.07% | +5.72% |
| 2024 | 16/10/2024 | 111.18 | near 52w high | -4.12% | -0.04% | +11.35% | -6.40% | +13.78% |
| 2023 | 16/10/2023 | 63.48 | neutral | -3.84% | -1.04% | +5.21% | -4.05% | +9.20% |
| 2022 | 17/10/2022 | 90.83 | volume x1.6 | -2.37% | -8.38% | -7.81% | -14.50% | +0.47% |
| 2021 | 15/10/2021 | 99.82 | near 52w high · volume x1.6 | +3.80% | -1.00% | +5.71% | -3.02% | +6.42% |
| 2020 | 16/10/2020 | 55.92 | neutral | +6.81% | +8.85% | +22.55% | -0.98% | +23.86% |
| 2019 | 16/10/2019 | 64.28 | neutral | +2.89% | +4.98% | +2.69% | +0.00% | +4.98% |
| 2018 | 16/10/2018 | 66.99 | near 52w low | -6.85% | -6.05% | -2.79% | -9.91% | +0.54% |
| 2017 | 16/10/2017 | 74.86 | neutral | -0.71% | -2.08% | -5.08% | -6.89% | +0.91% |
| 2016 | 17/10/2016 | 60.10 | near 52w high | +3.84% | +3.24% | +21.21% | -0.10% | +21.21% |
Upcoming 21/10/2026 · Low Cycle 90/Calendar · 10 years — Small sample
10 days: Avg +0.95% · Win 60% · DD -3.72%20 days: Avg +6.71% · Win 60% · DD -4.36%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 21/10/2025 | 111.87 | neutral | +0.38% | -5.00% | -6.88% | -7.04% | +1.52% |
| 2024 | 21/10/2024 | 106.63 | neutral | +0.39% | +1.25% | +13.71% | -2.40% | +18.63% |
| 2023 | 20/10/2023 | 60.91 | neutral | +1.94% | +13.81% | +19.85% | +0.00% | +21.43% |
| 2022 | 21/10/2022 | 87.48 | neutral | -7.99% | -5.60% | -2.99% | -11.23% | +2.16% |
| 2021 | 21/10/2021 | 102.31 | near 52w high | -2.55% | +0.06% | +5.06% | -5.38% | +5.06% |
| 2020 | 21/10/2020 | 57.08 | neutral | +2.45% | +7.10% | +21.13% | -1.16% | +24.46% |
| 2019 | 21/10/2019 | 65.78 | neutral | +1.61% | +1.70% | -1.29% | -1.29% | +2.58% |
| 2018 | 22/10/2018 | 63.71 | near 52w low · far below SMA50 · volume x1.9 | -2.39% | +1.74% | +2.13% | -5.27% | +3.86% |
| 2017 | 20/10/2017 | 75.54 | neutral | -1.22% | -3.52% | -5.27% | -7.73% | +0.00% |
| 2016 | 21/10/2016 | 61.31 | near 52w high | -0.57% | -2.07% | +21.61% | -2.07% | +21.61% |
Upcoming 26/10/2026 · High Cycle 180/Trading · 10 years — Small sample
10 days: Avg +4.78% · Win 80% · DD -3.07%20 days: Avg +8.66% · Win 80% · DD -3.36%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 27/10/2025 | 112.44 | neutral | -4.56% | -1.97% | -2.87% | -7.52% | +0.00% |
| 2024 | 25/10/2024 | 104.07 | volume x1.8 | +4.05% | +17.33% | +20.11% | +0.00% | +21.55% |
| 2023 | 26/10/2023 | 63.75 | neutral | +4.99% | +3.40% | +11.84% | -2.60% | +16.02% |
| 2022 | 26/10/2022 | 80.16 | near 52w low · far below SMA50 · volume x4.1 | +1.12% | +2.48% | +4.64% | -3.12% | +7.04% |
| 2021 | 26/10/2021 | 104.55 | near 52w high · far above SMA50 | -4.31% | +0.24% | +3.64% | -7.40% | +3.64% |
| 2020 | 26/10/2020 | 58.48 | far above SMA50 | +6.43% | +15.58% | +19.29% | -3.52% | +21.48% |
| 2019 | 25/10/2019 | 65.50 | neutral | +0.73% | +2.53% | +0.85% | -0.87% | +3.02% |
| 2018 | 26/10/2018 | 60.58 | far below SMA50 | +6.67% | +8.01% | +8.63% | +0.00% | +9.23% |
| 2017 | 26/10/2017 | 74.05 | neutral | -1.77% | -5.52% | -2.92% | -5.87% | +0.77% |
| 2016 | 26/10/2016 | 61.68 | near 52w high | -2.43% | +5.74% | +23.33% | -2.66% | +23.33% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· If it holds above SMA50 (-3.8%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· Relative weakness vs QQQ, SPY, SMH.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -9.1% · from 52w low: +34.8%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -1.79% · -2.77% · -6.74% · +3.83% |
| Distance from SMA20 / 50 / 200 | -3.68% · -3.75% · +8.54% |
| Distance from 52w high / low | -9.10% · +34.81% |
| ATR14 · volume vs 20-avg | 2.75 · 0.91x |
Relative strength
| vs QQQ (20d) | -4.67% |
|---|
| vs SPY (20d) | -4.85% |
|---|
| vs SMH (20d) | -2.55% |
|---|
Moving averages
| SMA20 / 50 / 200 | 144.69 · 144.80 · 128.40 |
| 52w high / low | 153.32 · 103.38 |