📡 UMBF — UMB Financial Corp.
Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 09/06/2026
Last price (Close)
131.82 +2.11%
Next window · Gann 60 · in 4 days
15/06/2026
Last window · Gann 120 · 06/06/2026
since +1.46%
Daily chart · hover for price & date
Reference points
Last major low · 19/03/2026
107.12
Days: 56 trading / 82 calendar · return since: +23.06%
Last major high · 06/02/2026
136.11
Days: 84 trading / 123 calendar · return since: -3.15%
Price-Time Watch Windows
| Reference point | Cycle | Counting | Target date | Distance | Status |
|---|
| High 06/02/2026 @ 136.11 | Gann 120 | Calendar | 06/06/2026 | -3 (±3) | Active now |
| Low 19/03/2026 @ 107.12 | Gann 60 | Trading | 15/06/2026 | +4 (±2) | Upcoming |
| Low 19/03/2026 @ 107.12 | Gann 90 | Calendar | 17/06/2026 | +8 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Gann 90 | Trading | 17/06/2026 | +6 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Gann 144 | Calendar | 30/06/2026 | +21 (±3) | Upcoming |
| Low 19/03/2026 @ 107.12 | Gann 120 | Calendar | 17/07/2026 | +38 (±3) | Upcoming |
| Low 19/03/2026 @ 107.12 | Gann 90 | Trading | 27/07/2026 | +34 (±3) | Upcoming |
| High 06/02/2026 @ 136.11 | Gann 120 | Trading | 29/07/2026 | +36 (±3) | Upcoming |
Chronological: recent past → active → upcoming. 'Near a window' is context only, not a signal.
Date Echo — seasonal anniversary
What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.
Active now 06/06/2026 · High Gann 120/Calendar · 9 years — Small sample
10 days: Avg -3.50% · Win 22% · DD -5.58%20 days: Avg -2.65% · Win 44% · DD -7.03%
Open Date Echo · 9 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 06/06/2025 | 104.79 | neutral | -3.54% | -2.58% | +5.48% | -5.44% | +5.71% |
| 2024 | 06/06/2024 | 81.01 | neutral | +0.19% | -1.26% | +0.98% | -1.26% | +3.83% |
| 2023 | 06/06/2023 | 65.47 | far above SMA50 | +2.03% | -8.70% | -9.07% | -11.82% | +2.70% |
| 2022 | 06/06/2022 | 92.10 | neutral | -8.17% | -6.76% | -3.88% | -10.50% | +0.58% |
| 2021 | 07/06/2021 | 96.36 | near 52w high | -3.38% | -3.20% | -7.68% | -7.78% | +0.00% |
| 2020 | 05/06/2020 | 60.85 | far above SMA50 | -12.86% | -12.94% | -20.34% | -22.19% | +1.73% |
| 2019 | 06/06/2019 | 63.00 | neutral | +1.71% | +0.94% | +4.83% | -0.21% | +4.98% |
| 2018 | 06/06/2018 | 79.74 | near 52w high | -2.06% | -0.94% | -2.96% | -4.05% | +0.58% |
| 2017 | 06/06/2017 | 70.23 | neutral | +8.91% | +3.95% | +8.78% | +0.00% | +9.45% |
Upcoming 15/06/2026 · Low Gann 60/Trading · 10 years — Small sample
10 days: Avg -0.48% · Win 50% · DD -5.03%20 days: Avg +1.23% · Win 50% · DD -5.69%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 16/06/2025 | 100.73 | neutral | +2.97% | +7.36% | +7.70% | -2.00% | +11.28% |
| 2024 | 14/06/2024 | 79.97 | neutral | +3.18% | +3.04% | +21.40% | -0.46% | +21.40% |
| 2023 | 15/06/2023 | 64.24 | neutral | -10.65% | -5.20% | -0.47% | -10.65% | +0.00% |
| 2022 | 15/06/2022 | 85.19 | near 52w low | +0.13% | +1.07% | +1.94% | -3.63% | +4.53% |
| 2021 | 15/06/2021 | 94.85 | neutral | -1.99% | -2.06% | -6.64% | -7.45% | +0.25% |
| 2020 | 15/06/2020 | 53.18 | neutral | -1.03% | -5.47% | -12.86% | -17.09% | +3.85% |
| 2019 | 14/06/2019 | 63.45 | neutral | -0.33% | +3.74% | +1.59% | -1.39% | +3.74% |
| 2018 | 15/06/2018 | 77.86 | near 52w high · volume x1.9 | +1.04% | -2.09% | -1.04% | -2.21% | +1.44% |
