🕰️ Time Machine
UMBF — UMB Financial Corp.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 27/07/2026
Last price (Close)
140.97 +1.33%
Next window · Cycle 90 · in window · in 3 days
30/07/2026
Last window · Cycle 120 · 17/07/2026
since -3.44%
🕰️ Time Machine — see this symbol's past windows
Daily chart · hover for price & date
Reference points
Last major low · 19/03/2026
107.12
Days: 87 trading / 130 calendar · return since: +31.60%
Last major high · 06/02/2026
136.11
Days: 115 trading / 171 calendar · return since: +3.57%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| Low 19/03/2026 @ 107.12 | Cycle 120 | Calendar | 📅 17/07/2026 | -10 (±3) | Passed |
| Low 19/03/2026 @ 107.12 | Cycle 90 | Trading | 📅 30/07/2026 | +3 (±3) | In window |
| High 06/02/2026 @ 136.11 | Cycle 120 | Trading | 📅 03/08/2026 | +5 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Cycle 180 | Calendar | 📅 05/08/2026 | +9 (±3) | Upcoming |
| Low 19/03/2026 @ 107.12 | Cycle 144 | Calendar | 📅 10/08/2026 | +14 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Cycle 144 | Trading | 📅 04/09/2026 | +29 (±3) | Upcoming |
| Low 19/03/2026 @ 107.12 | Cycle 120 | Trading | 📅 11/09/2026 | +33 (±3) | Upcoming |
Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.
🔔 Recent Technical Events
Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.
● Hammer Reversal 23/07/2026
● Failed Breakout 07/07/2026
● Failed Breakout 01/07/2026
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Passed 17/07/2026 · Low Cycle 120/Calendar · 9 years — Small sample
10 days: Avg +3.15% · Win 78% · DD -2.43%20 days: Avg +4.00% · Win 56% · DD -3.39%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 17/07/2025 | 109.42 | neutral | -1.25% | +0.52% | +6.98% | -1.25% | +6.98% |
| 2024 | 17/07/2024 | 96.84 | near 52w high · far above SMA50 | -1.07% | +5.35% | -3.14% | -6.48% | +5.35% |
| 2023 | 17/07/2023 | 63.94 | neutral | +8.48% | +11.04% | +6.01% | +0.00% | +13.42% |
| 2022 | 18/07/2022 | 86.16 | neutral | +6.50% | +5.35% | +14.30% | +0.00% | +14.30% |
| 2021 | 16/07/2021 | 87.63 | neutral | -0.80% | +6.81% | +6.07% | -3.08% | +9.35% |
| 2020 | 17/07/2020 | 47.62 | neutral | +2.16% | +4.58% | +15.10% | -2.37% | +15.10% |
| 2019 | 17/07/2019 | 63.91 | neutral | +5.45% | +6.81% | -1.61% | -1.61% | +6.81% |
| 2018 | 17/07/2018 | 76.76 | neutral | +3.92% | -6.34% | -1.86% | -7.15% | +3.92% |
| 2017 | 17/07/2017 | 73.89 | neutral | -0.31% | -5.72% | -5.85% | -8.53% | +2.12% |
In window 30/07/2026 · Low Cycle 90/Trading · 10 years — Small sample
10 days: Avg +1.42% · Win 50% · DD -2.99%20 days: Avg +1.59% · Win 60% · DD -4.57%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 30/07/2025 | 110.80 | volume x2.0 | -0.72% | +5.31% | +11.00% | -2.18% | +11.00% |
| 2024 | 30/07/2024 | 99.05 | near 52w high · far above SMA50 · volume x1.8 | -6.94% | -4.16% | +3.53% | -8.57% | +5.08% |
| 2023 | 31/07/2023 | 71.00 | far above SMA50 · volume x7.1 | +2.10% | -4.54% | -10.41% | -11.08% | +2.10% |
| 2022 | 29/07/2022 | 90.50 | volume x2.4 | +2.97% | +7.70% | +0.78% | +0.00% | +9.18% |
| 2021 | 30/07/2021 | 93.60 | neutral | +2.37% | -0.69% | -0.57% | -4.59% | +2.37% |
| 2020 | 30/07/2020 | 49.94 | volume x2.3 | +1.40% | +7.51% | +11.43% | -1.32% | +11.43% |
