🕰️ Time Machine

UMBF — UMB Financial Corp.

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 27/07/2026

Last price (Close)
140.97 +1.33%
Next window · Cycle 90 · in window · in 3 days
30/07/2026
Last window · Cycle 120 · 17/07/2026
since -3.44%
Trend
Uptrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 19/03/2026
107.12
Days: 87 trading / 130 calendar · return since: +31.60%
Last major high · 06/02/2026
136.11
Days: 115 trading / 171 calendar · return since: +3.57%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 19/03/2026 @ 107.12Cycle 120Calendar📅 17/07/2026-10 (±3)Passed
Low 19/03/2026 @ 107.12Cycle 90Trading📅 30/07/2026+3 (±3)In window
High 06/02/2026 @ 136.11Cycle 120Trading📅 03/08/2026+5 (±3)Upcoming
High 06/02/2026 @ 136.11Cycle 180Calendar📅 05/08/2026+9 (±3)Upcoming
Low 19/03/2026 @ 107.12Cycle 144Calendar📅 10/08/2026+14 (±3)Upcoming
High 06/02/2026 @ 136.11Cycle 144Trading📅 04/09/2026+29 (±3)Upcoming
Low 19/03/2026 @ 107.12Cycle 120Trading📅 11/09/2026+33 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

Hammer Reversal 23/07/2026
Failed Breakout 07/07/2026
Failed Breakout 01/07/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 17/07/2026 · Low Cycle 120/Calendar · 9 years — Small sample
10 days: Avg +3.15% · Win 78% · DD -2.43%20 days: Avg +4.00% · Win 56% · DD -3.39%
Open Date Echo · 9 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202517/07/2025109.42neutral-1.25%+0.52%+6.98%-1.25%+6.98%
202417/07/202496.84near 52w high · far above SMA50-1.07%+5.35%-3.14%-6.48%+5.35%
202317/07/202363.94neutral+8.48%+11.04%+6.01%+0.00%+13.42%
202218/07/202286.16neutral+6.50%+5.35%+14.30%+0.00%+14.30%
202116/07/202187.63neutral-0.80%+6.81%+6.07%-3.08%+9.35%
202017/07/202047.62neutral+2.16%+4.58%+15.10%-2.37%+15.10%
201917/07/201963.91neutral+5.45%+6.81%-1.61%-1.61%+6.81%
201817/07/201876.76neutral+3.92%-6.34%-1.86%-7.15%+3.92%
201717/07/201773.89neutral-0.31%-5.72%-5.85%-8.53%+2.12%
In window 30/07/2026 · Low Cycle 90/Trading · 10 years — Small sample
10 days: Avg +1.42% · Win 50% · DD -2.99%20 days: Avg +1.59% · Win 60% · DD -4.57%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202530/07/2025110.80volume x2.0-0.72%+5.31%+11.00%-2.18%+11.00%
202430/07/202499.05near 52w high · far above SMA50 · volume x1.8-6.94%-4.16%+3.53%-8.57%+5.08%
202331/07/202371.00far above SMA50 · volume x7.1+2.10%-4.54%-10.41%-11.08%+2.10%
202229/07/202290.50volume x2.4+2.97%+7.70%+0.78%+0.00%+9.18%
202130/07/202193.60neutral+2.37%-0.69%-0.57%-4.59%+2.37%
202030/07/202049.94volume x2.3+1.40%+7.51%+11.43%-1.32%+11.43%
201930/07/201967.95neutral-5.14%-4.09%-10.70%-10.70%+0.46%
201830/07/201871.27neutral+4.17%+4.24%+5.23%+0.00%+8.24%
201731/07/201769.66neutral+0.01%-0.13%-2.89%-5.35%+0.83%
201629/07/201655.41near 52w high+2.73%+3.09%+8.45%-1.91%+8.45%
Upcoming 03/08/2026 · High Cycle 120/Trading · 10 years — Small sample
10 days: Avg +1.70% · Win 60% · DD -2.56%20 days: Avg +1.80% · Win 50% · DD -3.56%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202504/08/2025110.55neutral-0.68%+4.63%+9.93%-1.75%+11.25%
202402/08/202493.53neutral-0.19%+4.11%+10.76%-3.18%+11.28%
202303/08/202370.69far above SMA50-1.57%-7.29%-10.58%-10.69%+2.55%
202203/08/202291.47neutral+3.56%+7.90%-2.19%-2.19%+8.02%
202103/08/202193.00neutral+1.06%-1.30%-1.53%-3.98%+3.03%
202003/08/202049.68neutral+7.45%+8.13%+8.13%-0.81%+12.02%
201902/08/201965.62neutral+0.17%-2.91%-5.03%-7.53%+1.11%
201803/08/201873.98neutral+0.78%+2.78%+1.70%+0.00%+4.27%
201703/08/201769.74neutral-2.90%-5.09%-3.76%-5.46%+0.65%
201603/08/201655.01near 52w high+3.65%+6.07%+10.53%+0.00%+10.62%
Upcoming 05/08/2026 · High Cycle 180/Calendar · 10 years — Small sample
10 days: Avg +1.12% · Win 70% · DD -2.48%20 days: Avg +1.39% · Win 50% · DD -3.42%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202505/08/2025111.26volume x2.0+2.96%+4.20%+9.16%-2.38%+10.54%
