🕰️ Time Machine

UMBF — UMB Financial Corp.

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 10/09/2026

Last price (Close)
139.37 -1.31%
Next window · Cycle 60 · in 11 days
21/09/2026
Last window · Cycle 30 · 03/09/2026
since -2.84%
Trend
Neutral
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 23/07/2026
137.23
Days: 34 trading / 49 calendar · return since: +1.56%
Last major high · 06/02/2026
136.11
Days: 148 trading / 216 calendar · return since: +2.40%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 23/07/2026 @ 137.23Cycle 30Trading📅 03/09/2026-4 (±2)Passed
High 06/02/2026 @ 136.11Cycle 144Trading📅 03/09/2026-4 (±3)Passed
Low 23/07/2026 @ 137.23Cycle 45Calendar📅 06/09/2026-4 (±2)Passed
Low 23/07/2026 @ 137.23Cycle 60Calendar📅 21/09/2026+11 (±2)Upcoming
Low 23/07/2026 @ 137.23Cycle 45Trading📅 25/09/2026+11 (±2)Upcoming
Low 23/07/2026 @ 137.23Cycle 60Trading📅 16/10/2026+26 (±2)Upcoming
Low 23/07/2026 @ 137.23Cycle 90Calendar📅 21/10/2026+41 (±3)Upcoming
High 06/02/2026 @ 136.11Cycle 180Trading📅 26/10/2026+32 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

