🕰️ Time Machine

UPST — Upstart

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 30/07/2026

Last price (Close)
26.60 -0.01%
Next window · Fib 21 · in window · in 1 days
31/07/2026
Last window · Fib 13 · 21/07/2026
since -9.13%
Trend
Strong downtrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 13/05/2026
26.22
Days: 53 trading / 78 calendar · return since: +1.44%
Last major high · 01/07/2026
36.90
Days: 20 trading / 29 calendar · return since: -27.92%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 13/05/2026 @ 26.22Cycle 45Trading📅 20/07/2026-8 (±2)Passed
High 01/07/2026 @ 36.90Fib 13Trading📅 21/07/2026-7 (±1)Passed
High 01/07/2026 @ 36.90Fib 21Calendar📅 22/07/2026-8 (±1)Passed
High 01/07/2026 @ 36.90Fib 21Trading📅 31/07/2026+1 (±1)In window
High 01/07/2026 @ 36.90Cycle 30Calendar📅 31/07/2026+1 (±2)In window
Low 13/05/2026 @ 26.22Cycle 60Trading📅 10/08/2026+7 (±2)Upcoming
Low 13/05/2026 @ 26.22Cycle 90Calendar📅 11/08/2026+12 (±3)Upcoming
High 01/07/2026 @ 36.90Cycle 30Trading📅 13/08/2026+10 (±2)Upcoming
High 01/07/2026 @ 36.90Cycle 45Calendar📅 15/08/2026+16 (±2)Upcoming
High 01/07/2026 @ 36.90Cycle 60Calendar📅 30/08/2026+31 (±2)Upcoming
High 01/07/2026 @ 36.90Cycle 45Trading📅 03/09/2026+25 (±2)Upcoming
Low 13/05/2026 @ 26.22Cycle 120Calendar📅 10/09/2026+42 (±3)Upcoming
Low 13/05/2026 @ 26.22Cycle 90Trading📅 22/09/2026+37 (±3)Upcoming
High 01/07/2026 @ 36.90Cycle 60Trading📅 25/09/2026+40 (±2)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

