🕰️ Time Machine

UPST — Upstart

Price-Time Intelligence · decision-support only — not recommendations, not predictions · as of 11/09/2026

Last price (Close)
25.59 +1.95%
Next window · Cycle 30 · in window
11/09/2026
Last window · Cycle 45 · 03/09/2026
since -10.27%
Trend
Strong downtrend
🕰️ Time Machine — see this symbol's past windows

Daily chart · hover for price & date

Reference points

Last major low · 30/07/2026
25.89
Days: 30 trading / 43 calendar · return since: -1.16%
Last major high · 01/07/2026
36.90
Days: 50 trading / 72 calendar · return since: -30.65%

Price-Time Watch Windows

Reference pointCycleCountingTarget dateDistanceStatus
Low 30/07/2026 @ 25.89Fib 21Trading📅 28/08/2026-9 (±1)Passed
High 01/07/2026 @ 36.90Cycle 45Trading📅 03/09/2026-5 (±2)Passed
Low 30/07/2026 @ 25.89Cycle 30Trading📅 11/09/2026+0 (±2)In window
Low 30/07/2026 @ 25.89Cycle 45Calendar📅 13/09/2026+2 (±2)In window
High 01/07/2026 @ 36.90Cycle 60Trading📅 25/09/2026+10 (±2)Upcoming
Low 30/07/2026 @ 25.89Cycle 60Calendar📅 28/09/2026+17 (±2)Upcoming
High 01/07/2026 @ 36.90Cycle 90Calendar📅 29/09/2026+18 (±3)Upcoming
Low 30/07/2026 @ 25.89Cycle 45Trading📅 02/10/2026+15 (±2)Upcoming
Low 30/07/2026 @ 25.89Cycle 60Trading📅 23/10/2026+30 (±2)Upcoming
High 01/07/2026 @ 36.90Cycle 90Trading📅 06/11/2026+40 (±3)Upcoming

Chronological: recent past → active → upcoming. The target date is the center of the watch window — it opens a few days before and stays relevant a few days after. 'Near a window' is context only, not a signal.

🔔 Recent Technical Events

Price-action events from the last 30 days. 🎯 marks events that landed near a cycle window — the combinations worth the closest look.

Gap Day 11/09/2026🎯 near Cycle 30 window · 11/09/2026
NR7 Compression 03/09/2026🎯 near Cycle 45 window · 03/09/2026
Bullish Engulfing 02/09/2026🎯 near Cycle 45 window · 03/09/2026
Gap Day 01/09/2026🎯 near Cycle 45 window · 03/09/2026
Doji After Run 31/08/2026🎯 near Fib 21 window · 28/08/2026
Doji After Run 26/08/2026🎯 near Fib 21 window · 28/08/2026

Date Echo — seasonal anniversary

What happened around the same calendar date in prior years. n ≈ number of years — descriptive, not an edge. Each window separately, every number vs baseline.

