🕰️ Time Machine

UPST — Upstart

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 28/10/2026

Last price (Close)
24.14 +1.81%
Next window · Cycle 90 · in window
28/10/2026
Last window · Cycle 60 · 23/10/2026
since +1.51%
Trend
Downtrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 30/07/2026
25.89
Days: 63 trading / 90 calendar · return since: -6.76%
Last major high · 01/07/2026
36.90
Days: 83 trading / 119 calendar · return since: -34.58%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 30/07/2026 @ 25.89Cycle 60Trading📅 23/10/2026-3 (±2)Passed
Low 30/07/2026 @ 25.89Cycle 90Calendar📅 28/10/2026+0 (±3)In window
High 01/07/2026 @ 36.90Cycle 120Calendar📅 29/10/2026+1 (±3)In window
High 01/07/2026 @ 36.90Cycle 90Trading📅 06/11/2026+7 (±3)Upcoming
High 01/07/2026 @ 36.90Cycle 144Calendar📅 22/11/2026+25 (±3)Upcoming
Low 30/07/2026 @ 25.89Cycle 120Calendar📅 27/11/2026+30 (±3)Upcoming
Low 30/07/2026 @ 25.89Cycle 90Trading📅 07/12/2026+27 (±3)Upcoming
High 01/07/2026 @ 36.90Cycle 120Trading📅 21/12/2026+37 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