Hammer Reversal 28/07/2026🎯 near Fib 21 window · 31/07/2026
Bullish Engulfing 28/07/2026🎯 near Fib 21 window · 31/07/2026
Failed Breakdown 28/07/2026🎯 near Fib 21 window · 31/07/2026
Gap Day 23/07/2026🎯 near Fib 21 window · 22/07/2026
NR7 Compression 20/07/2026🎯 near Cycle 45 window · 20/07/2026
Gap Day 15/07/2026🎯 near Cycle 45 window · 20/07/2026
Bullish Engulfing 09/07/2026
Bearish Engulfing 02/07/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 20/07/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +5.48% · Win 80% · DD -8.05%20 days: Avg +12.05% · Win 60% · DD -19.40%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202521/07/202576.68far above SMA50+7.33%+8.02%-14.84%-17.31%+9.72%
202419/07/202427.79far above SMA50-6.05%-14.50%+32.46%-14.50%+36.13%
202320/07/202355.39far above SMA50+6.41%+23.14%-42.63%-42.63%+30.15%
202220/07/202228.68far below SMA50-13.63%+1.32%+15.10%-20.99%+26.50%
202120/07/2021117.63neutral-1.60%+9.39%+70.18%-1.60%+72.82%
Passed 21/07/2026 · High Fib 13/Trading · 5 years — Very limited sample
10 days: Avg +2.65% · Win 60% · DD -7.65%20 days: Avg +15.67% · Win 60% · DD -19.18%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202521/07/202576.68far above SMA50+7.33%+8.02%-14.84%-17.31%+9.72%
202422/07/202427.65far above SMA50-5.79%-13.87%+46.37%-14.07%+46.37%
202321/07/202354.17far above SMA50+20.32%+12.10%-40.76%-41.33%+33.08%
202221/07/202228.45far below SMA50-14.34%-0.42%+9.42%-20.35%+27.52%
202121/07/2021119.15neutral+2.22%+7.41%+78.15%-2.85%+78.15%
Passed 22/07/2026 · High Fib 21/Calendar · 5 years — Very limited sample
10 days: Avg +5.83% · Win 80% · DD -5.99%20 days: Avg +11.55% · Win 60% · DD -18.47%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/07/202579.99far above SMA50+0.55%+3.29%-23.01%-23.01%+5.18%
202422/07/202427.65far above SMA50-5.79%-13.87%+46.37%-14.07%+46.37%
202321/07/202354.17far above SMA50+20.32%+12.10%-40.76%-41.33%+33.08%
202222/07/202226.03far below SMA50-6.53%+13.71%+9.34%-12.95%+39.38%
202122/07/2021116.91neutral+5.95%+13.91%+65.83%-0.99%+81.57%
In window 31/07/2026 · High Fib 21/Trading · 5 years — Very limited sample
10 days: Avg +12.90% · Win 60% · DD -18.14%20 days: Avg +15.05% · Win 60% · DD -19.33%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202531/07/202581.74far above SMA50-14.94%-21.91%-9.76%-24.66%+1.33%
202431/07/202427.93far above SMA50 · volume x1.8+19.23%+29.18%+50.66%-14.93%+57.93%
202331/07/202368.69near 52w high · far above SMA50-24.34%-49.31%-57.08%-57.08%+4.95%
202201/08/202223.94far below SMA50+34.80%+38.18%+6.60%+0.00%+51.55%
202130/07/2021120.76neutral+9.42%+68.34%+84.81%+0.00%+84.81%
Upcoming 10/08/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +12.30% · Win 60% · DD -6.87%20 days: Avg +16.63% · Win 40% · DD -8.78%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/08/202563.46volume x1.9+2.90%+8.97%+8.60%-2.95%+16.23%
202409/08/202436.25far above SMA50 · volume x1.8+1.54%+15.86%-2.92%-5.71%+21.68%
202310/08/202332.05far below SMA50 · volume x1.5-0.84%-5.24%-4.62%-8.02%+8.64%
202210/08/202233.50volume x2.0-1.46%-19.85%-20.12%-27.22%+8.30%
202110/08/2021135.68volume x1.7+47.54%+61.74%+102.19%+0.00%+102.19%
Upcoming 11/08/2026 · Low Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +7.63% · Win 60% · DD -5.94%20 days: Avg +10.62% · Win 40% · DD -7.92%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/08/202563.46volume x1.9+2.90%+8.97%+8.60%-2.95%+16.23%
202412/08/202434.18far above SMA50+18.40%+26.24%-1.52%-1.52%+29.05%
202311/08/202333.50far below SMA50-4.21%-10.78%-9.97%-12.00%+3.94%
202211/08/202231.71neutral-1.83%-11.35%-13.18%-23.12%+14.41%
202111/08/2021171.20far above SMA50 · volume x5.0+23.99%+25.08%+69.16%+0.00%+69.16%
Upcoming 13/08/2026 · High Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg -2.46% · Win 60% · DD -11.98%20 days: Avg -1.34% · Win 20% · DD -13.74%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202513/08/202566.83neutral-4.41%+4.14%-6.94%-7.85%+10.37%
202413/08/202437.83far above SMA50+1.45%+16.60%-7.11%-11.02%+16.60%
202314/08/202334.82far below SMA50-4.25%-15.34%-9.99%-15.34%+0.00%
202212/08/202234.76neutral-18.12%-27.47%-19.42%-29.86%+4.37%