Passed 28/08/2026 · Low Fib 21/Trading · 5 years — Very limited sample
10 days: Avg +0.00% · Win 40% · DD -8.71%20 days: Avg -0.45% · Win 20% · DD -14.93%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202528/08/202573.76neutral-9.30%-14.48%-22.25%-22.82%+0.00%
202428/08/202442.08far above SMA50-15.11%-14.23%-2.83%-20.01%+1.71%
202328/08/202329.48far below SMA50+13.64%+6.31%-9.29%-9.94%+13.64%
202229/08/202225.52far below SMA50-3.88%-2.16%-16.65%-18.50%+9.76%
202127/08/2021223.18near 52w high · far above SMA50+10.80%+24.56%+48.75%-3.38%+50.70%
Passed 03/09/2026 · High Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +1.38% · Win 40% · DD -6.30%20 days: Avg -7.06% · Win 20% · DD -13.68%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202503/09/202564.46far below SMA50-3.16%+5.68%-19.13%-21.19%+6.92%
202403/09/202438.26far above SMA50-12.02%-1.49%-1.25%-12.02%+6.87%
202301/09/202332.95far below SMA50-8.47%-12.20%-16.36%-19.42%+1.67%
202202/09/202224.38far below SMA50+14.89%-3.77%-15.75%-15.75%+14.89%
202103/09/2021247.29near 52w high · far above SMA50+12.42%+18.67%+17.18%+0.00%+36.01%
In window 11/09/2026 · Low Cycle 30/Trading · 5 years — Very limited sample
10 days: Avg -2.27% · Win 40% · DD -9.35%20 days: Avg -1.42% · Win 40% · DD -11.77%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202511/09/202562.19far below SMA50+9.42%-8.46%-15.79%-18.31%+9.54%
202411/09/202435.14neutral+9.02%+12.55%+22.45%-0.06%+22.45%
202311/09/202330.16far below SMA50-4.08%-10.91%-5.69%-13.26%+3.91%
202212/09/202228.01neutral-16.24%-25.74%-23.13%-26.67%+0.00%
202110/09/2021270.46far above SMA50+12.15%+21.23%+15.07%-0.53%+24.36%
In window 13/09/2026 · Low Cycle 45/Calendar · 5 years — Very limited sample
10 days: Avg -1.61% · Win 40% · DD -9.92%20 days: Avg +0.34% · Win 40% · DD -13.03%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202512/09/202563.08far below SMA50+7.63%-9.08%-22.99%-22.99%+7.99%
202413/09/202438.03far above SMA50+4.50%+7.42%+23.64%-7.65%+23.64%
202313/09/202330.26far below SMA50-8.00%-11.00%-4.13%-13.55%+0.00%
202213/09/202224.97far below SMA50-7.77%-14.82%-6.65%-17.74%+3.96%
202113/09/2021278.00far above SMA50+5.56%+19.42%+11.84%-3.22%+20.99%
Upcoming 25/09/2026 · High Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg +1.02% · Win 60% · DD -6.15%20 days: Avg +2.94% · Win 60% · DD -8.99%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202525/09/202556.93far below SMA50-7.11%-8.01%-8.48%-18.32%+0.74%
202425/09/202439.55far above SMA50 · volume x1.5-1.54%+8.80%+25.79%-4.48%+37.50%
202325/09/202326.87far below SMA50+2.57%+5.86%-9.30%-9.30%+9.45%
202226/09/202220.80near 52w low · far below SMA50-1.25%+3.51%+2.21%-1.25%+19.71%
202124/09/2021327.88far above SMA50-8.88%-5.08%+4.48%-11.62%+18.95%
Upcoming 28/09/2026 · Low Cycle 60/Calendar · 5 years — Very limited sample
10 days: Avg +5.18% · Win 80% · DD -7.34%20 days: Avg +3.48% · Win 60% · DD -10.42%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202529/09/202552.74far below SMA50 · volume x2.1-0.25%-5.95%+0.00%-11.83%+0.27%
202427/09/202440.85far above SMA50+1.10%+15.10%+23.82%-7.52%+33.12%
202328/09/202327.59far below SMA50-2.75%+0.54%-16.13%-16.60%+6.60%
202228/09/202222.47far below SMA50-3.25%+9.92%+5.34%-8.59%+10.81%
202128/09/2021313.40far above SMA50-5.46%+6.27%+4.37%-7.54%+24.44%
Upcoming 29/09/2026 · High Cycle 90/Calendar · 5 years — Very limited sample
10 days: Avg +9.58% · Win 60% · DD -6.69%20 days: Avg +4.02% · Win 40% · DD -9.68%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202529/09/202552.74far below SMA50 · volume x2.1-0.25%-5.95%+0.00%-11.83%+0.27%
202430/09/202440.01far above SMA50+2.52%+35.14%+29.92%-5.57%+35.92%
202329/09/202328.54far below SMA50-3.47%-4.94%-19.31%-19.38%+3.05%
202229/09/202221.00near 52w low · far below SMA50+7.52%+15.86%+11.19%-2.19%+18.57%
202129/09/2021320.00far above SMA50-3.84%+7.78%-1.72%-9.45%+21.88%
Upcoming 02/10/2026 · Low Cycle 45/Trading · 5 years — Very limited sample
10 days: Avg +15.67% · Win 80% · DD -3.55%20 days: Avg +4.32% · Win 60% · DD -6.90%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202502/10/202552.88far below SMA50-0.96%-9.64%-14.98%-14.98%+0.00%
202402/10/202438.94neutral+10.50%+39.65%+31.30%+0.00%+39.65%
202302/10/202327.56far below SMA50+3.21%+5.12%-15.38%-16.51%+6.71%
202203/10/202220.54near 52w low · far below SMA50+4.82%+12.71%+12.85%+0.00%+21.23%
202101/10/2021298.77far above SMA50+4.17%+30.54%+7.79%-3.01%+30.54%
Upcoming 23/10/2026 · Low Cycle 60/Trading · 5 years — Very limited sample
10 days: Avg -2.90% · Win 40% · DD -11.77%20 days: Avg -7.17% · Win 40% · DD -22.09%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202523/10/202552.10far below SMA50-13.70%-27.59%-31.71%-31.71%+1.23%
202423/10/202449.75far above SMA50+2.77%+8.50%+41.51%-5.05%+62.81%
202323/10/202324.37far below SMA50-4.31%+20.23%+6.65%-14.36%+24.42%
202224/10/202221.26far below SMA50+9.03%-12.42%-12.70%-19.76%+11.85%
202122/10/2021342.56far above SMA50-5.99%-3.21%-39.58%-39.58%+5.04%
Upcoming 06/11/2026 · High Cycle 90/Trading · 5 years — Very limited sample
10 days: Avg -4.89% · Win 20% · DD -16.08%20 days: Avg +3.56% · Win 60% · DD -18.22%
Open Date Echo · 5 years
YearActual dateCloseContext5d10d20dMax DD 20dMax Gain 20d
202506/11/202537.72far below SMA50-1.15%-5.69%+23.92%-5.69%+24.93%
202406/11/202453.98far above SMA50+25.60%+30.42%+35.99%+0.00%+50.06%
202306/11/202329.30volume x1.8-25.46%-11.30%+12.76%-28.77%+17.03%
202207/11/202218.62near 52w low · far below SMA50+10.42%-0.32%-8.00%-8.38%+21.05%
202105/11/2021331.56neutral-20.32%-37.58%-46.87%-48.25%+0.92%