● NR7 Compression 28/10/2026🎯 near Cycle 90 window · 28/10/2026
● Gap Day 27/10/2026🎯 near Cycle 90 window · 28/10/2026
● Bullish Engulfing 20/10/2026🎯 near Cycle 60 window · 23/10/2026
● Bullish Engulfing 15/10/2026
● Failed Breakdown 14/10/2026
● Failed Breakdown 01/10/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 23/10/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -2.90% · Win 40% · DD -11.77%20 days: Avg -7.17% · Win 40% · DD -22.09%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202523/10/202552.10far below SMA50-13.70%-27.59%-31.71%-31.71%+1.23%
202423/10/202449.75far above SMA50+2.77%+8.50%+41.51%-5.05%+62.81%
202323/10/202324.37far below SMA50-4.31%+20.23%+6.65%-14.36%+24.42%
202224/10/202221.26far below SMA50+9.03%-12.42%-12.70%-19.76%+11.85%
202122/10/2021342.56far above SMA50-5.99%-3.21%-39.58%-39.58%+5.04%
In window 28/10/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg -2.76% · Win 20% · DD -19.50%20 days: Avg -3.67% · Win 40% · DD -23.29%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202528/10/202550.70far below SMA50-8.80%-23.21%-17.61%-29.82%+0.00%
202428/10/202451.98far above SMA50-9.12%+49.06%+52.98%-9.12%+55.83%
202327/10/202323.03far below SMA50+31.65%-9.38%+5.69%-9.38%+31.65%
202228/10/202223.68neutral-18.20%-4.81%-22.85%-27.96%+0.00%
202128/10/2021330.00far above SMA50-2.51%-25.45%-36.54%-40.19%+4.46%
In window 29/10/2026 · High Cycle 120/Calendar · 5 years — Very limited sample
10 days: Avg -2.03% · Win 20% · DD -18.20%20 days: Avg -0.53% · Win 40% · DD -22.10%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202529/10/202548.75far below SMA50-14.36%-18.73%-13.72%-27.02%+0.00%
202429/10/202450.42far above SMA50+0.36%+37.70%+55.71%-6.31%+60.65%
202330/10/202323.32far below SMA50+25.64%-6.35%+12.22%-10.51%+30.02%
202228/10/202223.68neutral-18.20%-4.81%-22.85%-27.96%+0.00%
202129/10/2021322.04neutral+2.96%-17.97%-34.01%-38.72%+7.05%
Upcoming 06/11/2026 · High Cycle 90/Trading · 5 years — Very limited sample
10 days: Avg -4.89% · Win 20% · DD -16.08%20 days: Avg +3.56% · Win 60% · DD -18.22%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202506/11/202537.72far below SMA50-1.15%-5.69%+23.92%-5.69%+24.93%
202406/11/202453.98far above SMA50+25.60%+30.42%+35.99%+0.00%+50.06%
202306/11/202329.30volume x1.8-25.46%-11.30%+12.76%-28.77%+17.03%
202207/11/202218.62near 52w low · far below SMA50+10.42%-0.32%-8.00%-8.38%+21.05%
202105/11/2021331.56neutral-20.32%-37.58%-46.87%-48.25%+0.92%
Upcoming 22/11/2026 · High Cycle 144/Calendar · 5 years — Very limited sample
10 days: Avg +12.27% · Win 60% · DD -6.47%20 days: Avg +13.17% · Win 40% · DD -13.54%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202521/11/202537.09far below SMA50+19.33%+26.48%+31.49%+0.00%+33.05%
202422/11/202474.06far above SMA50-9.01%+3.15%-8.18%-9.22%+14.04%
202322/11/202323.48far below SMA50+13.97%+44.25%+92.29%+0.00%+101.49%
202222/11/202218.10far below SMA50+8.01%-6.85%-22.49%-22.49%+8.01%
202122/11/2021205.49far below SMA50-0.29%-5.65%-27.26%-36.01%+3.42%
Upcoming 27/11/2026 · Low Cycle 120/Calendar · 5 years — Very limited sample
10 days: Avg +6.67% · Win 40% · DD -9.01%20 days: Avg +5.73% · Win 40% · DD -16.72%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202526/11/202542.06far below SMA50+12.05%+16.81%+12.86%+0.00%+17.33%
202427/11/202478.43far above SMA50-6.40%-1.72%-13.32%-14.28%+7.69%
202327/11/202324.34neutral+40.88%+46.47%+84.80%+0.00%+94.37%
202228/11/202218.27far below SMA50-5.20%-4.98%-32.13%-32.13%+7.01%
202126/11/2021209.41far below SMA50-18.06%-23.24%-23.58%-37.20%+1.48%
Upcoming 07/12/2026 · Low Cycle 90/Trading · 5 years — Very limited sample
10 days: Avg -2.75% · Win 40% · DD -13.16%20 days: Avg -13.64% · Win 40% · DD -18.81%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202508/12/202546.91neutral-1.83%+3.97%+7.27%-6.78%+8.08%
202406/12/202477.16far above SMA50+9.46%-11.35%-21.92%-21.92%+9.46%
202307/12/202333.87far above SMA50+33.57%+33.30%+4.93%-1.86%+39.68%
202207/12/202216.86far below SMA50-0.24%-16.79%-22.36%-27.34%+2.97%
202107/12/2021193.88far below SMA50-25.24%-22.90%-36.14%-36.14%+0.25%
Upcoming 21/12/2026 · High Cycle 120/Trading · 6 years — Small sample
10 days: Avg -4.50% · Win 33% · DD -13.98%20 days: Avg +5.52% · Win 50% · DD -17.79%
Open Date Echo · 6 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/12/202548.77neutral-7.81%+3.18%-5.11%-10.33%+3.96%
202420/12/202468.40neutral-7.43%-11.92%+1.33%-16.67%+5.31%
202321/12/202345.15far above SMA50-9.50%-21.28%-22.30%-32.56%+3.92%
202221/12/202214.03near 52w low · far below SMA50-6.20%-6.70%+32.36%-12.69%+32.36%
202121/12/2021149.48far below SMA50-1.06%-17.17%-28.32%-29.08%+7.06%
202021/12/202041.10neutral-0.85%+26.86%+55.16%-5.43%+55.16%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· Positive relative strength vs QQQ, SPY, SMH.
· If it holds above SMA50 (-5.6%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· The broad trend is down.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· Distance from 52w high: -54.6% · from 52w low: +8.7%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days+2.03% · +6.16% · +5.00% · -20.38%
Distance from SMA20 / 50 / 200+1.87% · -5.57% · -19.81%
Distance from 52w high / low-54.61% · +8.69%
ATR14 · volume vs 20-avg1.06 · 0.98x

Relative strength

vs QQQ (20d)+6.92%
vs SPY (20d)+3.73%
vs SMH (20d)+11.79%

Moving averages

SMA20 / 50 / 20023.70 · 25.56 · 30.10
52w high / low53.18 · 22.21