202113/08/2021203.29near 52w high · far above SMA50 · volume x3.0-3.76%+9.78%+36.75%-4.63%+42.46%
Upcoming 15/08/2026 · High Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg +2.49% · Win 60% · DD -8.43%20 days: Avg +1.85% · Win 60% · DD -10.53%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202515/08/202564.09neutral+7.43%+14.34%+4.51%-3.91%+15.09%
202415/08/202436.59far above SMA50+8.53%+16.97%+3.94%-8.01%+20.55%
202315/08/202333.11far below SMA50-1.63%-3.35%-8.61%-10.96%+1.18%
202215/08/202233.08neutral-18.86%-22.85%-24.52%-26.30%+9.67%
202116/08/2021200.89far above SMA50 · volume x2.1+1.03%+7.34%+33.92%-3.49%+44.16%
Upcoming 30/08/2026 · High Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg -1.98% · Win 40% · DD -9.67%20 days: Avg -3.20% · Win 20% · DD -17.21%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202529/08/202573.28neutral-6.91%-8.60%-28.03%-28.03%+0.00%
202430/08/202442.50far above SMA50-17.20%-17.36%-5.86%-20.80%+0.00%
202330/08/202333.33far below SMA50-4.65%-9.84%-17.22%-20.34%+0.51%
202230/08/202225.03far below SMA50+6.47%+1.12%-10.23%-16.90%+11.91%
202130/08/2021215.64far above SMA50+21.82%+24.76%+45.33%+0.00%+55.97%
Upcoming 03/09/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +1.38% · Win 40% · DD -6.30%20 days: Avg -7.06% · Win 20% · DD -13.68%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/09/202564.46far below SMA50-3.16%+5.68%-19.13%-21.19%+6.92%
202403/09/202438.26far above SMA50-12.02%-1.49%-1.25%-12.02%+6.87%
202301/09/202332.95far below SMA50-8.47%-12.20%-16.36%-19.42%+1.67%
202202/09/202224.38far below SMA50+14.89%-3.77%-15.75%-15.75%+14.89%
202103/09/2021247.29near 52w high · far above SMA50+12.42%+18.67%+17.18%+0.00%+36.01%
Upcoming 10/09/2026 · Low Cycle 120/Calendar · 5 years — Very limited sample
10 days: Avg -0.53% · Win 40% · DD -7.60%20 days: Avg -0.88% · Win 40% · DD -11.56%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202510/09/202562.42far below SMA50 · volume x2.7+9.13%-2.90%-17.08%-18.62%+9.13%
202410/09/202433.66neutral+11.97%+11.82%+27.42%+0.00%+27.42%
202311/09/202330.16far below SMA50-4.08%-10.91%-5.69%-13.26%+3.91%
202209/09/202227.53neutral-11.12%-21.90%-24.16%-25.39%+1.74%
202110/09/2021270.46far above SMA50+12.15%+21.23%+15.07%-0.53%+24.36%
Upcoming 22/09/2026 · Low Cycle 90/Trading · 5 years — Very limited sample
10 days: Avg -1.53% · Win 60% · DD -7.91%20 days: Avg +4.71% · Win 60% · DD -10.34%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202522/09/202564.90neutral-18.74%-18.94%-22.62%-28.35%+0.00%
202423/09/202438.53far above SMA50+3.84%+6.46%+36.36%-2.31%+41.14%
202322/09/202326.55far below SMA50+7.50%+3.77%-7.01%-7.01%+10.77%
202222/09/202221.31near 52w low · far below SMA50-1.45%+5.96%+6.85%-3.61%+16.85%
202122/09/2021323.51near 52w high · far above SMA50-1.08%-4.89%+9.99%-10.43%+20.55%
Upcoming 25/09/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +1.02% · Win 60% · DD -6.15%20 days: Avg +2.94% · Win 60% · DD -8.99%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202525/09/202556.93far below SMA50-7.11%-8.01%-8.48%-18.32%+0.74%
202425/09/202439.55far above SMA50 · volume x1.5-1.54%+8.80%+25.79%-4.48%+37.50%
202325/09/202326.87far below SMA50+2.57%+5.86%-9.30%-9.30%+9.45%
202226/09/202220.80near 52w low · far below SMA50-1.25%+3.51%+2.21%-1.25%+19.71%
202124/09/2021327.88far above SMA50-8.88%-5.08%+4.48%-11.62%+18.95%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· If it holds above SMA50 (-14.5%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· The broad trend is down.
· Relative weakness vs QQQ, SPY, SMH.
· Sharp drop recently.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· Distance from 52w high: -69.5% · from 52w low: +11.0%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-3.60% · -13.87% · -25.58% · -17.09%
Distance from SMA20 / 50 / 200-12.06% · -14.52% · -26.43%
Distance from 52w high / low-69.53% · +10.98%
ATR14 · volume vs 20-avg1.50 · 0.65x

Relative strength

vs QQQ (20d)-19.45%
vs SPY (20d)-24.68%
vs SMH (20d)-12.05%

Moving averages

SMA20 / 50 / 20030.24 · 31.11 · 36.15
52w high / low87.30 · 23.97