| 2017 | 15/06/2017 | 74.92 | neutral | -3.26% | +0.16% | -1.51% | -3.48% | +1.96% |
| 2016 | 15/06/2016 | 54.86 | near 52w high | +0.04% | -5.38% | +2.19% | -8.53% | +3.74% |
Upcoming 17/06/2026 · Low Gann 90/Calendar · 10 years — Small sample
10 days: Avg +1.17% · Win 60% · DD -3.73%20 days: Avg +3.29% · Win 70% · DD -4.43%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 17/06/2025 | 98.72 | neutral | +3.92% | +10.85% | +10.84% | +0.00% | +13.54% |
| 2024 | 17/06/2024 | 80.66 | neutral | +0.30% | +3.78% | +20.06% | -1.31% | +20.36% |
| 2023 | 16/06/2023 | 63.16 | volume x2.6 | -6.62% | -1.95% | +6.43% | -9.12% | +6.43% |
| 2022 | 17/06/2022 | 84.83 | near 52w low · volume x2.9 | +3.74% | +3.52% | +4.51% | -0.18% | +4.97% |
| 2021 | 17/06/2021 | 91.94 | volume x2.8 | +2.32% | +2.02% | -4.69% | -4.69% | +2.96% |
| 2020 | 17/06/2020 | 53.18 | neutral | -8.84% | -8.54% | -8.29% | -17.09% | +0.58% |
| 2019 | 17/06/2019 | 62.57 | neutral | +0.77% | +4.91% | +2.88% | +0.00% | +5.19% |
| 2018 | 18/06/2018 | 77.85 | near 52w high | +0.64% | -0.90% | -1.40% | -2.20% | +1.45% |
| 2017 | 16/06/2017 | 73.86 | volume x4.4 | -1.41% | +1.35% | +0.04% | -2.10% | +3.43% |
| 2016 | 17/06/2016 | 54.30 | near 52w high | -2.49% | -3.39% | +2.56% | -7.59% | +4.81% |
Upcoming 30/06/2026 · High Gann 144/Calendar · 10 years — Small sample
10 days: Avg +2.06% · Win 60% · DD -3.23%20 days: Avg +3.72% · Win 70% · DD -4.79%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 30/06/2025 | 105.16 | neutral | +4.72% | +1.60% | +3.84% | +0.00% | +6.59% |
| 2024 | 01/07/2024 | 82.40 | volume x1.6 | +1.54% | +17.82% | +20.21% | -1.20% | +20.61% |
| 2023 | 30/06/2023 | 60.90 | neutral | -1.48% | +4.99% | +16.58% | -2.81% | +19.08% |
| 2022 | 30/06/2022 | 86.10 | neutral | +3.36% | +0.86% | +5.11% | -1.65% | +6.98% |
| 2021 | 30/06/2021 | 93.06 | neutral | -5.67% | -3.35% | +0.63% | -8.74% | +0.80% |
| 2020 | 30/06/2020 | 51.55 | neutral | -10.48% | -4.95% | -3.34% | -14.47% | +0.00% |
| 2019 | 01/07/2019 | 65.64 | neutral | -0.70% | -1.93% | +3.52% | -2.64% | +3.52% |
| 2018 | 29/06/2018 | 76.23 | neutral | +3.61% | +1.08% | -6.51% | -6.51% | +4.64% |
| 2017 | 30/06/2017 | 74.86 | neutral | -0.57% | -1.30% | -6.95% | -6.95% | +2.04% |
| 2016 | 30/06/2016 | 53.21 | neutral | +0.47% | +5.77% | +4.13% | -2.97% | +5.77% |
Upcoming 17/07/2026 · Low Gann 120/Calendar · 10 years — Small sample
10 days: Avg +2.69% · Win 70% · DD -2.37%20 days: Avg +4.02% · Win 60% · DD -3.29%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 17/07/2025 | 109.42 | neutral | -1.25% | +0.52% | +6.98% | -1.25% | +6.98% |
| 2024 | 17/07/2024 | 96.84 | near 52w high · far above SMA50 | -1.07% | +5.35% | -3.14% | -6.48% | +5.35% |
| 2023 | 17/07/2023 | 63.94 | neutral | +8.48% | +11.04% | +6.01% | +0.00% | +13.42% |
| 2022 | 18/07/2022 | 86.16 | neutral | +6.50% | +5.35% | +14.30% | +0.00% | +14.30% |
| 2021 | 16/07/2021 | 87.63 | neutral | -0.80% | +6.81% | +6.07% | -3.08% | +9.35% |
| 2020 | 17/07/2020 | 47.62 | neutral | +2.16% | +4.58% | +15.10% | -2.37% | +15.10% |
| 2019 | 17/07/2019 | 63.91 | neutral | +5.45% | +6.81% | -1.61% | -1.61% | +6.81% |
| 2018 | 17/07/2018 | 76.76 | neutral | +3.92% | -6.34% | -1.86% | -7.15% | +3.92% |
| 2017 | 17/07/2017 | 73.89 | neutral | -0.31% | -5.72% | -5.85% | -8.53% | +2.12% |