| 2019 | 30/07/2019 | 67.95 | neutral | -5.14% | -4.09% | -10.70% | -10.70% | +0.46% |
| 2018 | 30/07/2018 | 71.27 | neutral | +4.17% | +4.24% | +5.23% | +0.00% | +8.24% |
| 2017 | 31/07/2017 | 69.66 | neutral | +0.01% | -0.13% | -2.89% | -5.35% | +0.83% |
| 2016 | 29/07/2016 | 55.41 | near 52w high | +2.73% | +3.09% | +8.45% | -1.91% | +8.45% |
Upcoming 03/08/2026 · High Cycle 120/Trading · 10 years — Small sample
10 days: Avg +1.70% · Win 60% · DD -2.56%20 days: Avg +1.80% · Win 50% · DD -3.56%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 04/08/2025 | 110.55 | neutral | -0.68% | +4.63% | +9.93% | -1.75% | +11.25% |
| 2024 | 02/08/2024 | 93.53 | neutral | -0.19% | +4.11% | +10.76% | -3.18% | +11.28% |
| 2023 | 03/08/2023 | 70.69 | far above SMA50 | -1.57% | -7.29% | -10.58% | -10.69% | +2.55% |
| 2022 | 03/08/2022 | 91.47 | neutral | +3.56% | +7.90% | -2.19% | -2.19% | +8.02% |
| 2021 | 03/08/2021 | 93.00 | neutral | +1.06% | -1.30% | -1.53% | -3.98% | +3.03% |
| 2020 | 03/08/2020 | 49.68 | neutral | +7.45% | +8.13% | +8.13% | -0.81% | +12.02% |
| 2019 | 02/08/2019 | 65.62 | neutral | +0.17% | -2.91% | -5.03% | -7.53% | +1.11% |
| 2018 | 03/08/2018 | 73.98 | neutral | +0.78% | +2.78% | +1.70% | +0.00% | +4.27% |
| 2017 | 03/08/2017 | 69.74 | neutral | -2.90% | -5.09% | -3.76% | -5.46% | +0.65% |
| 2016 | 03/08/2016 | 55.01 | near 52w high | +3.65% | +6.07% | +10.53% | +0.00% | +10.62% |
Upcoming 05/08/2026 · High Cycle 180/Calendar · 10 years — Small sample
10 days: Avg +1.12% · Win 70% · DD -2.48%20 days: Avg +1.39% · Win 50% · DD -3.42%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 05/08/2025 | 111.26 | volume x2.0 | +2.96% | +4.20% | +9.16% | -2.38% | +10.54% |
| 2024 | 05/08/2024 | 90.56 | neutral | +3.38% | +8.96% | +14.69% | +0.00% | +14.93% |
| 2023 | 04/08/2023 | 71.72 | far above SMA50 | -3.42% | -8.74% | -9.93% | -11.98% | +1.07% |
| 2022 | 05/08/2022 | 93.19 | neutral | +4.59% | +3.59% | -4.62% | -4.62% | +6.03% |
| 2021 | 05/08/2021 | 93.90 | neutral | -0.04% | -4.90% | -3.56% | -4.90% | +2.04% |
| 2020 | 05/08/2020 | 50.42 | neutral | +7.38% | +5.65% | +7.68% | +0.00% | +10.37% |
| 2019 | 05/08/2019 | 63.39 | neutral | +1.70% | +1.94% | -3.52% | -4.28% | +4.67% |
| 2018 | 06/08/2018 | 74.24 | neutral | +0.07% | +3.04% | +1.82% | +0.00% | +3.91% |
| 2017 | 04/08/2017 | 70.19 | neutral | -3.70% | -5.46% | -3.82% | -6.07% | +0.00% |
| 2016 | 05/08/2016 | 56.92 | near 52w high | +0.35% | +2.88% | +6.04% | +0.00% | +6.90% |
Upcoming 10/08/2026 · Low Cycle 144/Calendar · 10 years — Small sample
10 days: Avg +0.89% · Win 50% · DD -2.91%20 days: Avg -0.38% · Win 40% · DD -4.01%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 11/08/2025 | 109.80 | neutral | +5.35% | +9.80% | +11.48% | +0.00% | +14.38% |
| 2024 | 09/08/2024 | 93.35 | neutral | +4.31% | +11.49% | +8.99% | +0.00% | +11.49% |
| 2023 | 10/08/2023 | 69.58 | neutral | -5.81% | -7.44% | -10.68% | -12.14% | +0.00% |
| 2022 | 10/08/2022 | 94.73 | neutral | +4.19% | -3.11% | -5.07% | -7.18% | +4.31% |
| 2021 | 10/08/2021 | 93.99 | neutral | -2.34% | -2.28% | -5.22% | -5.22% | +1.90% |
| 2020 | 10/08/2020 | 53.38 | neutral | +0.64% | +3.41% | -1.03% | -1.46% | +4.53% |
| 2019 | 09/08/2019 | 65.73 | neutral | -3.07% | -7.45% | -3.46% | -7.68% | +0.00% |