Shooting Star 09/09/2026🎯 near Cycle 45 window · 06/09/2026
Bearish Engulfing 08/09/2026🎯 near Cycle 45 window · 06/09/2026
NR7 Compression 04/09/2026🎯 near Cycle 30 window · 03/09/2026
Bullish Engulfing 27/08/2026
Failed Breakdown 27/08/2026
Hammer Reversal 25/08/2026
Bearish Engulfing 18/08/2026
Shooting Star 17/08/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 03/09/2026 · Low Cycle 30/Trading · 9 years — Small sample
10 days: Avg -0.17% · Win 44% · DD -3.55%20 days: Avg +0.17% · Win 33% · DD -5.24%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/09/2025121.45neutral+0.77%-0.42%-2.27%-2.27%+3.41%
202403/09/2024103.86near 52w high · far above SMA50 · volume x3.2-1.89%+1.41%-2.23%-3.88%+5.22%
202301/09/202364.60volume x1.6-4.55%-3.24%-6.07%-6.07%+0.36%
202202/09/202288.88neutral+2.96%+2.91%-1.98%-4.77%+2.96%
202103/09/202190.93neutral-0.63%-1.45%+10.70%-2.62%+10.70%
202003/09/202054.49neutral-5.98%-7.85%-5.41%-14.88%+2.40%
201903/09/201961.16neutral+4.87%+8.31%+3.26%+0.00%+9.87%
201804/09/201875.59neutral-0.23%-3.55%-6.31%-6.87%+0.52%
201701/09/201767.51neutral-3.62%+2.31%+11.82%-5.79%+11.82%
Passed 06/09/2026 · Low Cycle 45/Calendar · 9 years — Small sample
10 days: Avg +0.75% · Win 44% · DD -3.04%20 days: Avg +2.13% · Win 56% · DD -4.49%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202505/09/2025124.47near 52w high · far above SMA50-2.79%-1.23%-3.68%-4.65%+0.90%
202406/09/202499.83neutral+5.70%+7.34%+4.26%+0.00%+9.46%
202306/09/202361.77neutral+4.01%-0.11%-3.58%-4.46%+4.96%
202206/09/202287.93neutral+0.41%+3.94%+3.44%-3.74%+4.07%
202107/09/202190.27neutral-1.91%-1.16%+11.94%-1.91%+11.94%
202004/09/202055.80neutral-6.60%-14.84%-4.20%-16.88%+0.00%
201906/09/201962.12neutral+8.17%+5.92%+1.88%+0.00%+8.17%
201806/09/201875.67neutral-2.51%-1.90%-4.42%-6.96%+0.41%
201706/09/201764.75neutral+6.05%+8.81%+13.50%-1.78%+16.58%
Upcoming 21/09/2026 · Low Cycle 60/Calendar · 10 years — Small sample
10 days: Avg +2.69% · Win 60% · DD -2.85%20 days: Avg +3.09% · Win 70% · DD -4.29%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/09/2025119.51neutral-0.85%+0.40%-5.98%-10.11%+0.40%
202420/09/2024106.75near 52w high · volume x2.1-2.48%-2.88%+2.44%-5.25%+4.61%
202321/09/202361.03neutral+0.82%+0.15%+2.31%-3.90%+6.82%
202221/09/202290.17neutral-4.78%-0.38%+0.18%-6.52%+1.21%
202121/09/202188.85neutral+9.45%+13.26%+12.07%+0.00%+13.84%
202021/09/202047.24neutral+4.87%+12.49%+17.21%-2.39%+20.41%
201920/09/201965.48volume x3.6-0.57%-3.82%-0.73%-4.93%+0.66%
201821/09/201873.32volume x2.9-3.30%-2.02%-9.64%-9.64%+0.00%
201721/09/201770.25neutral+5.82%+6.11%+7.26%+0.00%+7.56%
201621/09/201658.23near 52w high+1.63%+3.54%+5.82%-0.21%+6.15%
Upcoming 25/09/2026 · Low Cycle 45/Trading · 10 years — Small sample
10 days: Avg +2.92% · Win 50% · DD -2.19%20 days: Avg +2.78% · Win 70% · DD -4.17%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202525/09/2025118.80neutral-0.42%-0.11%-6.42%-9.57%+1.00%
202425/09/2024103.62neutral-2.06%+1.32%+2.88%-2.38%+7.77%
202325/09/202362.84neutral-4.04%-1.93%-2.86%-6.67%+3.74%
202226/09/202287.30neutral-0.62%-0.19%+1.58%-3.45%+4.54%
202124/09/202195.55near 52w high+3.70%+5.83%+8.44%+0.00%+8.44%
202025/09/202047.61neutral+7.62%+18.34%+25.46%+0.00%+25.46%
201925/09/201965.82neutral-4.65%-5.32%+0.49%-5.42%+0.49%
201825/09/201872.70neutral-2.96%-0.33%-14.17%-14.17%+0.00%
201725/09/201770.78neutral+6.23%+5.27%+5.02%+0.00%+6.75%
201626/09/201658.11near 52w high+1.53%+6.37%+7.40%+0.00%+7.40%
Upcoming 16/10/2026 · Low Cycle 60/Trading · 10 years — Small sample
10 days: Avg -0.14% · Win 40% · DD -4.12%20 days: Avg +5.45% · Win 70% · DD -4.69%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202516/10/2025107.43volume x1.6+3.48%+0.08%+1.49%-1.07%+5.72%
202416/10/2024111.18near 52w high-4.12%-0.04%+11.35%-6.40%+13.78%
202316/10/202363.48neutral-3.84%-1.04%+5.21%-4.05%+9.20%
202217/10/202290.83volume x1.6-2.37%-8.38%-7.81%-14.50%+0.47%
202115/10/202199.82near 52w high · volume x1.6+3.80%-1.00%+5.71%-3.02%+6.42%
202016/10/202055.92neutral+6.81%+8.85%+22.55%-0.98%+23.86%
201916/10/201964.28neutral+2.89%+4.98%+2.69%+0.00%+4.98%
201816/10/201866.99near 52w low-6.85%-6.05%-2.79%-9.91%+0.54%
201716/10/201774.86neutral-0.71%-2.08%-5.08%-6.89%+0.91%
201617/10/201660.10near 52w high+3.84%+3.24%+21.21%-0.10%+21.21%
Upcoming 21/10/2026 · Low Cycle 90/Calendar · 10 years — Small sample
10 days: Avg +0.95% · Win 60% · DD -3.72%20 days: Avg +6.71% · Win 60% · DD -4.36%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202521/10/2025111.87neutral+0.38%-5.00%-6.88%-7.04%+1.52%
202421/10/2024106.63neutral+0.39%+1.25%+13.71%-2.40%+18.63%
202320/10/202360.91neutral+1.94%+13.81%+19.85%+0.00%+21.43%
202221/10/202287.48neutral-7.99%-5.60%-2.99%-11.23%+2.16%
202121/10/2021102.31near 52w high-2.55%+0.06%+5.06%-5.38%+5.06%
202021/10/202057.08neutral+2.45%+7.10%+21.13%-1.16%+24.46%
201921/10/201965.78neutral+1.61%+1.70%-1.29%-1.29%+2.58%
201822/10/201863.71near 52w low · far below SMA50 · volume x1.9-2.39%+1.74%+2.13%-5.27%+3.86%
201720/10/201775.54neutral-1.22%-3.52%-5.27%-7.73%+0.00%
201621/10/201661.31near 52w high-0.57%-2.07%+21.61%-2.07%+21.61%
Upcoming 26/10/2026 · High Cycle 180/Trading · 10 years — Small sample
10 days: Avg +4.78% · Win 80% · DD -3.07%20 days: Avg +8.66% · Win 80% · DD -3.36%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202527/10/2025112.44neutral-4.56%-1.97%-2.87%-7.52%+0.00%
202425/10/2024104.07volume x1.8+4.05%+17.33%+20.11%+0.00%+21.55%
202326/10/202363.75neutral+4.99%+3.40%+11.84%-2.60%+16.02%
202226/10/202280.16near 52w low · far below SMA50 · volume x4.1+1.12%+2.48%+4.64%-3.12%+7.04%
202126/10/2021104.55near 52w high · far above SMA50-4.31%+0.24%+3.64%-7.40%+3.64%
202026/10/202058.48far above SMA50+6.43%+15.58%+19.29%-3.52%+21.48%
201925/10/201965.50neutral+0.73%+2.53%+0.85%-0.87%+3.02%
201826/10/201860.58far below SMA50+6.67%+8.01%+8.63%+0.00%+9.23%
201726/10/201774.05neutral-1.77%-5.52%-2.92%-5.87%+0.77%
201626/10/201661.68near 52w high-2.43%+5.74%+23.33%-2.66%+23.33%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· If it holds above SMA50 (-3.8%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· Relative weakness vs QQQ, SPY, SMH.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· No active Price-Time Confluence right now.
· Distance from 52w high: -9.1% · from 52w low: +34.8%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-1.79% · -2.77% · -6.74% · +3.83%
Distance from SMA20 / 50 / 200-3.68% · -3.75% · +8.54%
Distance from 52w high / low-9.10% · +34.81%
ATR14 · volume vs 20-avg2.75 · 0.91x

Relative strength

vs QQQ (20d)-4.67%
vs SPY (20d)-4.85%
vs SMH (20d)-2.55%

Moving averages

SMA20 / 50 / 200144.69 · 144.80 · 128.40
52w high / low153.32 · 103.38