| 2016 | 18/07/2016 | 55.69 | near 52w high | -0.45% | -1.47% | +4.17% | -2.41% | +4.17% |
Upcoming 27/07/2026 · Low Gann 90/Trading · 10 years — Small sample
10 days: Avg +1.61% · Win 60% · DD -2.71%20 days: Avg +2.51% · Win 70% · DD -4.21%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 28/07/2025 | 108.95 | neutral | +1.47% | +0.78% | +10.66% | -0.51% | +11.60% |
| 2024 | 26/07/2024 | 99.38 | near 52w high · far above SMA50 | -5.89% | -6.07% | +4.73% | -8.88% | +4.73% |
| 2023 | 27/07/2023 | 70.16 | far above SMA50 | +0.76% | -0.83% | -8.21% | -9.86% | +3.32% |
| 2022 | 27/07/2022 | 91.42 | volume x1.9 | +0.05% | +3.62% | +0.39% | -1.74% | +8.08% |
| 2021 | 27/07/2021 | 88.65 | volume x2.3 | +4.91% | +6.02% | +3.61% | +0.00% | +8.09% |
| 2020 | 27/07/2020 | 46.83 | neutral | +6.09% | +13.99% | +17.87% | -0.62% | +17.87% |
| 2019 | 26/07/2019 | 67.95 | neutral | -3.43% | -3.27% | -10.48% | -10.48% | +0.46% |
| 2018 | 27/07/2018 | 71.98 | neutral | +2.78% | +3.58% | +4.97% | -0.99% | +7.17% |
| 2017 | 27/07/2017 | 70.07 | volume x1.7 | -0.47% | -3.35% | -4.80% | -5.91% | +0.24% |
| 2016 | 27/07/2016 | 56.10 | near 52w high | -1.94% | +1.64% | +6.31% | -3.12% | +6.31% |
Upcoming 29/07/2026 · High Gann 120/Trading · 10 years — Small sample
10 days: Avg +1.47% · Win 60% · DD -2.44%20 days: Avg +1.42% · Win 60% · DD -4.21%
Open Date Echo · 10 years
| Year | Actual date | Close | Context | 5d | 10d | 20d | Max DD 20d | Max Gain 20d |
|---|
| 2025 | 29/07/2025 | 109.20 | volume x1.8 | +1.89% | +4.90% | +12.38% | -0.74% | +12.38% |
| 2024 | 29/07/2024 | 98.03 | near 52w high · far above SMA50 | -7.62% | -4.50% | +4.72% | -7.62% | +6.17% |
| 2023 | 28/07/2023 | 70.66 | far above SMA50 | +1.50% | -1.97% | -10.66% | -10.66% | +2.59% |
| 2022 | 29/07/2022 | 90.50 | volume x2.4 | +2.97% | +7.70% | +0.78% | +0.00% | +9.18% |
| 2021 | 29/07/2021 | 93.65 | neutral | +0.27% | +0.22% | -3.61% | -4.64% | +2.32% |
| 2020 | 29/07/2020 | 49.83 | volume x1.7 | +1.18% | +8.65% | +8.79% | -1.10% | +11.14% |
| 2019 | 29/07/2019 | 67.26 | neutral | -5.75% | -4.15% | -7.95% | -9.56% | +1.49% |
| 2018 | 30/07/2018 | 71.27 | neutral | +4.17% | +4.24% | +5.23% | +0.00% | +8.24% |
| 2017 | 28/07/2017 | 70.03 | neutral | +0.23% | -3.48% | -3.98% | -5.85% | +0.30% |
| 2016 | 29/07/2016 | 55.41 | near 52w high | +2.73% | +3.09% | +8.45% | -1.91% | +8.45% |
Questions to Watch
Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?
Interpretation & Scenarios
Careful wording — scenarios to watch, not forecasts. The decision is the trader's.
⬆️ Continuation (up) — to watch· The broad trend (by MA stacking) is still up.
· If it holds above SMA50 (+5.2%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge· No active Price-Time Confluence right now.
· Distance from 52w high: -3.2% · from 52w low: +34.3%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.
Current Snapshot
Returns & distances
| 5 / 10 / 20 / 60 days | +2.04% · -1.91% · +1.15% · +19.42% |
|---|
| Distance from SMA20 / 50 / 200 | +2.02% · +5.18% · +10.26% |
|---|
| Distance from 52w high / low | -3.15% · +34.29% |
|---|
| ATR14 · volume vs 20-avg | 3.26 · 1.42x |
|---|
Relative strength
| vs QQQ (20d) | — |
|---|
| vs SPY (20d) | — |
|---|
| vs SMH (20d) | — |
|---|
Moving averages
| SMA20 / 50 / 200 | 129.21 · 125.33 · 119.55 |
|---|
| 52w high / low | 136.11 · 98.16 |
|---|