| 2018 | 10/08/2018 | 74.56 | neutral | +1.98% | +1.34% | +1.91% | -0.36% | +3.46% |
| 2017 | 10/08/2017 | 67.72 | neutral | -2.26% | -1.49% | -5.45% | -6.08% | +2.73% |
| 2016 | 10/08/2016 | 57.02 | near 52w high | +2.33% | +4.59% | +4.78% | +0.00% | +6.72% |
Upcoming 04/09/2026 · High Cycle 144/Trading · 10 years — Small sample
10 days: Avg -0.53% · Win 50% · DD -3.80%20 days: Avg +0.31% · Win 30% · DD -5.09%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 04/09/2025 | 123.63 | near 52w high | -1.25% | +0.77% | -4.00% | -4.00% | +1.59% |
| 2024 | 04/09/2024 | 102.24 | near 52w high | -1.16% | +3.71% | -0.35% | -2.36% | +6.88% |
| 2023 | 05/09/2023 | 63.29 | neutral | -1.63% | -2.09% | -6.75% | -6.75% | +2.44% |
| 2022 | 02/09/2022 | 88.88 | neutral | +2.96% | +2.91% | -1.98% | -4.77% | +2.96% |
| 2021 | 03/09/2021 | 90.93 | neutral | -0.63% | -1.45% | +10.70% | -2.62% | +10.70% |
| 2020 | 04/09/2020 | 55.80 | neutral | -6.60% | -14.84% | -4.20% | -16.88% | +0.00% |
| 2019 | 04/09/2019 | 61.46 | neutral | +6.53% | +6.96% | +2.61% | +0.00% | +9.33% |
| 2018 | 04/09/2018 | 75.59 | neutral | -0.23% | -3.55% | -6.31% | -6.87% | +0.52% |
| 2017 | 05/09/2017 | 65.03 | neutral | +4.24% | +6.22% | +15.20% | -2.20% | +16.08% |
| 2016 | 02/09/2016 | 60.36 | near 52w high | -1.50% | -3.97% | -1.85% | -4.46% | +0.00% |
Upcoming 11/09/2026 · Low Cycle 120/Trading · 10 years — Small sample
10 days: Avg +0.53% · Win 50% · DD -2.39%20 days: Avg +3.42% · Win 60% · DD -3.87%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 11/09/2025 | 121.68 | neutral | +2.05% | -2.37% | -2.47% | -2.78% | +2.05% |
| 2024 | 11/09/2024 | 100.67 | near 52w high | +4.93% | +2.93% | +4.29% | +0.00% | +8.14% |
| 2023 | 11/09/2023 | 61.28 | neutral | +1.37% | +2.55% | +0.57% | -4.29% | +5.14% |
| 2022 | 12/09/2022 | 91.13 | neutral | -0.04% | -4.20% | -4.39% | -7.51% | +0.00% |
| 2021 | 10/09/2021 | 88.62 | neutral | +1.85% | +7.82% | +14.11% | -0.50% | +14.14% |
| 2020 | 11/09/2020 | 50.93 | neutral | -1.98% | -6.52% | +10.62% | -9.46% | +10.90% |
| 2019 | 11/09/2019 | 65.16 | neutral | +0.40% | +1.01% | -4.36% | -4.47% | +2.62% |
| 2018 | 11/09/2018 | 75.13 | neutral | -3.33% | -3.23% | -3.55% | -6.66% | +0.00% |
| 2017 | 11/09/2017 | 64.81 | neutral | +6.16% | +9.21% | +14.97% | +0.00% | +16.02% |
| 2016 | 12/09/2016 | 59.21 | near 52w high | -2.50% | -1.86% | +4.39% | -3.01% | +4.39% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· The broad trend (by MA stacking) is still up.
· Positive relative strength vs QQQ, SMH.
· If it holds above SMA50 (+3.2%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· Relative weakness vs SPY.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· Distance from 52w high: -4.9% · from 52w low: +36.4%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | -3.44% · -2.50% · -1.70% · +12.83% |
| Distance from SMA20 / 50 / 200 | -1.95% · +3.25% · +14.93% |
| Distance from 52w high / low | -4.95% · +36.36% |
| ATR14 · volume vs 20-avg | 3.24 · 1.11x |
Relative strength
| vs QQQ (20d) | +3.08% |
|---|
| vs SPY (20d) | -2.36% |
|---|
| vs SMH (20d) | +12.17% |
|---|
Moving averages
| SMA20 / 50 / 200 | 143.77 · 136.54 · 122.66 |
| 52w high / low | 148.31 · 103.38 |