Questions to Watch

Is there a failed breakout above the window?Did an abnormal reversal candle appear?Is there an abnormal volume spike?Is the advance stalling (no follow-through)?Is short-term support breaking?Any change in relative strength vs QQQ/SPY/SMH?Is the leading sector weakening?

Interpretation & Scenarios

Careful wording — scenarios to watch, not forecasts. The decision is the trader's.

⬆️ Continuation (up) — to watch
· If it holds above SMA50 (-13.4%) and breaks out on volume above the window — historically similar zones tended to continue. Technical confirmation needed.
⬇️ Weakness (down) — to watch
· The broad trend is down.
· Relative weakness vs QQQ, SPY, SMH.
· Sharp drop recently.
· If a breakout fails or it closes below SMA50 / a nearby low on volume — risk of continued weakness. Watch for fading volume and relative weakness.
↔️ Range / no clear edge
· Distance from 52w high: -64.1% · from 52w low: +6.8%.
· Without confirmation either way — no clear edge; waiting for confirmation is reasonable.

Current Snapshot

Returns & distances

5 / 10 / 20 / 60 days-10.27% · -15.99% · -17.37% · -20.63%
Distance from SMA20 / 50 / 200-10.82% · -13.41% · -24.36%
Distance from 52w high / low-64.15% · +6.78%
ATR14 · volume vs 20-avg1.29 · 0.84x

Relative strength

vs QQQ (20d)-15.02%
vs SPY (20d)-15.62%
vs SMH (20d)-13.88%

Moving averages

SMA20 / 50 / 20028.69 · 29.55 · 33.83
52w high / low71.38 · 23.97