202405/08/202490.56neutral+3.38%+8.96%+14.69%+0.00%+14.93%
202304/08/202371.72far above SMA50-3.42%-8.74%-9.93%-11.98%+1.07%
202205/08/202293.19neutral+4.59%+3.59%-4.62%-4.62%+6.03%
202105/08/202193.90neutral-0.04%-4.90%-3.56%-4.90%+2.04%
202005/08/202050.42neutral+7.38%+5.65%+7.68%+0.00%+10.37%
201905/08/201963.39neutral+1.70%+1.94%-3.52%-4.28%+4.67%
201806/08/201874.24neutral+0.07%+3.04%+1.82%+0.00%+3.91%
201704/08/201770.19neutral-3.70%-5.46%-3.82%-6.07%+0.00%
201605/08/201656.92near 52w high+0.35%+2.88%+6.04%+0.00%+6.90%
Upcoming 10/08/2026 · Low Cycle 144/Calendar · 10 years — Small sample
10 days: Avg +0.89% · Win 50% · DD -2.91%20 days: Avg -0.38% · Win 40% · DD -4.01%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/08/2025109.80neutral+5.35%+9.80%+11.48%+0.00%+14.38%
202409/08/202493.35neutral+4.31%+11.49%+8.99%+0.00%+11.49%
202310/08/202369.58neutral-5.81%-7.44%-10.68%-12.14%+0.00%
202210/08/202294.73neutral+4.19%-3.11%-5.07%-7.18%+4.31%
202110/08/202193.99neutral-2.34%-2.28%-5.22%-5.22%+1.90%
202010/08/202053.38neutral+0.64%+3.41%-1.03%-1.46%+4.53%
201909/08/201965.73neutral-3.07%-7.45%-3.46%-7.68%+0.00%
201810/08/201874.56neutral+1.98%+1.34%+1.91%-0.36%+3.46%
201710/08/201767.72neutral-2.26%-1.49%-5.45%-6.08%+2.73%
201610/08/201657.02near 52w high+2.33%+4.59%+4.78%+0.00%+6.72%
Upcoming 04/09/2026 · High Cycle 144/Trading · 10 years — Small sample
10 days: Avg -0.53% · Win 50% · DD -3.80%20 days: Avg +0.31% · Win 30% · DD -5.09%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202504/09/2025123.63near 52w high-1.25%+0.77%-4.00%-4.00%+1.59%
202404/09/2024102.24near 52w high-1.16%+3.71%-0.35%-2.36%+6.88%
202305/09/202363.29neutral-1.63%-2.09%-6.75%-6.75%+2.44%
202202/09/202288.88neutral+2.96%+2.91%-1.98%-4.77%+2.96%
202103/09/202190.93neutral-0.63%-1.45%+10.70%-2.62%+10.70%
202004/09/202055.80neutral-6.60%-14.84%-4.20%-16.88%+0.00%
201904/09/201961.46neutral+6.53%+6.96%+2.61%+0.00%+9.33%
201804/09/201875.59neutral-0.23%-3.55%-6.31%-6.87%+0.52%
201705/09/201765.03neutral+4.24%+6.22%+15.20%-2.20%+16.08%
201602/09/201660.36near 52w high-1.50%-3.97%-1.85%-4.46%+0.00%
Upcoming 11/09/2026 · Low Cycle 120/Trading · 10 years — Small sample
10 days: Avg +0.53% · Win 50% · DD -2.39%20 days: Avg +3.42% · Win 60% · DD -3.87%
Open Date Echo · 10 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/09/2025121.68neutral+2.05%-2.37%-2.47%-2.78%+2.05%
202411/09/2024100.67near 52w high+4.93%+2.93%+4.29%+0.00%+8.14%
202311/09/202361.28neutral+1.37%+2.55%+0.57%-4.29%+5.14%
202212/09/202291.13neutral-0.04%-4.20%-4.39%-7.51%+0.00%
202110/09/202188.62neutral+1.85%+7.82%+14.11%-0.50%+14.14%
202011/09/202050.93neutral-1.98%-6.52%+10.62%-9.46%+10.90%
201911/09/201965.16neutral+0.40%+1.01%-4.36%-4.47%+2.62%
201811/09/201875.13neutral-3.33%-3.23%-3.55%-6.66%+0.00%
201711/09/201764.81neutral+6.16%+9.21%+14.97%+0.00%+16.02%
201612/09/201659.21near 52w high-2.50%-1.86%+4.39%-3.01%+4.39%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· The broad trend (by MA stacking) is still up.
· Positive relative strength vs QQQ, SMH.
· If it holds above SMA50 (+3.2%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· Relative weakness vs SPY.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· Distance from 52w high: -4.9% · from 52w low: +36.4%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-3.44% · -2.50% · -1.70% · +12.83%
Distance from SMA20 / 50 / 200-1.95% · +3.25% · +14.93%
Distance from 52w high / low-4.95% · +36.36%
ATR14 · volume vs 20-avg3.24 · 1.11x

Relative strength

vs QQQ (20d)+3.08%
vs SPY (20d)-2.36%
vs SMH (20d)+12.17%

Moving averages

SMA20 / 50 / 200143.77 · 136.54 · 122.66
52w high / low148.31 · 103.38